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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


Invest in individual opportunities via their dashboard.

term: 1 - 60 months min. investment: £10,000 return: up to 15.00%*
* provided on 16/01/2020

Lend directly to businesses and enjoy a monthly repayment for the life of the loan. Eligible businesses must have been trading for at least 2 years with a proven ability to meet monthly repayments. Investors pay 1% of all repayments to Crowd2Fund

term: 24 - 48 months min. investment: £100 return: up to 15.00%*
* provided on 16/01/2020

Loan to a business and the repayments are calculated monthly as a percentage of turnover.If repayments fluctuate the loan term adjusts, the business has to cover the interest and a minimum capital repayment every month.

term: 24 - 48 months min. investment: £100 return: up to 15.00%*
* provided on 16/01/2020

Invest your money into a business with potential. With a bond you’ll get regular interest-only repayments and the capital is fully repaid at the end of the term. Good for higher returns, and like all of our investment products – tradeable on the secondary market

term: 24 - 48 months min. investment: £100 return: up to 15.00%*
* provided on 16/01/2020

Customers can select which creditworthy small business loans to diversify their investments across.

The minimum investment amount is £20 and interest rates range from 5.95% to 14.25% per year. Loan term is 6 months to 5 years but you can sell your holdings on the Loan Markets for. 0.5% fee. 

There is no fixed term and customers can expect to receive a monthly income of their capital and interest.

term: 6 - 60 months min. investment: £20 return: up to 14.25%*
* provided on 16/01/2020

This level is based on an LTV of 66-75% with 3% expected losses according to their stress test

term: 6 - 60 months min. investment: £1,000 return: up to 12.09%*
* provided on 27/01/2020

LandlordInvest provides Bridging Loans to professional landlords and property investors (no first-time buyers/borrowers). A wide range of borrowers are considered (corporate, individuals, ex-pats) as long as the property is based in England or Wales.  Each loan needs to have a clear business purpose and exit strategy – speculative Bridging Loans are not considered.

term: 0 - 18 months min. investment: £100 return: up to 12.00%*
* provided on 16/01/2020

Lend against UK property (Development or Bridging available). This class of loan benefits from a Second Charge over the asset security, ranking behind the First Charge holder.

term: 6 - 24 months min. investment: £500 return: up to 11.00%*
* provided on 10/03/2020

Lend against UK property (Development or Bridging available). Junior loans enjoy a First Charge over the asset security and ranks behind the Senior Loan claim.

term: 6 - 24 months min. investment: £500 return: up to 10.50%*
* provided on 10/03/2020

Lend to credit approved businesses backed by outstanding claims with loan terms 3 - 6 months

term: 3 - 12 months min. investment: £1,000 return: up to 10.00%*
* provided on 24/02/2020
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