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Leap is a peer to peer lending platform that specialises in unsecured personal loans, for refinancing credit cards and student loans etc. They provide loans from £500 - £15,000 over a period of 12 - 60 months. The company reward good financial behaviour through a ”Dynamic rate”. At the time of application, the borrower is given a rate that best suits their current credit profile. The loan is then monitored every three months and if the debt has been reduced and the borrower meets their requirements, monthly payments could be reduced to encourage financial responsibility - this is ultimately Leaps goal.

The platform allows investors to invest in a diverse portfolio of loans, using their auto-invest to make a difference as well as a return. An investment will be spread across five vetted borrowers to help reduce risk. There are no fees to invest, fees are charged to the borrower. Lenders can choose terms: from 1-5 years, with interest up to 5%, and a minimum investment of £50

Secondary market

If the lender has held their loans for at least a year and there have been no missed payments from the borrower, they will be eligible for sale in the secondary market. Please note that this is not a guarantee and is dependent on other lenders being available on the platform to buy the loans.

Leap Products and Investment

    An investment will be spread across five vetted borrowers to help reduce risk.

    term: 12 - 60 months min. investment: £50 return: up to 5.00%*
    * provided on 13/05/2020

Investor Overview

  • Invest from £50.
  • Investment terms 1-5 years.
  • Interest up to 5%.
  • No fees to investors.
  • * correct as of 13/06/2020
Go to Leap

Fks House, 40-44 Newman Street, London, England,

0203 887 7154

company number

incorporated 11 years

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph