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Don’t invest unless you’re prepared to lose all the money you invest. NextFin promotes high - risk investments and you are unlikely to be protected if something goes wrong.
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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.

Investors can choose their investment amount and Kuflink will automatically spread their contributions across a range of opportunities for a more diversified portfolio. Investors can choose a fixed term, which will be accompanied with a fixed term:

  • Invest for 1 year and receive 5.00% interest per annum.
  • Invest for 3 years and receive 6.10% interest per annum.
  • Invest for 5 years and receive 7.00% interest per annum.
term: 12 - 60 months min. investment: £100 return: up to 7.00%*
* provided on 16/01/2020

- Use £20,000 annual tax-free allowance

- Fixed 1, 3 and 5 year terms

- Transfer your existing ISA to Kuflink online

- Minimum investment of £100

term: 12 - 60 months min. investment: £100 return: up to 7.00%*
* provided on 16/01/2020

The lender can choose to lend Balanced via their Classic Account.  This option has a higher projected return, with a higher estimated bad debt rate. There is an initial minimum investment amount of £1,000. 

With Classic accounts, tax is not deducted from your earnings, Funding Circle provides a tax statement which can be downloaded for tax return purposes.

term: 6 - 60 months min. investment: £1,000 return: up to 6.50%*
* provided on 16/01/2020

Lend against a range of bridge loans with a maximum LTV 75%, average rate unsecured loans where the borrower must be a homeowner, personal guarantor loans available to homeowners and tenants with medium to poor credit and buy to let mortgages secured by a first legal charge with a maximum LTV 80%

term: 24 - 60 months min. investment: £10 return: up to 6.41%*
* provided on 05/05/2020

Lend against UK property with interest paid monthly. 

term: 3 - 24 months min. investment: £20,000 return: up to 6.06%*
* provided on 16/03/2020

Choose from a selection of loans and bid from £10 with a minimum deposit of £100 into your account.

term: 12 - 60 months min. investment: £10 return: up to 6.00%*
* provided on 16/01/2020

This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 70%  and minimum terms of 12 months.

Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria.  Funds will earn interest 365 days a year with no downtime between investments.  There is a choice of receiving your interest twice a year or compound your interest. 

Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)

term: 12+ months min. investment: £1,000 return: up to 6.00%*
* provided on 21/01/2020

This product offers lenders to earn up to 5.75% target gross interest a year and gives access to funds 90 days after the notice under normal market conditions.

The interest rate on the 90DAA is variable and can change from time to time.

Unlike the Quick Access Account and the 30 Day Access Account there is no minimum interest rate for the 90DAA.

Minimum investment is £1 and there is no maximum.

Typically, the 90DAA may contain short-term secured business loans of less than one month through to five-year loans.

And like all the Access Accounts, the 90DAA auto-diversifies the funds lenders allocate to it across many matching loans at any given time, spreading the risk across the widest possible range of loans that we have available in the account.


term: 1 - 60 months min. investment: £1 return: up to 5.75%*
* provided on 16/01/2020

Invest in loans from 2-60 months

A 0.5% fee applies when selling a loan

term: 2 - 60 months min. investment: £100 return: up to 5.40%*
* provided on 03/02/2020

Growth Street’s marketplace aims to provide you with a simple way to potentially earn a decent return. You can lend any amount from £10.

term: 1+ months min. investment: £10 return: up to 5.30%*
* provided on 16/01/2020
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