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Peer to peer lending » ArchOver



ArchOver is a peer-to-peer lending platform that offers SMEs a more flexible way to raise working capital. They have helped Lenders invest  £118 million to British businesses. There are two main investment products Secured Lending and Advances

A Lender can invest on a loan-by-loan basis in multiples of £1000 with terms from 3 months to 36 months or increments of £250 via their automated Investment Plan over a 26 months period. All interest is paid monthly from the loan drawdown date.

An Innovative Finance ISA is available with all the opportunities with tax-free on savings up to £20,000

ArchOver has a wind-down plan in place if for any reason they should cease trading.  These are in place to ensure ArchOver remains operational and FCA regulated through the term of any “wind-down” and “run-off” of the loan book.

ArchOver Products and Investment

    Lend to credit approved businesses backed by outstanding claims with loan terms 3 - 6 months

    term: 3 - 12 months min. investment: £1,000 return: up to 10.00%*
    * provided on 24/02/2020

    Lend to business becked by a wide range of assets with terms between 6 - 36 months

    term: 6 - 36 months min. investment: £1,000 return: up to 9.00%*
    * provided on 16/01/2020

Investor Overview

  • Minimum investment starts at £1,000.
  • Terms range from 3 months to 3 years.
  • There are no fees for lenders.
  • IFISA available.
  • SIPP available.
  • * correct as of 17/03/2020
Go to ArchOver

loan book volume

default rate

average interest rate

biggest loan

* correct as of 23/06/2020


5th Floor 40 Gracechurch Street, London

020 3021 8100

company number

incorporated 12 years

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph