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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


  • No annual limit
  • Invest as much as you like
  • Available to all lenders
  • Manual and auto lending options
term: 1+ months min. investment: £10 return: up to 7.80%*
* provided on 16/01/2020

- Choose individual projects to lend to.

- They co-invest 5% alongside you in every deal.

- Projects start from just 3 months.

- Secondary market available.

term: 3 - 12 months min. investment: £100 return: up to 7.20%*
* provided on 16/01/2020

Investors can choose their investment amount and Kuflink will automatically spread their contributions across a range of opportunities for a more diversified portfolio. Investors can choose a fixed term, which will be accompanied with a fixed term:

  • Invest for 1 year and receive 5.00% interest per annum.
  • Invest for 3 years and receive 6.10% interest per annum.
  • Invest for 5 years and receive 7.00% interest per annum.
term: 12 - 60 months min. investment: £100 return: up to 7.00%*
* provided on 16/01/2020

- Use £20,000 annual tax-free allowance

- Fixed 1, 3 and 5 year terms

- Transfer your existing ISA to Kuflink online

- Minimum investment of £100

term: 12 - 60 months min. investment: £100 return: up to 7.00%*
* provided on 16/01/2020

Invest in individual opportunities via their dashboard.

term: 1 - 60 months min. investment: £10,000 return: up to 15.00%*
* provided on 16/01/2020

This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 75%  and minimum terms of 12 months.

Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria.  Funds will earn interest 365 days a year with no downtime between investments.  There is a choice of receiving your interest twice a year or compound your interest. 

Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)

term: 12+ months min. investment: £1,000 return: up to 7.00%*
* provided on 21/01/2020

This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 70%  and minimum terms of 12 months.

Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria.  Funds will earn interest 365 days a year with no downtime between investments.  There is a choice of receiving your interest twice a year or compound your interest. 

Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)

term: 12+ months min. investment: £1,000 return: up to 6.00%*
* provided on 21/01/2020

Invest in loans from 2-60 months

A 0.5% fee applies when selling a loan

term: 2 - 60 months min. investment: £100 return: up to 5.40%*
* provided on 03/02/2020

This investment account allows 60-day access to funds

Invest from £10 - £250,000

Estimated interest 4.00% Interest rates shown are annualised rates paid daily into the lenders Loanpad cash account.

term: 1+ months min. investment: £10 return: up to 5.00%*
* provided on 16/01/2020

This auto-invest product is available on UK bridging and development loans with an average loan to value (LTV) of 60%  and minimum terms of 12 months.

Automatically spreads your investment risk across their secured property loan portfolio that matches the above criteria.  Funds will earn interest 365 days a year with no downtime between investments.  There is a choice of receiving your interest twice a year or compound your interest. 

Minimum term is 12 months thereafter you can withdraw your funds with 30 days notice (subject to normal market conditions and the minimum term)

term: 12+ months min. investment: £1,000 return: up to 5.00%*
* provided on 21/01/2020
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