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Alternative Finance blog

What is Business Interruption Insurance?

What is Business Interruption Insurance?

Posted 1 months ago


With the coronavirus outbreak having inflicted significant economic damage on businesses throughout the UK, many have resorted to utilising the raft of government support schemes that were introduce..

Tagged: sme entrepreneur business alternative finance coronavirus guide


Should I Invest in P2P?

Should I Invest in P2P?

Posted 1 months ago


The Covid-19 crisis has presented a challenge for the sector, but there are still many reasons to invest in peer-to-peer lending. P2P is fighting its way through its first economic downturn and ther..

Tagged: sme entrepreneur p2p alternative finance news coronavirus


Self-Employed to Benefit From Second Stage of Support Scheme

Self-Employed to Benefit From Second Stage of Support Scheme

Posted 1 months ago


Over 2.7 million benefited from the first stage of the SEISS - with the government handing out £7.8 billion of grants to help them through the crisis. Those eligible will now be able to recei..

Tagged: sme entrepreneur self employed coronavirus news alternative finance


How To Start A Business Post-Covid-19

How To Start A Business Post-Covid-19

Posted 1 months ago


As part of its mission to help entrepreneurs get the funding they deserve, CEO of Nextfin, Sacha Bright, hosted a special webinar discussing how to start a business post-Covid, with particular focus..

Tagged: sme raising funds equity crowdfunding alternative finance entrepreneur p2p angel investor


Business Banking Resolution Service To Open In November

Business Banking Resolution Service To Open In November

Posted 1 months ago


The Business Banking Resolution Service (BBRS) will now start to resolve disputes between businesses and participating banks from the middle of November, it has been announced. Designed to settle a..

Tagged: sme entrepreneur news business alternative finance banking


Over 1.2m Businesses Have Benefited From Coronavirus Lending Schemes

Over 1.2m Businesses Have Benefited From Coronavirus Lending Schemes

Posted 1 months ago


More than 1.2m businesses have now received support through government-backed coronavirus lending schemes. The latest Treasury data, as of 9 August, shows most lending has come through the bounce b..

Tagged: sme entrepreneur news alternative finance coronavirus


What is The Start Up Loan Scheme?

What is The Start Up Loan Scheme?

Posted 1 months ago


Designed as a way to help start-ups that have begun trading, Start Up Loans are a form of personal created to support new business owners that have struggled to secure finance from traditional lende..

Tagged: sme coronavirus news raising funds alternative finance


Figures Show 730,000 Job Losses Since Start of Lockdown

Figures Show 730,000 Job Losses Since Start of Lockdown

Posted 1 months ago


As the UK government continues to ease lockdown, it has been revealed that just under 730,000 jobs have been lost since the start of the Covid-19 pandemic.  The news comes as the UK prepares i..

Tagged: sme coronavirus news raising funds employment alternative finance


Government Backs Trade Credit Insurance With £10bn Guarantee

Government Backs Trade Credit Insurance With £10bn Guarantee

Posted 1 months ago


The government has announced that Trade Credit Insurance, which provides cover to business-to-business transactions, will receive up to £10bn of government guarantees in a further bid to tackl..

Tagged: sme coronavirus alternative finance entrepreneur news raising funds


Fifth of Business Owners Take Pay Cut Due to Covid, Research Suggests

Fifth of Business Owners Take Pay Cut Due to Covid, Research Suggests

Posted 1 months ago


New research has revealed that just under a fifth of small business owners declared that they had taken a pay cut during the coronavirus pandemic. According to Purbeck Insurance Services, 14% of SM..

Tagged: sme entrepreneur alternative finance coronavirus news


Businesses Have Just One Month to Claim £1.6bn in Unspent Grants

Businesses Have Just One Month to Claim £1.6bn in Unspent Grants

Posted 2 months ago


It has been revealed that businesses have until the end of August to claim up to £1.6bn in unspent grants that were originally made available through the government’s coronavirus emergen..

Tagged: sme raising funds coronavirus news alternative finance


How Can I Claim A £5,000 Technology Grant?

How Can I Claim A £5,000 Technology Grant?

Posted 2 months ago


The Government has announced a new £20m IT funding package to help small businesses get through the coronavirus pandemic. Small and medium-sized businesses can access a small business technol..

Tagged: sme entrepreneur news coronavirus raising funds


Only 43% of Businesses Plan to Claim Furlough Bonus

Only 43% of Businesses Plan to Claim Furlough Bonus

Posted 2 months ago


According to figures released today, almost half of businesses do not intend to claim the £1,000 furlough bonus made available by Chancellor Rishi Sunak.  In its latest Coronavirus Busin..

Tagged: sme furlough entrepreneur business finance alternative finance news


The Small Business Leadership Programme: Giving Businesses the Tools to Overcome Covid-19

The Small Business Leadership Programme: Giving Businesses the Tools to Overcome Covid-19

Posted 2 months ago


With the coronavirus crisis forcing businesses to adopt new ways of operating, the Government has announced the launch of £20m to help improve businesses’ management, productivity and pr..

Tagged: sme news coronavirus alternative finance business


CEO of Nextfin To Host Webinar on Raising Finance for Your Business

CEO of Nextfin To Host Webinar on Raising Finance for Your Business

Posted 2 months ago


As part of its ongoing support for entrepreneurs, Nextfin will be hosting a free webinar for individuals who are looking to start their own business.  Sacha Bright, CEO of Nextfin the UK's onl..

Tagged: sme entrepreneur business finance raising funds alternative finance equity crowdfunding


What is The Sustainable Innovation Fund, And How Will it Help Businesses?

What is The Sustainable Innovation Fund, And How Will it Help Businesses?

Posted 2 months ago


With a number of research and development projects at risk as a result of the coronavirus crisis, the Government has announced the introduction of the Sustainable Innovation Fund. Worth a total of &..

Tagged: sme coronavirus entrepreneur raising funds alternative finance news


Over £13bn Provided to Businesses Through CBILS

Over £13bn Provided to Businesses Through CBILS

Posted 2 months ago


Over £13bn has been provided through the Coronavirus Business Interruption Loan scheme so far, according to the latest figures from the Treasury.  Nearly 59,000 small and medium-sized bu..

Tagged: sme business raising finance entrepreneur cbils news alternative finance


More Lenders Approved For Larger Coronavirus Loan Scheme

More Lenders Approved For Larger Coronavirus Loan Scheme

Posted 2 months ago


As the UK continues to grapple with the economic impact of the coronavirus crisis, the British Business Bank has approved three more lenders to deliver the Coronavirus Large Business Interruption Lo..

Tagged: sme entrepreneur coronavirus cbils clbils news alternative finance equity crowdfunding


Fifth of Business Owners Uncertain About Re-opening After Pandemic

Fifth of Business Owners Uncertain About Re-opening After Pandemic

Posted 2 months ago


Nearly one fifth of the UK’s small and medium sized enterprises have expressed uncertainty as to whether they will be able to survive the economic impacts of the coronavirus pandemic, new rese..

Tagged: sme business coronavirus news alternative finance


What Is the Recovery Advice for Business Scheme, And How Can I Benefit?

What Is the Recovery Advice for Business Scheme, And How Can I Benefit?

Posted 2 months ago


The Recovery Advice for Business scheme, supported by the government and hosted on the Enterprise Nation website, will give small firms access to free, one-to-one advice with an expert adviser to he..

Tagged: sme coronavirus business support raising funds news alternative finance


Businesses Set To Benefit from £20m Worth of New Government Grants

Businesses Set To Benefit from £20m Worth of New Government Grants

Posted 2 months ago


Small businesses in England are set to benefit from £20 million of new funding in the government’s latest efforts to help firms recover from the impact of the coronavirus pandemic. ..

Tagged: sme coronavirus business raising funds alternative finance news


Chancellor Rishi Sunak Considering 2% Online Sales Tax

Chancellor Rishi Sunak Considering 2% Online Sales Tax

Posted 2 months ago


According to the Times, the Treasury is considering whether to introduce a 2% tax on goods that are sold online in an attempt to give High Street shops an advantage over large-scale retail. If intro..

Tagged: sme chancellor finance alternative finance news coronavirus


What is The Statutory Sick Pay Rebate Scheme, And How Do I Apply?

What is The Statutory Sick Pay Rebate Scheme, And How Do I Apply?

Posted 2 months ago


Introduced as part of the Chancellor’s Spring Budget, employers with fewer than 250 employees can now seek a refund from the government for the cost of providing 2 weeks of coronavirus-related..

Tagged: sme coronavirus sick pay entrepreneur business finance alternative finance


Time To Pay Arrangements Explained

Time To Pay Arrangements Explained

Posted 2 months ago


Brought into sharper focus since the outbreak of coronavirus, a Time To Pay arrangement is a way of spreading your business tax payments over a longer period of time to sallow for a more affordable ..

Tagged: sme entrepreneur tax alternative finance coronavirus


What Is A Members' Voluntary Liquidation?

What Is A Members' Voluntary Liquidation?

Posted 2 months ago


In short, a Members' Voluntary Liquidation (MVL) is the process that enables shareholders’ to appoint what is known as a Liquidator to formally close down a solvent company. Directors of compa..

Tagged: entrepreneur tax relief sme business alternative finance


A Guide To Entrepreneurs' Relief

A Guide To Entrepreneurs' Relief

Posted 2 months ago


For those entrepreneurs who manage to overcome the myriad challenges that face them when running their business, they may find themselves at a juncture where they are able to sell their business. It..

Tagged: entrepreneur finance sme alternative finance funding


What Does The CBILS Change Mean For You?

What Does The CBILS Change Mean For You?

Posted 2 months ago


A change in the lending rules governing the Coronavirus Business Interruption Loan Scheme could mean that small businesses previously refused a loan are now able to secure access to vital funding.&n..

Tagged: sme alternative finance raising funds equity crowdfunding cbils news coronavirus entrepreneur


What Rules Have The Government Relaxed To Help Businesses During Coronavirus?

What Rules Have The Government Relaxed To Help Businesses During Coronavirus?

Posted 2 months ago


Since the outbreak of Covid-19, the Government has made a number of changes to rules governing areas such as business rates and childcare funding. Below we list a number of amendments to a range of ..

Tagged: smes coronavirus news alternative finance


What Rates Are Alternative Lenders Offering for CBILS?

What Rates Are Alternative Lenders Offering for CBILS?

Posted 2 months ago


So far over 100 firms have been accredited to provide the Coronavirus Business Interruption Loan to businesses struggling to mitigate the economic impact of Covid-19.  Among the alternative le..

Tagged: sme p2p equity crowdfunding alternative finance cbils news


What Are The Current Tax Rates for Businesses?

What Are The Current Tax Rates for Businesses?

Posted 2 months ago


Perhaps one of the most complicated areas of running a business is having to deal with tax liabilities. For many entrepreneurs, the varying tax bands and rates makes the whole process of paying tax ..

Tagged: sme tax entrepreneur business business


MPs Call for Full Loan Payment Holidays for Business Customers

MPs Call for Full Loan Payment Holidays for Business Customers

Posted 2 months ago


The All Parliamentary Group for Fair Business Banking has called for a full 6-month payment holiday on commercial loans for business customers who have been affected by the Covid-19 crisis.  S..

Tagged: sme loans coronavirus alternative finance news entrepreneur business


Span Health Discusses the Positive Impact of NextFin's Ratings Service

Span Health Discusses the Positive Impact of NextFin's Ratings Service

Posted 2 months ago


Span Health has complimented Nextfin on what it calls “a very straightforward” ratings service. Aimed at helping people avoid lifestyle-induced diseases, symptoms, medications, and compl..

Tagged: sme ratings entrepreneur equity crowdfunding raising funds alternative finance news


Bounce Back Loan Restrictions Could Force Businesses To Go Bust

Bounce Back Loan Restrictions Could Force Businesses To Go Bust

Posted 2 months ago


Campaigners and MPs have issued a stark warning that potentially tens of thousands of businesses could risk going bust due to delays when accessing the government’s Bounce Back Loan Scheme.&nb..

Tagged: sme coronavirus alternative finance news


Treasury to Look At Fintech Sector For Growth Opportunities

Treasury to Look At Fintech Sector For Growth Opportunities

Posted 2 months ago


Owing to the coronavirus pandemic, the Treasury has announced it will be launching an independent review into the fintech sector to identify growth opportunities. The review was originally mentioned..

Tagged: sme alternative finance fintech news coronavirus


What Are Small Business Grants, And How Do You Apply?

What Are Small Business Grants, And How Do You Apply?

Posted 2 months ago


Owing to the coronavirus pandemic, securing funding for your business is proving to be an even greater challenge for entrepreneurs. With a range of loan schemes available, as well as other sources o..

Tagged: sme raising funds entrepreneur coronavirus alternative finance


What Non-Government Coronavirus Support is Available for Businesses?

What Non-Government Coronavirus Support is Available for Businesses?

Posted 2 months ago


While the government has provided an unprecedented level of support for businesses through its loan schemes and other services, public bodies, organisations and charities have produced additional re..

Tagged: sme entrepreneur funding coronavirus alternative finance


Covid-19 Home Working Increased Productivity, Report Claims

Covid-19 Home Working Increased Productivity, Report Claims

Posted 2 months ago


34% of companies believe that working from home is having a positive impact on employee productivity, according to new research. The Covid-19 UK business barometer, conducted by Sapio Research and B..

Tagged: sme entrepreneur coronavirus


‘Gively’ Comments on NextFin's Ratings Service

‘Gively’ Comments on NextFin's Ratings Service

Posted 2 months ago


Gively has complimented NextFin on what it has described as an “excellent ratings” service. An online marketplace where users can give and get second-hand items for free, the comp..

Tagged: sme equity crowdfunding ratings alternative finance


How Do I Sell Shares I Purchased In an Equity Crowdfunded Company?

How Do I Sell Shares I Purchased In an Equity Crowdfunded Company?

Posted 2 months ago


Once you’ve invested in a company and the offer is finalised and completed, you will become a shareholder in that company and will be entered onto the company’s share register.  Su..

Tagged: sme equity crowdfunding finance shares alternative finance


£6.7bn Invested in Small Businesses in 2018

£6.7bn Invested in Small Businesses in 2018

Posted 2 months ago


Small businesses received a record £6.7bn in equity funding in 2018/19, a 5% increase year on year. The average deal size was £4.5m, an 11% increase compared with 2013. Small business e..

Tagged: sme equity crowdfunding alternative finance news raising funds


Should I Overfund My Business?

Should I Overfund My Business?

Posted 2 months ago


Crowdfunding in general has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity crowdfunding is much the same practice; it involves the selling of s..

Tagged: sme entrepreneur raising funds equity crowdfunding eis seis alternative finance


What is the Position of Each Lender Regarding Bounce Back Loan Applications?

What is the Position of Each Lender Regarding Bounce Back Loan Applications?

Posted 3 months ago


* The following information has been extracted from the latest data made available by the All-Parliamentary Group for Fair Business Banking. There are tens, possibly hundreds of thousands of b..

Tagged: sme coronavirus news equity crowdfunding alternative finance


What is Equity Dilution, And How Does it Work?

What is Equity Dilution, And How Does it Work?

Posted 3 months ago


Equity dilution (commonly referred to as stock dilution) takes place when a company issues new stock which can result in a decrease of an existing stockholder’s ownership percentage of said co..

Tagged: sme equity crowdfunding alternative finance raising finance guide investing


Does Alternative Finance Provide A Solution to Protecting SMEs After the Pandemic?

Does Alternative Finance Provide A Solution to Protecting SMEs After the Pandemic?

Posted 3 months ago


In previous articles, we have argued that with the coronavirus pandemic changing the nature of the business landscape, so must ways business access capital; namely through embracing equity investmen..

Tagged: sme alternative finance equity crowdfunding p2p lending coronavirus


How to Avoid Bankruptcy With Personal Guarantee Insurance

How to Avoid Bankruptcy With Personal Guarantee Insurance

Posted 3 months ago


As Nextfin recently reported, small businesses are increasingly being asked for personal guarantees in order to secure finance for their business. According to a survey conducted by Purbeck Insuranc..

Tagged: sme alternative finance guide entrepreneur


47% of Entrepreneurs Have Been Asked For Personal Guarantee On Loans

47% of Entrepreneurs Have Been Asked For Personal Guarantee On Loans

Posted 3 months ago


Lenders are increasingly asking SMEs for personal guarantees to secure business finance a survey has revealed.  The survey of commercial finance brokers undertaken by Purbeck, the UK’s o..

Tagged: sme entrepreneur lender alternative finance


SMEs Fear Inability to Access Loans Once Furlough Scheme Ends

SMEs Fear Inability to Access Loans Once Furlough Scheme Ends

Posted 3 months ago


A number of small and medium-sized enterprises (SMEs) have expressed concern that they will be unable to access government loans once the furlough scheme ends in October.  In new analysis publ..

Tagged: sme entrepreneur alternative finance


NextFin's Rating Service

NextFin's Rating Service "extraordinary," says Artfinder

Posted 3 months ago


Artfinder has complimented NextFin on what is described as an “extraordinary” ratings service. The world’s first certified B corporation, the company was rated by us on June 30 and..

Tagged: sme equity crowdfunding entrepreneur news


How To Make Informed Decisions When Equity Crowdfunding

How To Make Informed Decisions When Equity Crowdfunding

Posted 3 months ago


In this guide, CEO of NextFin, Sacha Bright gives hit tops tips on how to make informed decisions when equity crowdfunding, and how to remain risk aware.  Equity crowdfunding, as with any othe..

Tagged: sme alternative finance equity crowdfunding


The Chancellor's Summer Statement:

The Chancellor's Summer Statement: "Good for Young Workers, But What About Startups?"

Posted 3 months ago


After much anticipation, the Chancellor Rishi Sunak unveiled what many have called an emergency coronavirus budget, pledging a range of new measures worth up to £30 billion.  With jobs t..

Tagged: smes future fund budget coronavirus news


How to Manage Your Business' Finance During the Pandemic

How to Manage Your Business' Finance During the Pandemic

Posted 3 months ago


The government may have eased lockdown, but the pandemic has most certainly not gone away. Still, businesses continue to worry about their ability to survive the economic impacts of Covid-19 and are..

Tagged: sme coronavirus finance entrepreneur alternative finance


Number of Furloughed Workers Reaches  9.4 Million

Number of Furloughed Workers Reaches 9.4 Million

Posted 3 months ago


To date, 9.4 million workers have been furloughed by 1.1 million employers, with the total value of claims under the Job Retention Scheme currently at £27.4bn, according to the latest data mad..

