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don't be a banker!

Posted 4 years ago

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Don’t Be a Banker!!


Advertised Equity Crowdfunding Pitch

Biohm is an eco-conscious bio-technology company that is revolutionising construction through nature-inspired innovation. The company has adopted methods such as circular construction system, biomimicry, and triagomy. Some of the company’s carbon-negative bio-based materials include building insulation made out of Mycelium (the root structure of mushrooms) and ORB (Organic Refuse Biocompound), a 100% natural sheet material made out of food and agricultural surplus. For its innovation, Biohm won the Waitrose and Partners Plan Plastic Prize: The Million Pound Challenge and a Power to Change grant worth £600,000 to build sustainable living premises. It has also been shortlisted as one of The United Nation’s ‘Young Champions of the Earth’. The company will use 38% of the investment to grow its team, 22% to scale Research and Development (R&D), 22% to protect its Intellectual Property (IP), and 18% for product accreditation.

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pledged: 89% days to go: 9 investment: £668,673

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Lately it seems that it’s becoming more of a struggle for businesses to get help from the bank. Recently we just saw figures from the FLS (Funding for Loans Scheme) and the figures say it all. With a decline of £0.2bn in the last quarter of 2015, we have clear evidence to show that the banks simply aren’t providing for SME’s anymore. Crowdfunding, P2P lending and alternative finance have stepped in to provide access to the finance they so desperately need.

Business Agent is telling you to stop being a banker all your life and try the alternative finance marketplace! The bank no longer has to be your last lifeline when it comes getting business funding. We bring together the best P2P & alternative lenders and place them under roof; we do the leg work so you don’t have to.

P2P and alternative lenders continue to offer other routes at competitive rates. Funding Circle has lent over £1.1bn and RateSetter £1.074bn, not to mention that Ratesetter boasts an impressive £0 lost to investors to date.  Bypassing the banks has never been easier with a whole range of products offered by a variety of companies. Not only are you getting an alternative, you are getting choice. Many lenders specialise in a specific field, meaning that they have experience and knowledge in that market. This means a clear and fair decision; they consider other factors the traditional banking systems wouldn’t look for. Decisions are made by industry experts, not by an un-personalised algorithm.

 

It doesn’t stop there either, if you are lucky enough to be a saver, looking at lending your money or investing also can allow you bypass the banks and look for a better rate. Companies like Wellesley (winners of Money Supermarkets 2016 ‘Best Alternative Savings Account Provider’) offer a competitive 6.32% p.a.

Alternative finance has never been easier and with all the current UK debt and equity investments under one roof, Businessagent.com has all the information to help you make a wise and sensible decision. Remember that your capital is at risk when investing and investments are not guaranteed.

Don’t get caught banking!

 

Lee Nicolaou

Businessagent.com

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