We use cookies to improve your experience on this site. By viewing our pages, you give us consent to use cookies. Find out more.

Don’t invest unless you’re prepared to lose all the money you invest. NextFin promotes high - risk investments and you are unlikely to be protected if something goes wrong.
Take 2 minutes to learn more.

Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.

This is a short term investment product with an attractive rate of interest and quick access to your funds.  There is no need for the loan to be repaid as The Housecorwd crowdfund and recycle the money quickly, thus providing greater liquidity for investors.  The account requires notice for you to access your funds and they will repay your capital within 30 days.  It is also noted that "Only in the event we could not crowdfund out the funds would the repayment be dependent on the borrower repaying"

There is the opportunity to earn 4.5% p.a on your investment for the first six months and the rate changes to 4% p.a thereafter. The size of this fund is restricted to help ensure investor liquidity. 

Restrictions on withdrawal. The Housecrowd may restrict investors drawing out more than £25,000 per investor per month if they have an unusually large amount of requests simultaneously

Interest is calculated daily and paid on April 30th/Oct 30th each year.  Interest due is pro-rated if sums are withdrawn.

term: 1 - 6 months min. investment: £3,000 return: up to 4.50%*
* provided on 16/01/2020
  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph