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Kuflink is an award-winning online P2P property investment platform that unites professional borrowers with savvy lenders.  They have three investment products Select-Invest, Auto-Invest and an Innovative Finance ISA with interest rates up to 7.2% p.a.

All investments are secured against UK property and there is a choice of auction purchases and new housing developments to invest in. Kuflink can also co-invest 5% alongside the lender for the Select Invest product.  Lending terms start at 3 months, with a minimum investment of £100.

Kuflink does not charge any fees for creating an Investor Account or lending through the platform.  They may charge a Servicing Fee directly to the borrower, which is included in the interest rate given to the borrower and retained by Kuflink in accordance with the Loan Conditions.  Investors are not entitled to the Servicing Fee.  Although if Kuflink incurs any transaction fees, bank fees or payment processing charges they will first make you the lender aware of these charges and Kuflink may require you to reimburse them.

The minimum amount a lender can withdraw from their wallet is £5.00 unless you are requesting the closure of your account and then you can request less.  Withdrawal requests can take up to 5 working days to process.

Investments with Kuflink are not covered by the FSCS, although Kuflink holds clients’ money in their Client Bank Account which is currently held with Metro Bank Plc and they are covered by the FSCS.  Therefore any of the lender monies that are not currently invested and being held in the Client Account may be covered by the Financial Services Compensation Scheme. The platform operates a wind-down procedure which will try to ensure that all loans are continued to be services in the event they cease trading.

Kuflink Products and Investment

    - Choose individual projects to lend to.

    - They co-invest 5% alongside you in every deal.

    - Projects start from just 3 months.

    - Secondary market available.

    term: 3 - 12 months min. investment: £100 return: up to 7.20%*
    * provided on 16/01/2020

    Investors can choose their investment amount and Kuflink will automatically spread their contributions across a range of opportunities for a more diversified portfolio. Investors can choose a fixed term, which will be accompanied with a fixed term:

    • Invest for 1 year and receive 5.00% interest per annum.
    • Invest for 3 years and receive 6.10% interest per annum.
    • Invest for 5 years and receive 7.00% interest per annum.
    term: 12 - 60 months min. investment: £100 return: up to 7.00%*
    * provided on 16/01/2020

    - Use £20,000 annual tax-free allowance

    - Fixed 1, 3 and 5 year terms

    - Transfer your existing ISA to Kuflink online

    - Minimum investment of £100

    term: 12 - 60 months min. investment: £100 return: up to 7.00%*
    * provided on 16/01/2020

Investor Overview

  • Invest from a minimum of £100.
  • Investments are secured against UK property
  • Secondary market available.
  • Kuflink co-invest 5% into Select Invest Product.
  • Up to 7.2% return p.a.
  • Invest from 3 month - 5 years
Go to Kuflink


21 West Street, Gravesend
DA11 0BF

01474 334 488

company number

incorporated 10 years

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph