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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


Lend against a range of personal guarantor loans, available to homeowners and tenants with medium to poor credit backed with a guarantor who is a homeowner with excellent credit, bridge loans secured with a second charge and a maximum LTV of 85% and high rate unsecured loans where the borrower must be a homeowner, but may have previous credit problems in the past through no thought of their own.

term: 24 - 60 months min. investment: £10 return: up to 9.61%*
* provided on 05/05/2020
  • No annual limit
  • Invest as much as you like
  • Available to all lenders
  • Manual and auto lending options
term: 1+ months min. investment: £10 return: up to 7.80%*
* provided on 16/01/2020

Lend against a range of bridge loans with a maximum LTV 75%, average rate unsecured loans where the borrower must be a homeowner, personal guarantor loans available to homeowners and tenants with medium to poor credit and buy to let mortgages secured by a first legal charge with a maximum LTV 80%

term: 24 - 60 months min. investment: £10 return: up to 6.41%*
* provided on 05/05/2020

Choose from a selection of loans and bid from £10 with a minimum deposit of £100 into your account.

term: 12 - 60 months min. investment: £10 return: up to 6.00%*
* provided on 16/01/2020

Growth Street’s marketplace aims to provide you with a simple way to potentially earn a decent return. You can lend any amount from £10.

term: 1+ months min. investment: £10 return: up to 5.30%*
* provided on 16/01/2020

This investment account allows 60-day access to funds

Invest from £10 - £250,000

Estimated interest 4.5% Interest rates shown are annualised rates paid daily into the lenders Loanpad cash account.

term: 1+ months min. investment: £10 return: up to 4.50%*
* provided on 16/01/2020

Lend against property via bridge loans with a maximum LTV 65%, buy-to-let maximum LTV 65% and low rate unsecured loans where the borrower must be a homeowner.

term: 24 - 60 months min. investment: £10 return: up to 4.32%*
* provided on 05/05/2020

Invest from £10, with no maximum amount and a target interest rate of 4% per annum. There are no fixed terms so funds can be withdrawn at any time.

Customers can use their debit cards to set-up monthly investments to their Octopus Choice account.

Any interest earned can be transferred to a bank account, or re-invested into the General account.

term: 1+ months min. investment: £10 return: up to 4.00%*
* provided on 16/01/2020

Interest is earnt on a daily bases and there are no fees to release your investment

term: 1+ months min. investment: £10 return: up to 4.00%*
* provided on 16/01/2020

Interest is earnt on a daily bases and there are no fees to release your investment

term: 1+ months min. investment: £10 return: up to 3.50%*
* provided on 16/01/2020
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