What loans are available?
From bridges on commercial or semi-commercial property loans secured on land and/or property and bridge to let loans, cross-charging arrangements to bridging loans for credit repair, refinancing or auction bridging, businessagent.com offers impartial advice free of charge on the whole bridging loan and property development finance market – across the alternative and traditional sectors.
With our complete market overview, businessagent.com can introduce you to provider of a huge range of Bridging Loan products, including but not limited to:
Bridging Loans for Property Refurbishment
Very often when you invest in a Buy To Let property, especially at auction, it will need some degree of refurbishment. Whether because the property doesn’t meet Buy to Let finance requirements or because it needs work before it’s fit for renting, a bridging loan is an ideal way ensuring returns on your investment as speedily as possible.
Bridging Loans for Residential and Commercial Property Development
Whether for a ground-up new build or a conversion we can advise on the right source of finance from concept to completion, including the initial land purchase and the pre-agreed staged release of funds as your project proceeds.
Bridging Loans for Commercial Property Purchase
Offices, shops, warehouses or land, we can source load finance secured on the property you already own or that you plan to purchase – and that could be for any purpose at all, such as a boost to cashflow, settling a challenging VAT bill or perhaps re-equipping the business.
Second-Charge Bridging Finance
Already have a mortgage on your property? The beauty of the alternative finance market is that it may be possible to arrange a second-charge bridging loan for all of the purposes listed here even if you’re in arrears on your primary mortgage.
Cash Release Bridging Loans
Unfettered by the traditional finance market’s restrictions such as rigid loan-to-value ratios, the alternative market can help you turn the equity in your property to cash – and it can do so with the speed you need. In many cases loan-to-value of up to 80% or even non-status loans are possible.
Bridging Loans for Credit Repair and Consolidation
A poor credit history hinders you in all your financial dealings and costs you dearly in higher charges and interest rates. With a bridging loan for credit repair you can clear all your accumulated credit and any arrears and begin rebuilding your credit history.
Regulated Bridging Loans (secured on your main residence)
Because they’re secured on an asset that’s not your main residence, most bridging loans are unregulated – but we can also help to source finance secured on your home, such as a bridging load to finance its purchase where there’s been a delay in your mortgage.
Bridging Loans for Property Development Refinancing
Completed one project and impatient to get on with the next? If you can’t wait to realise the profits on your latest development, we can help you source a bridging loan secured on the completed property to free that capital for investment in your new development.
Bridging Loans for Property Buyers at Auction
Without a bridging loan facility (or a considerable sum in cash) it’s almost impossible to buy at auction because you can’t arrange a conventional mortgage within the 21 days win which you’re required to compete the purchase. Business Agent can put you in touch with the right provider so that you can bid on auction property with confidence.
Bridging Loans for Land Purchase
Business Agent can source bridging loan finance for the purchase of agricultural or commercial land, with or without planning permission.
Beyond Bridging – Medium Term Loans for Property Purchase
When a bridging loan’s period is not long enough and a conventional mortgage is far too long, a medium-term loan for property purchase could be just the solution you need– and businessagent.com is best placed to source the ideal provider for your project and circumstances.
Call us now on 01920 486440 or Apply Now.