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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


Lend directly into an opportunity 

term: 6 - 36 months min. investment: £100 return: up to 24.20%*
* provided on 17/03/2020

Customers can select which creditworthy small business loans to diversify their investments across.

The minimum investment amount is £20 and interest rates range from 5.95% to 14.25% per year. Loan term is 6 months to 5 years but you can sell your holdings on the Loan Markets for. 0.5% fee. 

There is no fixed term and customers can expect to receive a monthly income of their capital and interest.

term: 6 - 60 months min. investment: £20 return: up to 14.25%*
* provided on 16/01/2020

This level is based on an LTV of 66-75% with 3% expected losses according to their stress test

term: 6 - 60 months min. investment: £1,000 return: up to 12.09%*
* provided on 27/01/2020

Lend against UK property (Development or Bridging available). This class of loan benefits from a Second Charge over the asset security, ranking behind the First Charge holder.

term: 6 - 24 months min. investment: £500 return: up to 11.00%*
* provided on 10/03/2020

Lend against UK property (Development or Bridging available). Junior loans enjoy a First Charge over the asset security and ranks behind the Senior Loan claim.

term: 6 - 24 months min. investment: £500 return: up to 10.50%*
* provided on 10/03/2020

This level is based on an LTV of 51-65% with 0.3% expected losses according to their stress test

term: 6 - 60 months min. investment: £1,000 return: up to 9.60%*
* provided on 27/01/2020

Lend to business becked by a wide range of assets with terms between 6 - 36 months

term: 6 - 36 months min. investment: £1,000 return: up to 9.00%*
* provided on 16/01/2020

Invest from £20,000 with fixed interest rate of 4.5% - 9% p.a. paid monthly. Secured against UK land and property. No Lender losses to date* and tax efficient investments possible with their IFISA

term: 6 - 60 months min. investment: £20,000 return: up to 9.00%*
* provided on 16/01/2020

All opportunities available on their platform are secured with a first legal charge against the property

term: 6 - 24 months min. investment: £500 return: up to 8.00%*
* provided on 16/01/2020

This level is based on an LTV of 0-50% with 0% expected losses according to their stress test

term: 6 - 60 months min. investment: £1,000 return: up to 7.27%*
* provided on 27/01/2020
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