Business Agent, the first FCA approved Crowdfunding Aggregator has responded to the first US interest rate rise in a decade by pointing UK investors to crowd funding as a way to achieve a return on their surplus cash rather than looking to move their money abroad.
‘After so many years of virtually zero interest rates, now that the US has made the move upwards, with the UK authorities still indicating that rates will remain unchanged in the UK, it is inevitable that investors will start to look across the Atlantic,” claims Sacha Bright, CEO of Business Agent. “There is no need for them to do so. UK Crowdfunding, done responsibly, offers excellent returns to investors in this country and at the same time supports our economy by funding many of the emerging fast growth businesses,” he says.
Business Agent was the first crowdfunding aggregator to win FCA approval, and now hosts 39 alternative finance providers on their site. The average interest rate from a sample of businessagent.com partners is 9.26%, but they emphasise the need to undertake proper due diligence on any investment made. ‘It is important to be aware that lending through crowdfunding is not like putting a deposit with a regulated bank. Crowdfunders are not protected by the Deposit Protection scheme,’ emphasises Bright.
Notwithstanding this he does maintain that properly thought through investments are a very good alternative to other forms of investment.
Business Agent recommends you should consider these three points before investing.
‘The benefit of working through an aggregator like http://www.businessagent.com is that investors are able to see a variety of opportunities in a range of sectors which helps them to spread their risk,’ says Sacha Bright.
crowdfunding equity equity crowdfunding investment crowdlending peter harrison capital gains tax sophisticated investor investortype nate nead investments small business act marketing equity crowdfund business course start-up ukcfa business training discovery life sciences pharmaceutical poundland dragons den get funding valuation turner personal savings crash jeff lynn uk crowdfunding association lendinvest folk2folk proplend landbay relendex propertycrowd property investment funding renewable energy pavegen assetzcapital crowdestates london stock exchange government aim market invoice discounting invoice trading capitalstackers elevate housecrowd propertypartner sme's due-diligence stephen hazell-smith businessagent abundance zopa business budget seedrs personal finance investing debt bank loans p2p lending crowdcube shares isa ratesetter northoak sme raising finance funding circle start-ups loans lending business agent finance eis p2p seis alternative finance lord turner economy exit personal lending banks innovative finance wellesley savings shareholders cgt overfunded levi roots david cameron reggae reggae entrepreneur north oak blairmore holdings investor numis rothschild altficom interest rates us uk tax affairs bankers prime minister raise finance
As seen in: