MarketsFlow is a London and Boston based, highly innovative and performance driven Investment Manager platform. It is authorised regulated by the FCA, FRN 792373 and SEC. The company supports its clients to achieve financial goals by helping their money grow. In 2019, MarketsFlow became the winner of the Best Programmatic Trading Technology at WSL and Fund in New York for the third year in a row. MarketsFlow offers Managed Portfolios (GIA), IRAs and ISAs. The company is expecting that its Growth and High Growth portfolio is accessible. In the coming months, the company is about to launch its new mobile application to complement its Growth using M&A deals.
days to go:
Expired
investment:
£636,330
My First Five Years is an award-winning app on a mission to redefine the relationship between parents and child development. With over 3,000 UK parents already benefiting from the app, it provides tools, knowledge, and support for parents from birth to five years, and it's now seeking funding to expand its user base and create a happier, healthier approach to parenting in the age of social media-induced guilt and anxiety.
days to go:
Expired
investment:
£572,669
Elfin Market aims to revolutionize the credit card industry by making credit cards more affordable, fair, and straightforward. They launched the Elfin Card, offering flexible credit that is 50% cheaper than the average credit card, featuring transparent pricing and state-of-the-art iOS and Android apps for real-time account management. The company operates on a flat servicing fee of 2.5% before transferring interest from borrowers to lenders, providing a simpler and more cost-effective credit solution.
days to go:
Expired
investment:
£1,390,059
Polydone is a project management platform to help tech companies plan and manage tasks, projects and people. The platform is easy to use and uses automation, artificial intelligence and machine learning to help businesses plan timelines and obtain accurate estimates - helping businesses to avoid human error by 90%. Polydone currently caters for tech companies of up to 50 people but will be expanding to other sectors and larger teams in the future.
days to go:
Expired
investment:
£128,106
A FCA-authorised and regulated digital credit card on smartphones, for those with modern and busy lifestyles. Jaja aims to offer a fair and transparent banking service that gives consumers greater confidence, control and freedom over their finances. The company has tested their app and card with Visa and has partnered with Asda to offer online credit instantly.
Jaja's business model allows revenue to be generated via interest payments from revolving lines of credit. Two products will be offered to consumers; the Jaja Credit Card and Jaja Pay. Both will be suitable for B2B and B2C operations.
Investments will be used to launch a beta round for 5,000 users to build a community before the products are publicly released. In addition, Jaja intends to expand its customer service team and produce marketing campaigns for their business.
days to go:
Expired
investment:
£4,957,534
RoosterMoney is a pocket money application & debit card that aims to transform the way kids learn about money around the globe. It has more than 200,000 monthly active users. The company launched a Visa prepaid debit card in the UK, in July 2019, with over 16,000 card users. RoosterMoney has featured in publications like the Guardian, The Times, and the BBC. Its 'Pocket Money Index' has been quoted on CNBC, The Wall Street Journal (USA), and the Sydney Herald (Australia). The company will use 30% of the investment in marketing, 40% in team and product development, and 30% in upgrading its technology and payment infrastructure.
days to go:
Expired
investment:
£2,263,290
Teaching children the value of cash in a cashless society. gohenry aims to communicate to children between the ages of 6-18 how to earn, spend, save and learn in a digital banking world. The company has more than 550k active members across the UK and the US and generated revenues of £6.1m in 2017 with a YoY growth of 115%. The main source of revenue is a membership fee charged monthly to parents for activating a child bank account.
days to go:
Expired
investment:
£6,000,000
JustUs plans to offer its own ISA's directly to consumers via IFA's and by doing so they are disrupting the £1.5 trillion lending and savings market in the UK.
days to go:
Expired
investment:
£12,580
SaigolEd is a subscription-based Education Technology (EdTech) company that aims to make quality teaching available to millions of 7-18-year-olds across the UK at an affordable price. It is developing an app to combine immersive videos with charismatic teachers from leading schools, rich visual effects, leading Artificial Intelligence (AI) and tests to inspire learning. The company points out that its teaching courses will be available to students wherever or whenever they wish to access them. SaigolEd also intends to cover the full student curriculum to enable its users to excel in their exams once the company's app development is complete. The company argues that there is no dominant UK EdTech player in a multi-billion pound market. It aspires to fulfil that gap. SaigolEd will use the investment to build a prototype that would be overseen by its team including a star teacher from a top UK school, initiate rigorous user group testing, and target General Certificate of Secondary Education (GCSEs) as its core market.
days to go:
Expired
investment:
£271,975
Nextfin is an FCA approved aggregation and rating portal for equity and debt crowdfunding investments.
AIM is shrinking, legacy stock markets are too expensive to maintain and do not serve the requirements of SMEs, banks are closing branches, lending less and are paying little or no interest to investors. As a result of this, there is a huge growth in equity crowdfunding and P2P lending which has seen the launch of hundreds of alternative lenders & platforms that has created a new c.£3bn marketplace, expanding at 66% p.a. There is no single portal or trusted ratings index for investors to compare on a like for like basis and no secondary market to facilitate exits.
* NextFin is the new trading name of Business Agent Ltd
The solution
NextFin aggregates equity and debt crowdfunding investments to create the alternative finance marketplace. This makes it easy for investors and lenders to find and compare opportunities by presenting all investment offerings in one place. With the addition of a free of charge ratings service investors will be able to view ratings of every equity crowdfunding pitch, every P2P site, and every equity crowdfunding site. NextFin’s technology will constantly track these companies and investments providing the investor real-time intelligence on which to base investment decisions. The platforms and entrepreneurs will be self-promoting and marketing their ratings driving thousands of visitors a month to the NextFin site, in the same way, businesses refer their potential clients to Trip Advisor and Trustpilot. There is an estimated 10 million website/platform visitors per month across the whole of the alternative finance market. NextFin is targeting to direct 5% of this highly profiled traffic to its platform from which it will earn between £5-£8 per click from advertisers and partners. In addition, an in-house brokerage service also earns between 1%-6% commissions on loan placements. A future revenue stream (not featured in the financials) will be developed once visitor traffic reaches critical mass. This will see Nextfin being able to realise the full value of its captured ratings data and visitor traffic by launching a secondary market, which is estimated to be a £5bn marketplace.
NextFin is raising £500k at a pre-money valuation of £2M to: • Develop P2P and Equity site ratings• Expand the management, infrastructure and marketing resource• Increase visitor traffic to 6m a year via rating referrals
Owing to the size of the market and rapid growth of the industry, enterprise valuations in alternative finance are based on visitor traffic, market share and registered users. Recently published valuations of companies with visitor traffic of over 6m per year are in excess of £70m. NextFin is the market-leading aggregator and has first-mover advantage. It has the potential to exceed these valuations because it is the whole of the market aggregator and is currently the only ratings service provider as it grows to achieve 500,000 visitors p.m.
days to go:
Expired
investment:
£274,057
