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Proplend is an online marketplace offering investors rates of risk-adjusted returns. All loans are supported by a 1st charge on commercial properties in the UK.

Loans are split up to three Tranches; Tranche A (0-50% LTV) had an average annualised return of 7.40% for the last 12 months (after fees, before bad debt and taxes). Tranche B (51-65% LTV) had an average return of 9.94% pa and Tranche C (66-75% LTV) had an average return of 12.35% pa over the same period.

  • Minimum investment is £1,000
  • Manually invest or 'Auto-Lend'
  • Classic, ISA and (SIPP/SSAS) pension accounts available
  • All loans are backed by UK commercial property (1st charge)
  • Comprehensive due diligence is completed on all Borrowers and properties
  • Choice of up to three risk-adjusted 'Tranche' investments per loan
  • All interest from the Borrower is passed onto Lenders - before a 10% Lender Fee is deducted
  • 3+ months' interest (varying by loan) is 'reserved' from the principal drawn down for all loans
  • Interest is paid monthly
  • IFISA is flexible - withdrawals can be 'replaced' during the same tax year (i.e. withdrawals can be temporary)
  • Loan terms from 6-60 months
  • Loans in good standing can be sold during term via Proplend's secondary market - liquidity cannot be guaranteed and sales are subject to 0.5% seller fee
  • No investor losses since launch (2014)

* correct as of 03/12/2019

Borrow Invest

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph