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Alternative Finance blog

Two More P2P Lending Platforms Approved For CBILS

Two More P2P Lending Platforms Approved For CBILS

Posted 2 days ago


The British Business Bank has approved peer-to-peer lending platforms LendingCrowd and Folk2Folk for the coronavirus business interruption loan scheme (CBILS). The scheme enables lenders accredited..

Tagged: p2p alternative finance coronavirus news equity crowdfunding


Need Recognition? Here Is A List of Competitions And Awards

Need Recognition? Here Is A List of Competitions And Awards

Posted 2 days ago


Business Awards List There’s no better way to increase your profile than picking up awards for your hard work. In the UK, there are a range of competitions and awards open to a whole host of ..

Tagged: entrepreneur business sme alternative finance equity


Coronavirus Loan Applications Exceed One Million

Coronavirus Loan Applications Exceed One Million

Posted 2 days ago


More than one million businesses have applied for a Government-backed loan to help navigate the economic impacts of the pandemic. Meanwhile UK businesses have furloughed nearly nine million jobs, u..

Tagged: sme coronavirus news equity crowdfunding alternative finance


Only 45% of Eligible Businesses Able to Apply for Bounce Back Loans

Only 45% of Eligible Businesses Able to Apply for Bounce Back Loans

Posted 2 days ago


New research has found that only 45% of businesses eligible under the scheme have been able to successfully apply for a Bounce Back Loan. According to risk assessment experts protecting.co.uk, the l..

Tagged: sme coronavirus news alternative finance


Chancellor Rishi Sunak Expands The Future Fund

Chancellor Rishi Sunak Expands The Future Fund

Posted 2 days ago


In a widely anticipated move, the Chancellor of the Exchequer Rishi Sunak has expanded the Future Fund to accommodate businesses that contribute significantly to the UK economy, but do not have thei..

Tagged: coronavirus equity crowdfunding news sme


Almost Two-Thirds Of Small Businesses Left Without Payment During Pandemic

Almost Two-Thirds Of Small Businesses Left Without Payment During Pandemic

Posted 7 days ago


Just under two-thirds of small businesses have suffered from late payments during the pandemic, according to a report commissioned by the Federation of Small Businesses.  The report highlighte..

Tagged: sme coronavirus entrepreneur news


Why Most Small Businesses End Up Failing (And What You Can Do)

Why Most Small Businesses End Up Failing (And What You Can Do)

Posted 7 days ago


There are a number of reasons why a business might fail - every situation is unique. But with 20% of businesses not making it past their first year, and 60% going bust within the first three years a..

Tagged: entrepreneur business sme alternative finance equity crowdfunding


What Do I Need To Launch My Equity Crowdfunding Campaign?

What Do I Need To Launch My Equity Crowdfunding Campaign?

Posted 9 days ago


So you’ve decided that you are going to take the plunge and use equity crowdfunding to fund your business venture. In previous guides, we’ve explored what mistakes to watch out for, top ..

Tagged: equity crowdfunding alternative finance sme entrepreneur business


What Tax Reliefs Are Available To My Business?

What Tax Reliefs Are Available To My Business?

Posted 9 days ago


As businesses struggle to stay afloat during the pandemic, the prospect of paying business taxes is daunting. But it does not have to be like this. There are certain tax breaks available that enable..

Tagged: sme business funding


Future Fund Almost Out Of Money After Just A Month

Future Fund Almost Out Of Money After Just A Month

Posted 9 days ago


Less than a month after opening for applications, the government’s widely anticipated scheme for supporting startups struggling to navigate the economic impact of the pandemic, has nearly run ..

Tagged: coronavirus sme future fund news


Covid-19: Which Peer-to-Peer Platforms Are Reopening?

Covid-19: Which Peer-to-Peer Platforms Are Reopening?

Posted 9 days ago


Previously, NextFin had reported how a number of peer-to-peer lenders had introduced forbearance measures to help mitigate the financial impacts of coronavirus. From suspending secondary markets, to..

Tagged: p2p sme alternative finance coronavirus


What Is A Mortgage Payment Holiday, And How Do I Apply?

What Is A Mortgage Payment Holiday, And How Do I Apply?

Posted 9 days ago


Over 1.9 million mortgage payment deferrals have been offered to customers impacted by Covid-19 in the three months since the support was launched, new research has found.  1.2 million deferra..

Tagged: coronavirus guide finance


How Are Each Of The Coronavirus Business Loan Schemes Performing?

How Are Each Of The Coronavirus Business Loan Schemes Performing?

Posted 13 days ago


British businesses have now borrowed £41bn in loans backed by guarantees from the government to cope with the impact of coronavirus. Approval rates for the coronavirus business interruption lo..

Tagged: news sme coronavirus business loan entrepreneur


Why Is A Shareholders’ Agreement Important?

Why Is A Shareholders’ Agreement Important?

Posted 15 days ago


When setting up a company, especially if family or friends are involved, it is easy to proceed under the assumption that nothing can go wrong in the future, and that no agreement outlining the roles..

Tagged: entrepreneur sme business


After Coronavirus It's time to embrace equity investment

After Coronavirus It's time to embrace equity investment

Posted 16 days ago


Before the outbreak of coronavirus, we were beginning to see the rise of alternative finance sources, with emphasis being taken away from traditional banking. By and large, this was driven by altern..

Tagged: coronavirus eis equity investment alternative finance


Which Countries Are Spending The Most On Coronavirus?

Which Countries Are Spending The Most On Coronavirus?

Posted 16 days ago


Coronavirus has afflicted populations across the world. From small businesses shutting down, to mass unemployment, various nations have been prompted to introduce far reaching rescue packages in an ..

Tagged: coronavirus entrepreneur news


More Lenders Approved For Coronavirus Loan Schemes, But Not One Is P2P

More Lenders Approved For Coronavirus Loan Schemes, But Not One Is P2P

Posted 19 days ago


The British Business Bank has accredited several lenders for government-backed emergency loan schemes aimed at supporting businesses through Covid-19 but not one is a peer-to-peer lending platform. ..

Tagged: news coronavirus cbils bbls P2P alternative finance


Nearly Half of Small Businesses Unable To Repay Government Loans

Nearly Half of Small Businesses Unable To Repay Government Loans

Posted 19 days ago


Forty-three percent of businesses that have taken out either Bounce Back Loans or Coronavirus Business Interruption Loans say that they will be unable to repay the loan, according to the Business Ba..

Tagged: coronavirus cbils bbls sme finance loan entrepreneur


What Does The New Furlough Scheme Mean For You?

What Does The New Furlough Scheme Mean For You?

Posted 19 days ago


In a widely anticipated move, the Chancellor will now allow workers who were furloughed under the Job Retention Scheme to return to work on July 1 on a part-time basis while still having their pay s..

Tagged: coronavirus business entrepreneurs news sme finance


Top Ten Equity Crowdfunding Tips

Top Ten Equity Crowdfunding Tips

Posted 19 days ago


As founder and CEO of the UK’s first debt and equity crowdfunding aggregator, Sacha Bright knows a thing or two about the ups and downs and ins and outs of crowdfunding. So we asked him to giv..

Tagged: equity crowdfunding alternative finance entrepreneur business sme


Top Tips For Reopening Your Business After Covid-19

Top Tips For Reopening Your Business After Covid-19

Posted 20 days ago


With non-essential shops and retailers having reopened on June 15, business as usual may look very different after the coronavirus pandemic. By July, the government would like to see remaining small..

Tagged: coronavirus news business sme entrepreneur


How To Manage Working Capital. Is A Loan The Answer?

How To Manage Working Capital. Is A Loan The Answer?

Posted 20 days ago


Despite being the backbone of the UK economy, many small and medium-sized businesses (SMEs) struggle to access the right funding once there is a sudden need to cover day-to-day expenses. There are m..

Tagged: Loan Business Capital Entrepreneur SME


What Is The Coronavirus Local Authority Discretionary Grants Fund, And How Do I Apply?

What Is The Coronavirus Local Authority Discretionary Grants Fund, And How Do I Apply?

Posted 20 days ago


The Discretionary Grant Fund is designed to support small and micro businesses that are not eligible for other government grant schemes. The grant is aimed at small businesses with high fixed buildi..

Tagged: Grants Business Coronavirus SME Entrepreneur


Why Has The UK Fallen Behind In Its Coronavirus Support For Business?

Why Has The UK Fallen Behind In Its Coronavirus Support For Business?

Posted 20 days ago


In the last few days, it has been reported that more than one million people have been overlooked in government schemes that were designed to help them during the coronavirus pandemic.  But wh..

Tagged: Coronavirus Business EIS SEIS Investment Entrepreneur SME


Funding Your Business Without A Bank

Funding Your Business Without A Bank

Posted 20 days ago


More and more entrepreneurs are getting turned down for business loans as they struggle to prove their viability. If you’re a business owner struggling to access capital via the traditional me..

Tagged: Banking Alternative Finance P2P Equity Crowdfunding SME Entrepreneur Business


Will The Future Fund Really Help UK Start-ups?

Will The Future Fund Really Help UK Start-ups?

Posted 20 days ago


Much excitement has been generated around the Future Fund, with many in the startup community praising its current performance. But to what extent will this new scheme help startups?  Providin..

Tagged: Coronavirus SME Future Fund EIS SEIS Startups Business Entrepreneur


How Do You Value A Startup?

How Do You Value A Startup?

Posted 26 days ago


Valuing early-stage companies is more of an art-form than it is a science, especially when it is a business that has just started its journey. A valuation of a business is determining what someone i..

Tagged: Business startups venture entrepreneur sme funding finance equity crowdfunding


True Royalty TV Praises NextFin On Its Ratings Service

True Royalty TV Praises NextFin On Its Ratings Service

Posted 26 days ago


Nextfin recently provided True Royalty Television with a Gold Rating of 83%. It serves the global millions of Royal superfans, with 20,000 paying subscribers already on its platform. With 350+ hour..

Tagged: Rating equity crowdfunding alternative finance business entrepreneur


Tightening of EIS Rules Takes £200m off Amounts Raised In 2018-2019

Tightening of EIS Rules Takes £200m off Amounts Raised In 2018-2019

Posted 27 days ago


According to figures released by HM Revenue & Customs, £1.8bn was invested into 3,905 companies, down from £2bn the previous year.  Investment via the Seed Investment Enterpris..

Tagged: business eis equity crowdfunding alternative finance P2P


Global Fintech Lending Expected To Be Worth £230bn At The End Of 2020

Global Fintech Lending Expected To Be Worth £230bn At The End Of 2020

Posted 27 days ago


According to new research by Norwegian financial services company AksjeBloggen, the global fintech lending industry will be worth a global $291.4bn (£230bn) by the end of 2020, with peer-to-pe..

Tagged: fintech p2p business alternative finance equity crowdfunding


How Do I Register A Trademark?

How Do I Register A Trademark?

Posted 27 days ago


You have developed what you believe to be a unique product. But how do you protect it, and more importantly your name and brand? This is where trademarks come in. Intellectual property protection is..

Tagged: business entrepreneur sme trademark guide


What Are Local Enterprise Partnerships, And Where Can I Apply?

What Are Local Enterprise Partnerships, And Where Can I Apply?

Posted 27 days ago


With 38 currently operating within England, a Local Enterprise Partnership (LEP) is a partnership between local authorities and businesses. They decide local economic priorities and help to drive ec..

Tagged: LEP business sme funding finance entrepreneur


Here's What You Need To Know About Due Diligence

Here's What You Need To Know About Due Diligence

Posted 28 days ago


Like dissecting a business plan, the process of due diligence - whether it be for an investment through equity crowdfunding, or more traditional methods - is about evaluating the level of risk. As a..

Tagged: sme business risk startup finance equity crowdfunding alternative finance


Five Ways To Make Your Business More Social

Five Ways To Make Your Business More Social

Posted 29 days ago


As an entrepreneur, having a strong social media presence is a vital part to the performance and success of your business. Businesses no longer rely on word of mouth, instead they rely on the word o..

Tagged: social media business sme funding equity crowdfunding alternative finance


Struggling With Online Sales? Here’s What You Can Do

Struggling With Online Sales? Here’s What You Can Do

Posted 30 days ago


Whether you’re a small retail brand operating from home or work for a vast ecommerce giant such as Ebay, online sales form the lifeblood of a business. But increasing sales can be a herculean ..

Tagged: business sme money finance


Want To Get A Loan? Top Tips For A Successful Application

Want To Get A Loan? Top Tips For A Successful Application

Posted 1 months ago


At Nextfin, we help hundreds of small businesses find and apply for loans from P2P platforms or other alternative providers. As such, we have a very good understanding of what is required if you wan..

Tagged: Loans Business SME Startup Entrepreneur


Five Things To Remember Before Equity Crowdfunding

Five Things To Remember Before Equity Crowdfunding

Posted 1 months ago


1. The process can take longer than you think Researching which crowdfunding platform to target and what they want to see from you, pulling together marketing materials, scripting and rehearsing yo..

Tagged: Equity Crowdfunding Alternative Finance Business Startup SMEs Business Entrepreneur


Equity Crowdfunding? Here's A Short Guide To What You Need

Equity Crowdfunding? Here's A Short Guide To What You Need

Posted 1 months ago


Equity crowdfunding for businesses has burst onto the scene in recent years and has helped to fund successful enterprises such as Brewdog and Oculus. It can be an elongated process and will require ..

Tagged: Business Equity Crowdfunding Alternative Finance SME Funding Capital


Getting A Business Loan? Here Are The Terms You Should Look Out For

Getting A Business Loan? Here Are The Terms You Should Look Out For

Posted 1 months ago


Let’s face it, how closely do you read the small print in all the contracts you sign? All of us, at one time or another have skim-read the seemingly immeasurable pages of terms and conditions ..

Tagged: Business Loan P2P SME Finance Alternative Finance


Looking To Start A Business? Here's How

Looking To Start A Business? Here's How

Posted 1 months ago


Taking an idea for a business and turning it into reality can be a daunting experience. But as Albert Einstein once said: “Everyone is a genius. But if you judge a fish by its ability to climb..

Tagged: Equity Crowdfunding Business Start-ups Finance SMEs


How Do I Improve My Cash Flow? Invoice Discounting May Be The Answer

How Do I Improve My Cash Flow? Invoice Discounting May Be The Answer

Posted 1 months ago


Invoice trading has become an established method for businesses to improve their cash flow and boost working capital. This type of finance appears to be particularly popular with smaller companies w..

Tagged: Invoice Finance Business Funding Alternative Finance


What To Do If You've Been Refused A CBILS Loan

What To Do If You've Been Refused A CBILS Loan

Posted 1 months ago


To combat the economic effects of the Covid-19 pandemic, the government unveiled an unprecedented support package to help businesses survive these difficult times. The headline component was the Cor..

Tagged: Coronavirus CBILS Loans Business Finance


How Many EFG Loans Have Been Approved So Far?

How Many EFG Loans Have Been Approved So Far?

Posted 1 months ago


The EFG, Enterprise Finance Guarantee, is a scheme that facilitates lending to small businesses that are viable but unable to obtain finance from their lender due to having insufficient security to ..

Tagged: Enterprise Borrow Business CBILS Banks


How Is Coronavirus Changing The Nature Of Business?

How Is Coronavirus Changing The Nature Of Business?

Posted 1 months ago


Coronavirus has changed life as we know it. The negative impact of the pandemic has been particularly damaging to businesses, many of whom have reported not even having enough cash flow to see them ..

Tagged: Covid-19 Business


What Does It Mean To Have Significant Control?

What Does It Mean To Have Significant Control?

Posted 2 months ago


When we think of control, we think mostly about who owns a business. But the concept runs far deeper than ownership. Control actually refers to having a sufficient amount of voting shares of a comp..

Tagged: Shareholder Business Entrepreneurs


How Well Is CBILS Performing?

How Well Is CBILS Performing?

Posted 2 months ago


Since its launch on 27th March, the Coronavirus Business Interruption Loan Scheme has been amended a number of times to account for a number of businesses that fell through the net. With the scheme..

Tagged: News Covid-19 Small Business CBILS


Government Will Postpone Business Rates Revaluation

Government Will Postpone Business Rates Revaluation

Posted 2 months ago


A revaluation of business rates will no longer take place in 2021 to help reduce uncertainty for firms affected by the impacts of coronavirus, Communities Secretary Rt Hon Robert Jenrick MP has anno..

Tagged: News Business Rates Covid-19


Over 100,000 Firms Apply For Loans Under Bounce Bank Scheme

Over 100,000 Firms Apply For Loans Under Bounce Bank Scheme

Posted 2 months ago


It has been reported that more than 100,000 of Britain’s micro businesses have applied for the government’s Bounce Back Loan Scheme on its first day. Offering the smallest companies loa..

Tagged: News Bounce Back Loan Small Business Covid-19


Government Introduces 100% Backed Loans For Small Businesses

Government Introduces 100% Backed Loans For Small Businesses

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy Small businesses struggling to mitigate the economic impacts of Covid-19 will now be able to apply for a 100 percent government-backed loan between £..

Tagged: News Covid-19 Small Business


Businesses Struggling To Access Coronavirus Loans

Businesses Struggling To Access Coronavirus Loans

Posted 3 months ago


Author: Sacha Bright & Oliver Murphy  Despite being introduced over a week ago, NextFin has learnt that a number of businesses are struggling to secure government loans to support them thr..

Tagged: News Business


Does Boris Tax Cuts Affect Start-ups

Does Boris Tax Cuts Affect Start-ups

Posted 8 months ago


Boris Johnson plans to scrap the pledged tax cut to corporation tax and spend the money on the NHS. As an equity & debt crowdfunding aggregation platform representing thousands of small busines..

Tagged: sme's business economy


Sacha Bright comments on 4th Alternative Finance Industry Report

Sacha Bright comments on 4th Alternative Finance Industry Report

Posted 3 years ago


Sacha Bright, founder and CEO of businessagent.com the regulated independent market place for the UK equity crowdfunding and business peer-to-peer (P2P) lending comments on Friday’s 4th Altern..

Tagged: Sacha Bright equity crowdfunding peer to peer lending P2P lending Alternative Finance Industry Report Cambridge Centre for Alternative Finance due diligence


What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

Posted 3 years ago


NESTA and Sage published a report on regional Small and Medium (SME) sized business productivity in the UK this week. It makes for fascinating reading and should certainly attract the attention of W..

Tagged: equity crowdfunding peer to peer lending p2p lending NESTA Sage SMEs London competition businesses


Banks not lending to small businesses is stunting Britain’s growth

Banks not lending to small businesses is stunting Britain’s growth

Posted 3 years ago


Every year, thousands of small businesses see their loan applications rejected by the big Banks. Figures from the British Business Bank (BBB) suggest that this equates to around £4bn in loans ..

Tagged: British Business Bank small businesses growth slowing business loans SMEs investment The Hampshire Trust Bank Centre for Economics and Business Research debt capital adequacy


What can happen if you default on a business loan?

What can happen if you default on a business loan?

Posted 3 years ago


If you are aware that you won’t be able to meet your monthly loan repayment the best course of action is to call your lender and let them know. Most lenders would prefer to work on a repayment..

Tagged: business loan alternative finance default unsecured loan secured loan avoiding a loan default renegotiate loan terms


Are P2P platforms about to face their toughest test yet?

Posted 3 years ago


On Monday GLI Finance wrote down the value of its investments in eight peer-to-peer (P2P) lending platforms by £12.6 million. The investment company that backs fintech businesses cited “..

Tagged: business finance P2P lending peer to peer lending GLI Finance invest investment Lendy Zopa risk


RateSetters withdrawal from the P2PFA highlights the importance of data transparency

Posted 3 years ago


Sacha Bright the CEO and founder of businessagent.com, the UK’s authorised equity crowdfunding and peer-to-peer (P2P) aggregator for businesses believes it is time for the UK’s debt and ..

Tagged: businessagent.com Sacha Bright equity crowdfunding peer to peer p2p Ratesetter P2PFA transparency


Personal relationships matter

Posted 3 years ago


Personal relationships matter. No matter the advances in technology, including artificial intelligence (AI), this remains clear. businessagent.com offers investors and businesses sight of the UK&rsq..

Tagged: alternative finance peer to peer p2p SME technology artificial intelligence investors businesses banks IFISA


What do debt warnings mean for investors and small businesses?

Posted 3 years ago


The debt warning The Bank of England (BoE) warned again on Tuesday about rising debt levels in the UK. Whilst the majority of UK household debt is related to mortgages, other debt such as credit ca..

Tagged: alternative finance business loans bank of england debt levels peer to peer P2P investing saving


For capital fund raising success consider combining your options

Posted 3 years ago


Never before have businesses in the UK had so many options available to them for raising capital. Where in the past networks were limited and generally localised they can now, thanks to new technolo..

Tagged: fundraising success combine options raising capital business loans business finance venture capital funding options


Banks cutting local ties is better news for businesses than it may first appear

Posted 3 years ago


Last week the Guardian reported that RBS was cutting jobs in its small business loans department and outsourcing work to India. These cuts follow the closure of 158 branches last year and represent ..

Tagged: banks cutting local ties P2P peer to peer RBS good news for businesses


Great news for small businesses: new NatWest “3 minute loan”

Posted 3 years ago


This week NatWest announced that it will be launching a new online lending platform. The “3 minute business loan” will allow small businesses to borrow up to £35,000 in a process t..

Tagged: business loan Natwest 3 minute business loan small businesses peer-to-peer marketplace p2p marketplace p2p loans p2p lending banks bank loan


Why all the IFISA fuss?

Posted 3 years ago


Why all the IFISA fuss?   The Innovative Finance ISA - or IFISA – is gaining attention at the moment for a number of reasons, but here are 4 of them; It is new The Financial Conduct A..

Tagged: IFISA Innovative finance What is the fuss What is an IFISA how can I benefit P2P peer-to-peer


What is peer-to-peer lending?

Posted 3 years ago


Peer-to-peer lending – also known as P2P lending, debt crowdfunding and marketplace lending – is an alternative financing model whereby people borrow from other people, rather than going..

Tagged: business loans business sme business funding loans peer to peer peer to peer loans peer-to-peer loans peer to peer lending peer-to-peer lending equity crowdfunding


What is debt crowdfunding and how does it work?

What is debt crowdfunding and how does it work?

Posted 3 years ago


What is debt crowdfunding? Debt crowdfunding, sometimes known as peer-to-peer lending or loan-based lending, is an alternative way for businesses to borrow money. In essence, it’s the same pr..

Tagged: business business loans debt crowdfunding debt crowd-funding crowdfunding equity equity crowdfunding business loans finance business finance start ups sme business growth


6 things to check closely before applying for a crowdfunding loan

Posted 3 years ago


There is an alternative to traditional lending from a Bank, debt crowd-funding and peer-to-peer lending. There are risks for the companies doing the borrowing, just as there are for the lenders. Her..

Tagged: loans finance crowdfunding equity debt secured loans banks start ups smes business funding credit check


Will USA trump regulation for impact on UK Alternative finance market? Asks our CEO Sacha Bright

Posted 4 years ago


 Will USA trump regulation for impact on UK Alternative finance market? Asks our CEO Sacha Bright   It is a little early to say quite how Trump’s Presidency will impact Alternative..

Tagged: business agent donald trump alternative finance peer to peer p2p america economics peer-to-peer business loans borrowing altfi fintech


Businessagent.com is Crowdfunding!

Posted 4 years ago


  Businessagent.com is excited to announce that we are now crowdfunding! Businessagent.com aggregates equity and debt crowdfunding investments. This makes it easy for investors and lenders to ..

Tagged: businessagent.com equity crowdfunding investing venture angel investing aim shares


Why Invoice Finance Might Be Right for Your Business

Posted 4 years ago


Financing your business comes in many different forms and can vary from what you assume to be available. The standard business loan is of course the traditional form of finance, however not every bu..

Tagged: finance alternative finance invoice finance MarketInvoice raising finance business finance business loans


How Social Is Your Business?

Posted 4 years ago


  We have seen the way businesses promote themselves change drastically over the last 10 years. With the growth of online and digital, new trends are always coming into play and it can be a to..

Tagged: social media business sme marketing advertising twitter facebook instagram snapchat google+ linkedin equity crowdfunding raising finance social online digital


P2PFA Q2 Data Shows Growth Slows for Peer to Peer Lending

Posted 4 years ago


The UK Peer to Peer Finance Association have just release the data for Q2 of 2016 to show that lending currently stands at £5.8bn with around £658 Million lent in Q2. This shows a dip fr..

Tagged: p2pfa ifisa innovative finance isa isa peer to peer p2p peer to peer lending p2p lending zopa funding circle alternative finance business loans loans


Bank of England to Lower Capital Buffers & Interest Rates Following Brexit

Posted 4 years ago


  Mike Carney, the Bank of England’s Governor has stated that interest rates will be cut this summer to battle a Brexit slowdown.  Ten year government bond yields have dropped as we..

Tagged: brexit bank of england BoE interest rates alternative finance mike carney lending alternative finance peer to peer equity crowdfunding eu referendum sme small businesses


Become an Angel Investor Lunchtime Masterclass

Posted 4 years ago


Business Agent, Bond Dickinson and Angels Den are collaborating to bring you an exciting new event and would like to invite you to attend our ‘Become an Angel’ lunchtime masterclass. ..

Tagged: angel investor investing investor angel business equity peer to peer events angels den businessagent.com bond dickinson investments


What Effect Could “Brexit” Have on Investors & UK Growing Businesses?

Posted 4 years ago


“Brexit” is one of the biggest decisions that we are facing to date. The UK public have been given a huge choice in whether or not we stay in the EU, or decide to leave.  Many peopl..

Tagged: brexit eu uk hscbc simon wells ftse 100 economics investors invetsing sme's business growth isa ifisa's dollars pound exchange rate


Business Finance: Beyond the Business Loan

Posted 4 years ago


Business Finance: Beyond the Business Loan   For many, the traditional business loan is the most logical option when looking for finance. However, sometimes it just doesn’t work out how..

Tagged: business loans peer to peer equity crowdfunding loans invoice finance asset finance cash advance cash flow growing business SME marketinvoice LDF Boost Liberis Ultimate finance


Innovative Finance ISA’s: What’s The Deal?

Posted 4 years ago


    Innovative Finance ISA’s: What’s The Deal?   If you are like us, you have been anticipating the launch of alternative P2P ISA’s (innovative finance ISA). The..

Tagged: isa p2p lending savings innovative finance banks ratesetter abundance zopa funding circle business agent government budget personal savings investing investment


Overfunded: Blessing or Curse?

Posted 4 years ago


  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae


Business Agent challenges Lord Turner’s Irresponsible Scaremongering

Posted 4 years ago


Lord Turner former head of FSA stated yesterday "The losses on peer-to-peer lending which will emerge within the next five to ten years will make the worst bankers look like absolute lending genius..

Tagged: finance p2p lending bankers investment crowdfunding lord turner northoak North Oak business agent equity debt bank loans loans p2p lending turner crash economy business personal finance personal lending ratesetter sme wellesley funding circle


Crowdfunding Response to US Interest Rate Hike

Posted 5 years ago


Business Agent, the first FCA approved Crowdfunding Aggregator has responded to the first US interest rate rise in a decade by pointing UK investors to crowd funding as a way to achieve a return on ..

Tagged: interest rates crowdfunding equity US UK


Property investment in the peer-to-peer and crowdfunding market

Posted 5 years ago


A recent White Paper from research company Datamonitor, The Global Wealth Market in 2015, has found that alternative asset classes are becoming increasingly important as part of high net worth inves..

Tagged: property investment crowdfunding propertycrowd relendex landbay proplend lendinvest assetzcapital crowdestates folk2folk propertypartner housecrowd elevate capitalstackers


How to Crowdfund - Business Agent launches it's Discovery Day

Posted 5 years ago


Crowdfunding aggregator BusinessAgent is bringing together a group of senior industry experts to share their experience of forming, financing and growing businesses with aspiring entrepreneurs at On..

Tagged: discovery business training start-up raising finance crowdfunding crowdlending P2P business course equity crowdfund Stephen Hazell-Smith


SMALL BUSINESS ACT BECOMING LAW IS ONLY ONE STEP IN A STILL VERY LONG JOURNEY FOR SME's SEEKING ACCESS TO FINANCE

Posted 5 years ago


Measures designed to pave the way for businesses to get improved access to finance have become law following Royal Assent for the Small Business, Enterprise and Employment Act being given ..

Tagged: equity crowdfunding small business act loans alternative finance


A Philosophy of Caution that Keeps the Fun in Equity Crowdfunding

Posted 5 years ago


  ‘If you’ve got £10,000, don’t invest in one start-up… …Put £100 into 100 start-ups!’A Philosophy of Caution that Keeps the Fun in Equity Cro..

Tagged: equity crowdfunding Seedrs Jeff Lynn UKCFA UK Crowdfunding Association Businessagent


Peter Harrison, Managing Director of FGH Security and Dragons Den contestant, talks about his experience

Posted 6 years ago


I set up my own security company in 2003 whilst still studying at university. Crowd funding was not available back then; I relied on my student loan, my overdraft and some very clever use of our cas..

Tagged: Peter Harrison Crowdfunding Dragons Den Business Agent


  • Internet Business Awards Category Award Winner 2015
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