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Alternative Finance blog

Want To Get A Loan? Top Tips For A Successful Application

Want To Get A Loan? Top Tips For A Successful Application

Posted 1 days ago


At Nextfin, we help hundreds of small businesses find and apply for loans from P2P platforms or other alternative providers. As such, we have a very good understanding of what is required if you wan..

Tagged: Loans Business SME Startup Entrepreneur


Five Things To Remember Before Equity Crowdfunding

Five Things To Remember Before Equity Crowdfunding

Posted 1 days ago


1. The process can take longer than you think Researching which crowdfunding platform to target and what they want to see from you, pulling together marketing materials, scripting and rehearsing yo..

Tagged: Equity Crowdfunding Alternative Finance Business Startup SMEs Business Entrepreneur


Looking To Start A Business? Here's How

Looking To Start A Business? Here's How

Posted 1 days ago


Taking an idea for a business and turning it into reality can be a daunting experience. But as Albert Einstein once said: “Everyone is a genius. But if you judge a fish by its ability to climb..

Tagged: Equity Crowdfunding Business Start-ups Finance SMEs


How Do I Improve My Cash Flow? Invoice Discounting May Be The Answer

How Do I Improve My Cash Flow? Invoice Discounting May Be The Answer

Posted 1 days ago


Invoice trading has become an established method for businesses to improve their cash flow and boost working capital. This type of finance appears to be particularly popular with smaller companies w..

Tagged: Invoice Finance Business Funding Alternative Finance


What To Do If You've Been Refused A CBILS Loan

What To Do If You've Been Refused A CBILS Loan

Posted 1 days ago


To combat the economic effects of the Covid-19 pandemic, the government unveiled an unprecedented support package to help businesses survive these difficult times. The headline component was the Cor..

Tagged: Coronavirus CBILS Loans Business Finance


How Many EFG Loans Have Been Approved So Far?

How Many EFG Loans Have Been Approved So Far?

Posted 8 days ago


The EFG, Enterprise Finance Guarantee, is a scheme that facilitates lending to small businesses that are viable but unable to obtain finance from their lender due to having insufficient security to ..

Tagged: Enterprise Borrow Business CBILS Banks


How Is Coronavirus Changing The Nature Of Business?

How Is Coronavirus Changing The Nature Of Business?

Posted 9 days ago


Coronavirus has changed life as we know it. The negative impact of the pandemic has been particularly damaging to businesses, many of whom have reported not even having enough cash flow to see them ..

Tagged: Covid-19 Business


What Does It Mean To Have Significant Control?

What Does It Mean To Have Significant Control?

Posted 18 days ago


When we think of control, we think mostly about who owns a business. But the concept runs far deeper than ownership. Control actually refers to having a sufficient amount of voting shares of a comp..

Tagged: Shareholder Business Entrepreneurs


How Well Is CBILS Performing?

How Well Is CBILS Performing?

Posted 22 days ago


Since its launch on 27th March, the Coronavirus Business Interruption Loan Scheme has been amended a number of times to account for a number of businesses that fell through the net. With the scheme..

Tagged: News Covid-19 Small Business CBILS


Government Will Postpone Business Rates Revaluation

Government Will Postpone Business Rates Revaluation

Posted 1 months ago


A revaluation of business rates will no longer take place in 2021 to help reduce uncertainty for firms affected by the impacts of coronavirus, Communities Secretary Rt Hon Robert Jenrick MP has anno..

Tagged: News Business Rates Covid-19


Over 100,000 Firms Apply For Loans Under Bounce Bank Scheme

Over 100,000 Firms Apply For Loans Under Bounce Bank Scheme

Posted 1 months ago


It has been reported that more than 100,000 of Britain’s micro businesses have applied for the government’s Bounce Back Loan Scheme on its first day. Offering the smallest companies loa..

Tagged: News Bounce Back Loan Small Business Covid-19


Government Introduces 100% Backed Loans For Small Businesses

Government Introduces 100% Backed Loans For Small Businesses

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy Small businesses struggling to mitigate the economic impacts of Covid-19 will now be able to apply for a 100 percent government-backed loan between £..

Tagged: News Covid-19 Small Business


Businesses Struggling To Access Coronavirus Loans

Businesses Struggling To Access Coronavirus Loans

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy  Despite being introduced over a week ago, NextFin has learnt that a number of businesses are struggling to secure government loans to support them thr..

Tagged: News Business


Does Boris Tax Cuts Affect Start-ups

Does Boris Tax Cuts Affect Start-ups

Posted 7 months ago


Boris Johnson plans to scrap the pledged tax cut to corporation tax and spend the money on the NHS. As an equity & debt crowdfunding aggregation platform representing thousands of small busines..

Tagged: sme's business economy


What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

Posted 3 years ago


NESTA and Sage published a report on regional Small and Medium (SME) sized business productivity in the UK this week. It makes for fascinating reading and should certainly attract the attention of W..

Tagged: equity crowdfunding peer to peer lending p2p lending NESTA Sage SMEs London competition businesses


Banks not lending to small businesses is stunting Britain’s growth

Banks not lending to small businesses is stunting Britain’s growth

Posted 3 years ago


Every year, thousands of small businesses see their loan applications rejected by the big Banks. Figures from the British Business Bank (BBB) suggest that this equates to around £4bn in loans ..

Tagged: British Business Bank small businesses growth slowing business loans SMEs investment The Hampshire Trust Bank Centre for Economics and Business Research debt capital adequacy


Personal relationships matter

Posted 3 years ago


Personal relationships matter. No matter the advances in technology, including artificial intelligence (AI), this remains clear. businessagent.com offers investors and businesses sight of the UK&rsq..

Tagged: alternative finance peer to peer p2p SME technology artificial intelligence investors businesses banks IFISA


What do debt warnings mean for investors and small businesses?

Posted 3 years ago


The debt warning The Bank of England (BoE) warned again on Tuesday about rising debt levels in the UK. Whilst the majority of UK household debt is related to mortgages, other debt such as credit ca..

Tagged: alternative finance business loans bank of england debt levels peer to peer P2P investing saving


For capital fund raising success consider combining your options

Posted 3 years ago


Never before have businesses in the UK had so many options available to them for raising capital. Where in the past networks were limited and generally localised they can now, thanks to new technolo..

Tagged: fundraising success combine options raising capital business loans business finance venture capital funding options


Banks cutting local ties is better news for businesses than it may first appear

Posted 3 years ago


Last week the Guardian reported that RBS was cutting jobs in its small business loans department and outsourcing work to India. These cuts follow the closure of 158 branches last year and represent ..

Tagged: banks cutting local ties P2P peer to peer RBS good news for businesses


Six common mistakes made by businesses when they equity crowdfund and how to avoid them

Posted 3 years ago


Sacha Bright is the founder and CEO of businessagent.com, he is also an entrepreneur who has been establishing and running different businesses since his early twenties. Sacha set up businessagent.c..

Tagged: Equity crowdfunding equity crowdfunding alternative finance common mistakes business agent Sacha Bright entrepreneur


Great news for small businesses: new NatWest “3 minute loan”

Posted 3 years ago


This week NatWest announced that it will be launching a new online lending platform. The “3 minute business loan” will allow small businesses to borrow up to £35,000 in a process t..

Tagged: business loan Natwest 3 minute business loan small businesses peer-to-peer marketplace p2p marketplace p2p loans p2p lending banks bank loan


What is peer-to-peer lending?

Posted 3 years ago


Peer-to-peer lending – also known as P2P lending, debt crowdfunding and marketplace lending – is an alternative financing model whereby people borrow from other people, rather than going..

Tagged: business loans business sme business funding loans peer to peer peer to peer loans peer-to-peer loans peer to peer lending peer-to-peer lending equity crowdfunding


What alternative business finance is best when you are refused a business loan or credit by your bank?

Posted 3 years ago


The financial crisis of the late 2000s made a marked difference to banks’ willingness to lend; business overdrafts became harder to come by and business loan applications met more often with a..

Tagged: business business loans sme finance merchant cash advance invoice finance business growth equity crowdfunding debt debt crowdfunding crowdfunding assets lending business loans


What is debt crowdfunding and how does it work?

What is debt crowdfunding and how does it work?

Posted 3 years ago


What is debt crowdfunding? Debt crowdfunding, sometimes known as peer-to-peer lending or loan-based lending, is an alternative way for businesses to borrow money. In essence, it’s the same pr..

Tagged: business business loans debt crowdfunding debt crowd-funding crowdfunding equity equity crowdfunding business loans finance business finance start ups sme business growth


6 things to check closely before applying for a crowdfunding loan

Posted 3 years ago


There is an alternative to traditional lending from a Bank, debt crowd-funding and peer-to-peer lending. There are risks for the companies doing the borrowing, just as there are for the lenders. Her..

Tagged: loans finance crowdfunding equity debt secured loans banks start ups smes business funding credit check


Will USA trump regulation for impact on UK Alternative finance market? Asks our CEO Sacha Bright

Posted 4 years ago


 Will USA trump regulation for impact on UK Alternative finance market? Asks our CEO Sacha Bright   It is a little early to say quite how Trump’s Presidency will impact Alternative..

Tagged: business agent donald trump alternative finance peer to peer p2p america economics peer-to-peer business loans borrowing altfi fintech


Why Invoice Finance Might Be Right for Your Business

Posted 4 years ago


Financing your business comes in many different forms and can vary from what you assume to be available. The standard business loan is of course the traditional form of finance, however not every bu..

Tagged: finance alternative finance invoice finance MarketInvoice raising finance business finance business loans


How Social Is Your Business?

Posted 4 years ago


  We have seen the way businesses promote themselves change drastically over the last 10 years. With the growth of online and digital, new trends are always coming into play and it can be a to..

Tagged: social media business sme marketing advertising twitter facebook instagram snapchat google+ linkedin equity crowdfunding raising finance social online digital


P2PFA Q2 Data Shows Growth Slows for Peer to Peer Lending

Posted 4 years ago


The UK Peer to Peer Finance Association have just release the data for Q2 of 2016 to show that lending currently stands at £5.8bn with around £658 Million lent in Q2. This shows a dip fr..

Tagged: p2pfa ifisa innovative finance isa isa peer to peer p2p peer to peer lending p2p lending zopa funding circle alternative finance business loans loans


Bank of England to Lower Capital Buffers & Interest Rates Following Brexit

Posted 4 years ago


  Mike Carney, the Bank of England’s Governor has stated that interest rates will be cut this summer to battle a Brexit slowdown.  Ten year government bond yields have dropped as we..

Tagged: brexit bank of england BoE interest rates alternative finance mike carney lending alternative finance peer to peer equity crowdfunding eu referendum sme small businesses


Become an Angel Investor Lunchtime Masterclass

Posted 4 years ago


Business Agent, Bond Dickinson and Angels Den are collaborating to bring you an exciting new event and would like to invite you to attend our ‘Become an Angel’ lunchtime masterclass. ..

Tagged: angel investor investing investor angel business equity peer to peer events angels den businessagent.com bond dickinson investments


What Effect Could “Brexit” Have on Investors & UK Growing Businesses?

Posted 4 years ago


“Brexit” is one of the biggest decisions that we are facing to date. The UK public have been given a huge choice in whether or not we stay in the EU, or decide to leave.  Many peopl..

Tagged: brexit eu uk hscbc simon wells ftse 100 economics investors invetsing sme's business growth isa ifisa's dollars pound exchange rate


Business Finance: Beyond the Business Loan

Posted 4 years ago


Business Finance: Beyond the Business Loan   For many, the traditional business loan is the most logical option when looking for finance. However, sometimes it just doesn’t work out how..

Tagged: business loans peer to peer equity crowdfunding loans invoice finance asset finance cash advance cash flow growing business SME marketinvoice LDF Boost Liberis Ultimate finance


Overfunded: Blessing or Curse?

Posted 4 years ago


  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae


SMALL BUSINESS ACT BECOMING LAW IS ONLY ONE STEP IN A STILL VERY LONG JOURNEY FOR SME's SEEKING ACCESS TO FINANCE

Posted 5 years ago


Measures designed to pave the way for businesses to get improved access to finance have become law following Royal Assent for the Small Business, Enterprise and Employment Act being given ..

Tagged: equity crowdfunding small business act loans alternative finance


A Philosophy of Caution that Keeps the Fun in Equity Crowdfunding

Posted 5 years ago


  ‘If you’ve got £10,000, don’t invest in one start-up… …Put £100 into 100 start-ups!’A Philosophy of Caution that Keeps the Fun in Equity Cro..

Tagged: equity crowdfunding Seedrs Jeff Lynn UKCFA UK Crowdfunding Association Businessagent


Peter Harrison, Managing Director of FGH Security and Dragons Den contestant, talks about his experience

Posted 6 years ago


I set up my own security company in 2003 whilst still studying at university. Crowd funding was not available back then; I relied on my student loan, my overdraft and some very clever use of our cas..

Tagged: Peter Harrison Crowdfunding Dragons Den Business Agent


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