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British Pearl

British Pearl

A property investment platform for users to invest in shares or loans within the UK property market. As an asset manager, the company does not involve any intermediaries and instead manages all the properties through its own platform. British Pearl properties include rental, buy-to-let and developmental opportunities for investors to contribute towards. 

A Resale Market feature can be used for investors who may need access to their funds before the investment end date. This allows investors to sell their shares or loan holding to other investors on the platform, as well as buy investments they missed out on within the main market.

British Pearl Products and Investment

    Loans secured against UK property, interest is accrued daily and paid into the lender's wallet.  The platform allows the lender to diversify loans on multiple UK opportunities

    term: 36 - 60 months min. investment: £1 return: up to 4.30%*
    * provided on 17/01/2020

    British Pearl offers the opportunity to invest in property shares, which give the lender a way to buy into the property without buying the whole property.  This product gives the lender the ability to earn monthly dividends made up of net rental income and a share of any property appreciation.  There is a tool available on the website to understand this product and forecast for each opportunity.

    term: 36 - 60 months min. investment: £300 return: up to 9.50%*
    * provided on 17/01/2020

Investor Overview

  • Invest in mortgage loans secured against property.
  • Buy and own shares in properties to earn rental dividends and a share in any capital gains
  • Diversify across multiple investments either geographically or across shares and loans
  • Build your own personalised portfolio to suit your returns preferences.
  • Terms of up to 5 years
  • All projected returns are stated net of fees
  • There are no fees for (New Sale Market) loan investments and share investments incur a 2% participation fee
  • There is a 0.5% charge if you sell your loans on the Resale Market and 1% for shares
  • IFISA available
  • * correct as of 17/01/2020

company number


  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph