Lenderwize provides working capital to telecom wholesalers. It asserts that large telecom operators pay on sixty days whilst suppliers are paid on seven days; hence the middleman suffers an average -53 day Cash Flow Gap (CGP). Lenderwize also argues that banks do not understand the telecom industry because a phone call is not a tangible asset such as real estate; hence they provide little help. Lenderwize solves this problem. It has developed a financial technology platform that certifies 'Proof of Service' that includes real phone calls, real invoices and the quality of delivered services. Its typical clients are mid-sized operators having annual revenue of 50-300 million USD. Lenderwize sells to large Tier 1 Operators (Originators) and buys from smaller (Terminating) Operators. It has identified 1350 wholesalers in need of $96 million. Lenderwize intends to exit within four years and sell its business to potential buyers such as large telecom operators, alternative finance funders, and banks seeking innovation.
days to go:
Expired
investment:
£1,310,640
WTL is an early leader in “intelligent” clothing, selling consumer and industrial garments with embedded washable electronics through retailers globally, including Halfords. We focus on safety. At the intersection of garments, electronics and data, building an IoT connected platform. An IP100 Award 2015 winner, with over 40 granted patents in fabric sensing in which Apple and Google have shown interest. The company was Innovation Award honoree at CES 2015 and has gained media/TV exposure in 30 countries. Massive future opportunities to enhance worker safety and productivity through embedding cameras, sensors, comms into garments. WTL is currently working with Intel, BP, and Accenture.
days to go:
Expired
investment:
£524,943
Txtter is a messaging app with a focus on photos. Unlike any other messaging app, on Txtter each user has a profile where they can share many photos in a grid layout with their family and friends. Photos can be "Liked", although no commenting is allowed, which gives the users the freedom to share photos without worrying what people will say, this protects teens from cyber-bullying. Usernames allow you to add contacts without giving them your number.
days to go:
Expired
investment:
£6,400
Tethir is utilising optical wireless technology to transmit 10x the data bandwidth across a railway network using transceivers more advanced than current solutions. In addition to this, the company is also developing mobile wireless technology that can deliver greater bandwidth than radio or fibre solutions whilst using little power. Both projects are designed to be low cost and scalable to increase longevity. Tethir aims to generate revenue by licensing their products to major businesses that may not have justified resources to produce their own solutions.
days to go:
Expired
investment:
£192,042
WhiskyInvestDirect leverages BullionVault’s proven model of crowdfunding wholesale bullion bars (25,000 UK clients) and applies it to maturing whisky. The model eliminates the key working capital constraint experienced by producers, whilst users can potentially profit as the whisky increases in value. The team includes the founder and CEO of BullionVault and an ex-Commercial Director at Diageo who has been building whisky brands for the last 24 years.
days to go:
Expired
investment:
£1,076,472
Novai is a UK biotechnology company, developing and commercialising transformational technology in ophthalmology. The company's initial focus is on ophthalmic disorders such as glaucoma and AMD (Age-related Macular Degeneration). Novai argues that current clinical endpoints lack early disease biomarkers to objectively detect and measure cell health and response to treatment in the retina. Novai asserts that its proprietary biological marker, DARC (Detection of Apoptosis in Retinal Cells), combined with its bespoke and patented Artificial Intelligence (AI) aided algorithm, allows, for the first time in vivo, identification of cellular-level disease activity in the retina. Novai stresses that DARC can also predict disease progression, allowing for enrichment of clinical trial cohorts. The company anticipates an exit via licensing of its biomarker business to a Contract Research Organisation (CRO), an Initial Public Offering (IPO) following a successful phase 3 trial of the diagnostic platform, or trade sale to a strategic pharmaceutical company.
days to go:
Expired
investment:
£1,314,967
Local Puzzle is a web technology company that has built and now operates a successful, crowd fueled service that supports independent businesses and communities throughout the UK. The product, LocalPuzzle.com is a sophisticated platform that adopts a number of proprietary algorithms to encourage and facilitate consumers to spend up to 3 times more than average with independent retailers / merchants. Further algorithms are used to deliver our killer USP for paying clients: LocalPuzzle.com is a funky form of advertising that can provide a 20 fold, guaranteed and traceable return on investment for our advertisers without them lifting a finger.
days to go:
Expired
investment:
£22,518
Founded in 2014, Insightful Technology is a software company having the vision to become the global industry standard solution for surveillance, regulatory compliance, risk management, and empowering the financial services market. Soteria powered by Insightful Technology enables businesses to show the best execution against these regulations pre and post-trade by collecting and organizing all electronic data and encrypting and archiving objects for the duty of care and evidential wait. Insightful Technology operates a licence subscription model named OPEX for archived and active users. Soteria is deployed and proven in more than 180 firms where operational efficiency and data management is necessary.
days to go:
Expired
investment:
£757,500
Currently, the self-employed have fewer admissions to financial services than their employed counterparts do. Hatch aims to give sole traders free-to-use access to real-time credit scores that will allow lenders to make more informed decisions when invoice funding. The company also offers digitising of tax files, one of the most time-consuming admin burdens. Revenue is generated via affiliate fees to those who wish to introduce and facilitate Hatch on their platforms. A beta for 5k users will be launching soon, with half the slots already filled.
days to go:
Expired
investment:
£115,000
Ensuring an organisation's activities are compliant with key regulations. Evidology is a software program that can be easily integrated into a business's existing infrastructure. The software will check the business's data against more than 40 local and international legislation's and provide a real-time report to management that will highlight whether the business is following compliance, or not.
Evidology's revenue model consists of a 3-year subscription package, in the form of a standard, or enterprise-level product. The company has tested their software within nine businesses, including HSBC. Evidology has predicted to break even as soon as 15 months, based on selling their product at a modest rate of 3 clients per month.
days to go:
Expired
investment:
£50,003
