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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


Zopa Plus investors can expect potential returns of 4.0 - 6.0% per annum. Zopa's risk market metric measures how likely borrowers can repay their loans on time and in full. Zopa Plus borrowers range from A* - E, meaning they contain the full range of loans offered on the platform. Typically D & E loans are limited to 20% of the loan mix.

This product is available as an IFISA, which follows the guidelines as set out by UK government.

term: 1 - 60 months min. investment: £1,000 return: up to 6.00%*
* provided on 16/01/2020

Invest in loans from 2-60 months

A 0.5% fee applies when selling a loan

term: 2 - 60 months min. investment: £100 return: up to 5.40%*
* provided on 03/02/2020

Zopa Core investors can expect potential returns of 3.4 - 5% per annum. Zopa's risk market metric measures how likely borrowers can repay their loans on time and in full. Zopa Core borrowers range from A* - C, meaning they are low-risk loans.

This product is available as an IFISA, which follows the guidelines as set out by UK government.

term: 1 - 60 months min. investment: £1,000 return: up to 5.00%*
* provided on 16/01/2020

Interest is earnt on a daily bases and there are no fees to release your investment

term: 1+ months min. investment: £10 return: up to 4.00%*
* provided on 16/01/2020

Invest in loans from 2-60 months.

There are no fees for selling loans

term: 2 - 60 months min. investment: £100 return: up to 4.00%*
* provided on 03/02/2020

Interest is earnt on a daily bases and there are no fees to release your investment

term: 1+ months min. investment: £10 return: up to 3.50%*
* provided on 16/01/2020

Interest is earnt on a daily bases and there are no fees to release your investment

term: 1+ months min. investment: £10 return: up to 3.00%*
* provided on 16/01/2020
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