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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


Lend directly into an opportunity or auto-invest.

term: 3 - 24 months min. investment: £1,000 return: up to 8.00%*
* provided on 16/01/2020

Lend directly into an opportunity or auto-invest.

term: 3 - 24 months min. investment: £1,000 return: up to 8.00%*
* provided on 16/01/2020

- Choose individual projects to lend to.

- They co-invest 5% alongside you in every deal.

- Projects start from just 3 months.

- Secondary market available.

term: 3 - 12 months min. investment: £100 return: up to 7.20%*
* provided on 16/01/2020

Investors can choose their investment amount and Kuflink will automatically spread their contributions across a range of opportunities for a more diversified portfolio. Investors can choose a fixed term, which will be accompanied with a fixed term:

  • Invest for 1 year and receive 5.00% interest per annum.
  • Invest for 3 years and receive 6.10% interest per annum.
  • Invest for 5 years and receive 7.00% interest per annum.
term: 12 - 60 months min. investment: £100 return: up to 7.00%*
* provided on 16/01/2020

- Use £20,000 annual tax-free allowance

- Fixed 1, 3 and 5 year terms

- Transfer your existing ISA to Kuflink online

- Minimum investment of £100

term: 12 - 60 months min. investment: £100 return: up to 7.00%*
* provided on 16/01/2020

Mezzanine finance is designed to fill the gap between the bank's lending and the developer's equity contribution and is held with a second legal charge which potentially carries higher risks but offers you the opportunity of higher returns. This type of investing was until recently only available to financial institutions and high net worth individuals.  

term: 1 - 24 months min. investment: £1,000 return: up to 14.00%*
* provided on 16/01/2020

View and choose from individual investments secured against UK property.  

term: 1 - 24 months min. investment: £500 return: up to 12.00%*
* provided on 16/01/2020

LandlordInvest provides Bridging Loans to professional landlords and property investors (no first-time buyers/borrowers). A wide range of borrowers are considered (corporate, individuals, ex-pats) as long as the property is based in England or Wales.  Each loan needs to have a clear business purpose and exit strategy – speculative Bridging Loans are not considered.

term: 0 - 18 months min. investment: £100 return: up to 12.00%*
* provided on 16/01/2020

There are more than 200 properties built, or currently in development with a Gross Development Value of over £52m.

Invest in property developments from as little as £1,000. A typical term lasts for 12 months. The typical return rate is 10% per annum. the investments are secured by a legal charge against the land/property.

Their projects have full planning permission in place (unless otherwise stated), use large, reputable contractors, contractors are supervised by a professional employer's agent and have independent RICS qualified fund monitor providing regular site visit valuations.

term: 12+ months min. investment: £1,000 return: up to 10.00%*
* provided on 16/01/2020

British Pearl offers the opportunity to invest in property shares, which give the lender a way to buy into the property without buying the whole property.  This product gives the lender the ability to earn monthly dividends made up of net rental income and a share of any property appreciation.  There is a tool available on the website to understand this product and forecast for each opportunity.

term: 36 - 60 months min. investment: £300 return: up to 9.50%*
* provided on 17/01/2020
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