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Futurebricks

Futurebricks

Futurebricks are looking to democratise real estate investments by giving small to medium-sized property developer’s access to funding. Thus allowing investors access to asset-backed property investments. 

Investor dashboard

The platform provides a dashboard, a place where the lender can manage and monitor their investments. When choosing an investment, the lender can view each project and their: investment summary, financials, planning permission, borrower’s track record, location and book a site visit. Regular updates are provided on the dashboard, from inception to the final stages and completion of the development. A minimum investment of £500 is required and the platform offers the lender the opportunity to earn up to 12% p.a. 

Futurebricks use an E-Wallet system which is essentially a segregated custodian escrow account.

How the platform manages risk

They follow a three-step process when assessing providers/borrowers they work with. Taking in to account: Investment strategy, due diligence and investment assessment.  When considering the investment/property they take into account the potential macroeconomic and local property market characteristics which can influence the investments overall expected return.  The transaction risk assesses the complexity of the investment from funding and execution perspective and the investment provider risk which assesses the experience and competency of the provider/borrower.

Futurebricks state “Most of our investments fall around the middle of our risk appetite, with few opportunities either falling into the very low or high relative risk. It is important to note that there are a number of disqualification criteria that we use which means an investment that scores less than 5 across all three risk metrics could still fail our risk assessment.”  Read more here

Fees

Fees are charged to the borrower which is set out in accordance with their Loan Agreement.  There are no fees charged to the lender.

Withdrawal of funds

The lender can withdraw the interest they have received at any time and the principle amount at the end of the term for the relevant loan


Futurebricks Products and Investment

    View and choose from individual investments secured against UK property.  

    term: 1 - 24 months min. investment: £500 return: up to 12.00%*
    * provided on 16/01/2020

Investor Overview

  • Invest from £500
  • Earn up to 12% gross interest p.a paid monthly
  • All loans are secured against property
  • Fee are charged to the borrower not the lender
  • * correct as of 24/02/2020


Go to Futurebricks

info@futurebricks.com

Aviation House, 125 Kingsway, London
WC2B 6NH

07875159424

10190839
company number

20/05/2016
incorporated 4 years

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph