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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


This is a short term investment product with an attractive rate of interest and quick access to your funds.  There is no need for the loan to be repaid as The Housecorwd crowdfund and recycle the money quickly, thus providing greater liquidity for investors.  The account requires notice for you to access your funds and they will repay your capital within 30 days.  It is also noted that "Only in the event we could not crowdfund out the funds would the repayment be dependent on the borrower repaying"

There is the opportunity to earn 4.5% p.a on your investment for the first six months and the rate changes to 4% p.a thereafter. The size of this fund is restricted to help ensure investor liquidity. 

Restrictions on withdrawal. The Housecrowd may restrict investors drawing out more than £25,000 per investor per month if they have an unusually large amount of requests simultaneously

Interest is calculated daily and paid on April 30th/Oct 30th each year.  Interest due is pro-rated if sums are withdrawn.

term: 1 - 6 months min. investment: £3,000 return: up to 4.50%*
* provided on 16/01/2020
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