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easyMoney

easyMoney

easyMoney part of the easy brands is a property peer to peer lending platform that allows investors access to loans backed by UK property with interest paid on a monthly basis. They focus on bridge loans with a maximum Loan To Value (LTV) 75% and property development loans with a maximum LTV 75%, plus 100% of development costs capped at 70% Gross Development Value and lend to professionals who meet their strict criteria. Using this conservative approach easyMoney has helped reduce risk and boast a 0% default rate to date. All loans are secured with a legal charge against UK property which also reduces the risk in the event of a default, although this is not a guarantee that the lender will get all their funds back and the property is subject to current market values.

The platform works on an investment level system, the more invested, the higher the interest rate, for example: Invest £100 + with a target rate of 3.67% p.a. invest £10,000 + with a target rate of 5.12% p.a. Review all the products here. easyMoney aims to invest funds within 30 days, but this is not guaranteed. Lenders can start earning interest as soon as the loan commences. The platform provides a “My Portfolio” page where the lender can monitor the status of a loan.

In the event of a missed payment, the platform will work proactively with the borrower to bring the loan back to performing status. If the delay has an impact on non-payment of interest, then easyMoney may, at its discretion, continue to pay investors their due interest out of their own funds up to a maximum of 2 months. If payments continue to be missed after two months, then easyMoney will declare the loan as being in default and appropriate action will be taken to recover funds.

If for any reason easyMoney should become insolvent the platform have made arrangements to transfer any loan obligations in respect of outstanding amounts to Street (UK) CIC with a view to it acting as a back-up loan service provider.


easyMoney Products and Investment

    Bespoke investment service. Assess each deal individually.

    term: 3 - 24 months min. investment: £1,000,000 return: up to 8.00%*
    * provided on 16/03/2020

    Lend against UK property with interest paid monthly. 

    term: 3 - 24 months min. investment: £100 return: up to 3.67%*
    * provided on 16/03/2020

    Lend against UK property with interest paid monthly. 

    term: 3 - 24 months min. investment: £10,000 return: up to 5.12%*
    * provided on 16/03/2020

    Lend against UK property with interest paid monthly. 

    term: 3 - 24 months min. investment: £20,000 return: up to 6.06%*
    * provided on 16/03/2020

    Lend against UK property with interest paid monthly.  

    term: 3 - 24 months min. investment: £100,000 return: up to 7.01%*
    * provided on 16/03/2020

Investor Overview

  • Lend against UK property
  • Interest paid monthly
  • Minimum investment £100
  • * correct as of 17/03/2020


Go to easyMoney

contactus@easymoney.com

5 Fleet Place, London, England,
EC4M 7RD

020 3858 7269

04861007
company number

08/08/2003
incorporated 17 years

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph