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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


British Pearl offers the opportunity to invest in property shares, which give the lender a way to buy into the property without buying the whole property.  This product gives the lender the ability to earn monthly dividends made up of net rental income and a share of any property appreciation.  There is a tool available on the website to understand this product and forecast for each opportunity.

term: 36 - 60 months min. investment: £300 return: up to 9.50%*
* provided on 17/01/2020

Loans secured against UK property, interest is accrued daily and paid into the lender's wallet.  The platform allows the lender to diversify loans on multiple UK opportunities

term: 36 - 60 months min. investment: £1 return: up to 4.30%*
* provided on 17/01/2020

Customers can earn a fixed rate of 4% per annum and can invest from £1,000. The bond can be funded in multiples of £1,000 thereafter. There is no maximum investment amount. This product has a 3-year fixed term.

Interest is received in monthly payments. There is no early withdrawal option. This product is ISA eligible and therefore is not subject to tax.

term: 36+ months min. investment: £1,000 return: up to 4.00%*
* provided on 16/01/2020
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