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Peer to peer lending » Funding Circle vs Crowd2fund

Funding Circle vs Crowd2fund

Funding Circle Established 2009


  • Choose between two accounts; IFISA and Classic.
  • Choose lending options; Conservatively (Projected return 4.3 - 4.7%) or Balanced (Projected return 4.5 - 6.5%)
  • There are no fees for selling loans.
  • No fees to access funds.
  • Minimum investments from £1,000.

* correct as of 13/11/2019


Crowd2fund Established 2013


  • Crowd2fund offer 4 different investment products - Loan, Revenue Loans, Bonds and Equity.
  • You can invest in individual loans or equity investments and receive interest on loan repayments, as well as rewards from the businesses.
  • There is a 1% annual fee on interest and capital payments to the investor, which is collected on receipt of the payment from borrowers.
  • IFISA available.
  • Terms are 2 - 4 years, depending on the loans you invest in.

* correct as of 04/12/2019

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph