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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


There are more than 200 properties built, or currently in development with a Gross Development Value of over £52m.

Invest in property developments from as little as £1,000. A typical term lasts for 12 months. The typical return rate is 10% per annum. the investments are secured by a legal charge against the land/property.

Their projects have full planning permission in place (unless otherwise stated), use large, reputable contractors, contractors are supervised by a professional employer's agent and have independent RICS qualified fund monitor providing regular site visit valuations.

term: 12+ months min. investment: £1,000 return: up to 10.00%*
* provided on 16/01/2020

Investors can choose their investment amount and Kuflink will automatically spread their contributions across a range of opportunities for a more diversified portfolio. Investors can choose a fixed term, which will be accompanied with a fixed term:

  • Invest for 1 year and receive 5.00% interest per annum.
  • Invest for 3 years and receive 6.10% interest per annum.
  • Invest for 5 years and receive 7.00% interest per annum.
term: 12 - 60 months min. investment: £100 return: up to 7.00%*
* provided on 16/01/2020

- Use £20,000 annual tax-free allowance

- Fixed 1, 3 and 5 year terms

- Transfer your existing ISA to Kuflink online

- Minimum investment of £100

term: 12 - 60 months min. investment: £100 return: up to 7.00%*
* provided on 16/01/2020

This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 75%  and minimum terms of 12 months.

Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria.  Funds will earn interest 365 days a year with no downtime between investments.  There is a choice of receiving your interest twice a year or compound your interest. 

Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)

term: 12+ months min. investment: £1,000 return: up to 7.00%*
* provided on 21/01/2020

Asset-back crowd bonds available in three sectors Care homes, Property and Energy.  Each Bond opportunity comes with a detailed offer document.

term: 12 - 36 months min. investment: £100 return: up to 7.00%*
* provided on 07/02/2020

Choose from a selection of loans and bid from £10 with a minimum deposit of £100 into your account.

term: 12 - 60 months min. investment: £10 return: up to 6.00%*
* provided on 16/01/2020

This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 70%  and minimum terms of 12 months.

Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria.  Funds will earn interest 365 days a year with no downtime between investments.  There is a choice of receiving your interest twice a year or compound your interest. 

Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)

term: 12+ months min. investment: £1,000 return: up to 6.00%*
* provided on 21/01/2020

This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 60%  and minimum terms of 12 months.

Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria.  Funds will earn interest 365 days a year with no downtime between investments.  There is a choice of receiving your interest twice a year or compound your interest. 

Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)

term: 12+ months min. investment: £1,000 return: up to 5.00%*
* provided on 21/01/2020

An investment will be spread across five vetted borrowers to help reduce risk.

term: 12 - 60 months min. investment: £50 return: up to 5.00%*
* provided on 13/05/2020

Customers can earn a fixed rate of 3% per annum and can invest from £1,000. The bond can be funded in multiples of £1,000 thereafter. There is no maximum investment amount. This product has a 1-year fixed term.

Interest is received in monthly payments. There is no early withdrawal option. This product is ISA eligible and therefore is not subject to tax.

term: 12+ months min. investment: £1,000 return: up to 3.00%*
* provided on 20/02/2020
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