Compare Peer To Peer Lending
P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.
Lend against a range of personal guarantor loans, available to homeowners and tenants with medium to poor credit backed with a guarantor who is a homeowner with excellent credit, bridge loans secured with a second charge and a maximum LTV of 85% and high rate unsecured loans where the borrower must be a homeowner, but may have previous credit problems in the past through no thought of their own.
This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 75% and minimum terms of 12 months.
Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria. Funds will earn interest 365 days a year with no downtime between investments. There is a choice of receiving your interest twice a year or compound your interest.
Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)
Investors can choose their investment amount and Kuflink will automatically spread their contributions across a range of opportunities for a more diversified portfolio. Investors can choose a fixed term, which will be accompanied with a fixed term:
- Invest for 1 year and receive 5.00% interest per annum.
- Invest for 3 years and receive 6.10% interest per annum.
- Invest for 5 years and receive 7.00% interest per annum.
Lend against a range of bridge loans with a maximum LTV 75%, average rate unsecured loans where the borrower must be a homeowner, personal guarantor loans available to homeowners and tenants with medium to poor credit and buy to let mortgages secured by a first legal charge with a maximum LTV 80%
This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 70% and minimum terms of 12 months.
Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria. Funds will earn interest 365 days a year with no downtime between investments. There is a choice of receiving your interest twice a year or compound your interest.
Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)