Tagged: sme coronavirus news business entrepreneur


How Do I Calculate Furlough Payments?

How Do I Calculate Furlough Payments?

Posted 3 months ago


With the Chancellor having recently extended the Coronavirus Job Retention scheme until October 31, we show you how to calculate furlough payments in line with the change in the rules.  As an ..

Tagged: sme business coronavirus entrepreneur


Don't Miss The Deadline For The Self-Employment Income Support Scheme

Don't Miss The Deadline For The Self-Employment Income Support Scheme

Posted 3 months ago


Introduced by Chancellor Rishi Sunak on March 25, the Self-Employment Income Support Scheme (SEISS) provides taxable grants to self employed individuals whose livelihoods are adversely affected by c..

Tagged: sme news coronavirus


European Commission to Further Support Startups and Incentivise Private Investments

European Commission to Further Support Startups and Incentivise Private Investments

Posted 3 months ago


The European Commission has announced the adoption of a third amendment to its Temporary Framework to further support startups as they struggle during the coronavirus outbreak.  The news comes..

Tagged: coronavirus SMEs alternative finance news equity


Need Recognition? Here Is A List of Competitions And Awards

Need Recognition? Here Is A List of Competitions And Awards

Posted 3 months ago


Business Awards List There’s no better way to increase your profile than picking up awards for your hard work. In the UK, there are a range of competitions and awards open to a whole host of ..

Tagged: entrepreneur business sme alternative finance equity


Coronavirus Loan Applications Exceed One Million

Coronavirus Loan Applications Exceed One Million

Posted 3 months ago


More than one million businesses have applied for a Government-backed loan to help navigate the economic impacts of the pandemic. Meanwhile UK businesses have furloughed nearly nine million jobs, u..

Tagged: sme coronavirus news equity crowdfunding alternative finance


How The Patent Box Can Reduce Your Corporation Tax

How The Patent Box Can Reduce Your Corporation Tax

Posted 3 months ago


What is the Patent Box? Introduced in 2013, the Patent Box is a generous tax incentive designed to encourage innovation in the UK. The scheme is also referred to as the intellectual property box re..

Tagged: sme entrepreneur guide alternative finance


Only 45% of Eligible Businesses Able to Apply for Bounce Back Loans

Only 45% of Eligible Businesses Able to Apply for Bounce Back Loans

Posted 3 months ago


New research has found that only 45% of businesses eligible under the scheme have been able to successfully apply for a Bounce Back Loan. According to risk assessment experts protecting.co.uk, the l..

Tagged: sme coronavirus news alternative finance


Protecting Your Business With Trade Credit Insurance

Protecting Your Business With Trade Credit Insurance

Posted 3 months ago


Late payments are something that befall most businesses, but what happens if you’re due payment from a company who has already received your goods and does not pay? This is where trade credit ..

Tagged: entrepreneur sme alternative finance


Chancellor Rishi Sunak Expands The Future Fund

Chancellor Rishi Sunak Expands The Future Fund

Posted 3 months ago


In a widely anticipated move, the Chancellor of the Exchequer Rishi Sunak has expanded the Future Fund to accommodate businesses that contribute significantly to the UK economy, but do not have thei..

Tagged: coronavirus equity crowdfunding news sme


Almost Two-Thirds Of Small Businesses Left Without Payment During Pandemic

Almost Two-Thirds Of Small Businesses Left Without Payment During Pandemic

Posted 3 months ago


Just under two-thirds of small businesses have suffered from late payments during the pandemic, according to a report commissioned by the Federation of Small Businesses.  The report highlighte..

Tagged: sme coronavirus entrepreneur news


Why Most Small Businesses End Up Failing (And What You Can Do)

Why Most Small Businesses End Up Failing (And What You Can Do)

Posted 3 months ago


There are a number of reasons why a business might fail - every situation is unique. But with 20% of businesses not making it past their first year, and 60% going bust within the first three years a..

Tagged: entrepreneur business sme alternative finance equity crowdfunding


What Do I Need To Launch My Equity Crowdfunding Campaign?

What Do I Need To Launch My Equity Crowdfunding Campaign?

Posted 3 months ago


So you’ve decided that you are going to take the plunge and use equity crowdfunding to fund your business venture. In previous guides, we’ve explored what mistakes to watch out for, top ..

Tagged: equity crowdfunding alternative finance sme entrepreneur business


What Tax Reliefs Are Available To My Business?

What Tax Reliefs Are Available To My Business?

Posted 3 months ago


As businesses struggle to stay afloat during the pandemic, the prospect of paying business taxes is daunting. But it does not have to be like this. There are certain tax breaks available that enable..

Tagged: sme business funding


Is Alternative Finance The Way Forward?

Is Alternative Finance The Way Forward?

Posted 3 months ago


Before the outbreak of coronavirus, alternative finance had become the rising star on the world’s stage. But now, with a number of government support schemes failing to ensure that all small a..

Tagged: alternative finance sme crowdfunding p2p


Future Fund Almost Out Of Money After Just A Month

Future Fund Almost Out Of Money After Just A Month

Posted 3 months ago


Less than a month after opening for applications, the government’s widely anticipated scheme for supporting startups struggling to navigate the economic impact of the pandemic, has nearly run ..

Tagged: coronavirus sme future fund news


Covid-19: Which Peer-to-Peer Platforms Are Reopening?

Covid-19: Which Peer-to-Peer Platforms Are Reopening?

Posted 3 months ago


Previously, NextFin had reported how a number of peer-to-peer lenders had introduced forbearance measures to help mitigate the financial impacts of coronavirus. From suspending secondary markets, to..

Tagged: p2p sme alternative finance coronavirus


Investors' Relief: What You Should Know

Investors' Relief: What You Should Know

Posted 3 months ago


Investors' relief (IR) is broadly regarded as an extension of entrepreneurs' relief and allows investors to benefit from reductions in tax. Introduced under the 2016 Finance Act, the relief was brou..

Tagged: investor sme alternative finance equity crowdfunding


How Are Each Of The Coronavirus Business Loan Schemes Performing?

How Are Each Of The Coronavirus Business Loan Schemes Performing?

Posted 3 months ago


British businesses have now borrowed £41bn in loans backed by guarantees from the government to cope with the impact of coronavirus. Approval rates for the coronavirus business interruption lo..

Tagged: news sme coronavirus business loan entrepreneur


Why Is A Shareholders’ Agreement Important?

Why Is A Shareholders’ Agreement Important?

Posted 3 months ago


When setting up a company, especially if family or friends are involved, it is easy to proceed under the assumption that nothing can go wrong in the future, and that no agreement outlining the roles..

Tagged: entrepreneur sme business


Nearly Half of Small Businesses Unable To Repay Government Loans

Nearly Half of Small Businesses Unable To Repay Government Loans

Posted 3 months ago


Forty-three percent of businesses that have taken out either Bounce Back Loans or Coronavirus Business Interruption Loans say that they will be unable to repay the loan, according to the Business Ba..

Tagged: coronavirus cbils bbls sme finance loan entrepreneur


What Does The New Furlough Scheme Mean For You?

What Does The New Furlough Scheme Mean For You?

Posted 3 months ago


In a widely anticipated move, the Chancellor will now allow workers who were furloughed under the Job Retention Scheme to return to work on July 1 on a part-time basis while still having their pay s..

Tagged: coronavirus business entrepreneurs news sme finance


Top Ten Equity Crowdfunding Tips

Top Ten Equity Crowdfunding Tips

Posted 3 months ago


As founder and CEO of the UK’s first debt and equity crowdfunding aggregator, Sacha Bright knows a thing or two about the ups and downs and ins and outs of crowdfunding. So we asked him to giv..

Tagged: equity crowdfunding alternative finance entrepreneur business sme


Top Tips For Reopening Your Business After Covid-19

Top Tips For Reopening Your Business After Covid-19

Posted 3 months ago


With non-essential shops and retailers having reopened on June 15, business as usual may look very different after the coronavirus pandemic. By July, the government would like to see remaining small..

Tagged: coronavirus news business sme entrepreneur


Common Equity Crowdfunding Mistakes and How To Avoid Them

Common Equity Crowdfunding Mistakes and How To Avoid Them

Posted 3 months ago


Remember that you are not the only business approaching the platform You believe in your business, you know that the market is right and the service or product is perfectly positioned to do well. Y..

Tagged: Equity Crowdfunding Alternative Finance Entrepreneur SME Investor


How To Manage Working Capital. Is A Loan The Answer?

How To Manage Working Capital. Is A Loan The Answer?

Posted 3 months ago


Despite being the backbone of the UK economy, many small and medium-sized businesses (SMEs) struggle to access the right funding once there is a sudden need to cover day-to-day expenses. There are m..

Tagged: Loan Business Capital Entrepreneur SME


What Is The Coronavirus Local Authority Discretionary Grants Fund, And How Do I Apply?

What Is The Coronavirus Local Authority Discretionary Grants Fund, And How Do I Apply?

Posted 3 months ago


The Discretionary Grant Fund is designed to support small and micro businesses that are not eligible for other government grant schemes. The grant is aimed at small businesses with high fixed buildi..

Tagged: Grants Business Coronavirus SME Entrepreneur


Why Has The UK Fallen Behind In Its Coronavirus Support For Business?

Why Has The UK Fallen Behind In Its Coronavirus Support For Business?

Posted 3 months ago


In the last few days, it has been reported that more than one million people have been overlooked in government schemes that were designed to help them during the coronavirus pandemic.  But wh..

Tagged: Coronavirus Business EIS SEIS Investment Entrepreneur SME


Funding Your Business Without A Bank

Funding Your Business Without A Bank

Posted 3 months ago


More and more entrepreneurs are getting turned down for business loans as they struggle to prove their viability. If you’re a business owner struggling to access capital via the traditional me..

Tagged: Banking Alternative Finance P2P Equity Crowdfunding SME Entrepreneur Business


Will The Future Fund Really Help UK Start-ups?

Will The Future Fund Really Help UK Start-ups?

Posted 3 months ago


Much excitement has been generated around the Future Fund, with many in the startup community praising its current performance. But to what extent will this new scheme help startups?  Providin..

Tagged: Coronavirus SME Future Fund EIS SEIS Startups Business Entrepreneur


How Do You Value A Startup?

How Do You Value A Startup?

Posted 4 months ago


Valuing early-stage companies is more of an art-form than it is a science, especially when it is a business that has just started its journey. A valuation of a business is determining what someone i..

Tagged: Business startups venture entrepreneur sme funding finance equity crowdfunding


How Do I Register A Trademark?

How Do I Register A Trademark?

Posted 4 months ago


You have developed what you believe to be a unique product. But how do you protect it, and more importantly your name and brand? This is where trademarks come in. Intellectual property protection is..

Tagged: business entrepreneur sme trademark guide


What Are Local Enterprise Partnerships, And Where Can I Apply?

What Are Local Enterprise Partnerships, And Where Can I Apply?

Posted 4 months ago


With 38 currently operating within England, a Local Enterprise Partnership (LEP) is a partnership between local authorities and businesses. They decide local economic priorities and help to drive ec..

Tagged: LEP business sme funding finance entrepreneur


Here's What You Need To Know About Due Diligence

Here's What You Need To Know About Due Diligence

Posted 4 months ago


Like dissecting a business plan, the process of due diligence - whether it be for an investment through equity crowdfunding, or more traditional methods - is about evaluating the level of risk. As a..

Tagged: sme business risk startup finance equity crowdfunding alternative finance


Five Ways To Make Your Business More Social

Five Ways To Make Your Business More Social

Posted 4 months ago


As an entrepreneur, having a strong social media presence is a vital part to the performance and success of your business. Businesses no longer rely on word of mouth, instead they rely on the word o..

Tagged: social media business sme funding equity crowdfunding alternative finance


Struggling With Online Sales? Here’s What You Can Do

Struggling With Online Sales? Here’s What You Can Do

Posted 4 months ago


Whether you’re a small retail brand operating from home or work for a vast ecommerce giant such as Ebay, online sales form the lifeblood of a business. But increasing sales can be a herculean ..

Tagged: business sme money finance


Want To Get A Loan? Top Tips For A Successful Application

Want To Get A Loan? Top Tips For A Successful Application

Posted 4 months ago


At Nextfin, we help hundreds of small businesses find and apply for loans from P2P platforms or other alternative providers. As such, we have a very good understanding of what is required if you wan..

Tagged: Loans Business SME Startup Entrepreneur


Five Things To Remember Before Equity Crowdfunding

Five Things To Remember Before Equity Crowdfunding

Posted 4 months ago


1. The process can take longer than you think Researching which crowdfunding platform to target and what they want to see from you, pulling together marketing materials, scripting and rehearsing yo..

Tagged: Equity Crowdfunding Alternative Finance Business Startup SMEs Business Entrepreneur


Equity Crowdfunding? Here's A Short Guide To What You Need

Equity Crowdfunding? Here's A Short Guide To What You Need

Posted 4 months ago


Equity crowdfunding for businesses has burst onto the scene in recent years and has helped to fund successful enterprises such as Brewdog and Oculus. It can be an elongated process and will require ..

Tagged: Business Equity Crowdfunding Alternative Finance SME Funding Capital


Getting A Business Loan? Here Are The Terms You Should Look Out For

Getting A Business Loan? Here Are The Terms You Should Look Out For

Posted 4 months ago


Let’s face it, how closely do you read the small print in all the contracts you sign? All of us, at one time or another have skim-read the seemingly immeasurable pages of terms and conditions ..

Tagged: Business Loan P2P SME Finance Alternative Finance


Looking To Start A Business? Here's How

Looking To Start A Business? Here's How

Posted 4 months ago


Taking an idea for a business and turning it into reality can be a daunting experience. But as Albert Einstein once said: “Everyone is a genius. But if you judge a fish by its ability to climb..

Tagged: Equity Crowdfunding Business Start-ups Finance SMEs


Does Boris Tax Cuts Affect Start-ups

Does Boris Tax Cuts Affect Start-ups

Posted 10 months ago


Boris Johnson plans to scrap the pledged tax cut to corporation tax and spend the money on the NHS. As an equity & debt crowdfunding aggregation platform representing thousands of small busines..

Tagged: sme's business economy


Alternative finance is a vital resource for UK SMEs

Alternative finance is a vital resource for UK SMEs

Posted 3 years ago


Brexit has brought uncertainty and uncertainty is a poor bedfellow for a business trying to plan ahead. The large corporates have been vocal about their concerns, yet arguably the issue is even more..

Tagged: SMEs Alternative lenders P2P Platforms Loans


What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

Posted 3 years ago


NESTA and Sage published a report on regional Small and Medium (SME) sized business productivity in the UK this week. It makes for fascinating reading and should certainly attract the attention of W..

Tagged: equity crowdfunding peer to peer lending p2p lending NESTA Sage SMEs London competition businesses


Banks not lending to small businesses is stunting Britain’s growth

Banks not lending to small businesses is stunting Britain’s growth

Posted 3 years ago


Every year, thousands of small businesses see their loan applications rejected by the big Banks. Figures from the British Business Bank (BBB) suggest that this equates to around £4bn in loans ..

Tagged: British Business Bank small businesses growth slowing business loans SMEs investment The Hampshire Trust Bank Centre for Economics and Business Research debt capital adequacy


Personal relationships matter

Posted 3 years ago


Personal relationships matter. No matter the advances in technology, including artificial intelligence (AI), this remains clear. businessagent.com offers investors and businesses sight of the UK&rsq..

Tagged: alternative finance peer to peer p2p SME technology artificial intelligence investors businesses banks IFISA


What is peer-to-peer lending?

What is peer-to-peer lending?

Posted 4 years ago


Peer-to-peer lending – also known as P2P lending, debt crowdfunding and marketplace lending – is an alternative financing model whereby people borrow from other people, rather than going..

Tagged: business loans business sme business funding loans peer to peer peer to peer loans peer-to-peer loans peer to peer lending peer-to-peer lending equity crowdfunding


What is debt crowdfunding and how does it work?

What is debt crowdfunding and how does it work?

Posted 4 years ago


What is debt crowdfunding? Debt crowdfunding, sometimes known as peer-to-peer lending or loan-based lending, is an alternative way for businesses to borrow money. In essence, it’s the same pr..

Tagged: business business loans debt crowdfunding debt crowd-funding crowdfunding equity equity crowdfunding business loans finance business finance start ups sme business growth


6 things to check closely before applying for a crowdfunding loan

6 things to check closely before applying for a crowdfunding loan

Posted 4 years ago


There is an alternative to traditional lending from a Bank, debt crowd-funding and peer-to-peer lending. There are risks for the companies doing the borrowing, just as there are for the lenders. Her..

Tagged: loans finance crowdfunding equity debt secured loans banks start ups smes business funding credit check


How Social Is Your Business?

Posted 4 years ago


  We have seen the way businesses promote themselves change drastically over the last 10 years. With the growth of online and digital, new trends are always coming into play and it can be a to..

Tagged: social media business sme marketing advertising twitter facebook instagram snapchat google+ linkedin equity crowdfunding raising finance social online digital


Bank of England to Lower Capital Buffers & Interest Rates Following Brexit

Posted 4 years ago


  Mike Carney, the Bank of England’s Governor has stated that interest rates will be cut this summer to battle a Brexit slowdown.  Ten year government bond yields have dropped as we..

Tagged: brexit bank of england BoE interest rates alternative finance mike carney lending alternative finance peer to peer equity crowdfunding eu referendum sme small businesses


What Effect Could “Brexit” Have on Investors & UK Growing Businesses?

Posted 4 years ago


“Brexit” is one of the biggest decisions that we are facing to date. The UK public have been given a huge choice in whether or not we stay in the EU, or decide to leave.  Many peopl..

Tagged: brexit eu uk hscbc simon wells ftse 100 economics investors invetsing sme's business growth isa ifisa's dollars pound exchange rate


Business Finance: Beyond the Business Loan

Posted 4 years ago


Business Finance: Beyond the Business Loan   For many, the traditional business loan is the most logical option when looking for finance. However, sometimes it just doesn’t work out how..

Tagged: business loans peer to peer equity crowdfunding loans invoice finance asset finance cash advance cash flow growing business SME marketinvoice LDF Boost Liberis Ultimate finance


CMA’s Output on Retail & SME Banking

Posted 4 years ago


The latest report from the CMA (competition & Market Authority) runs over the competition in retail banking, as well as provisions for SME’s. The 405 pages run over the problems being caus..

Tagged: CMA Retail Banking SME Entreprenuer Start-ups equity crowdfunding equity crowdfunding p2p peer-to-peer alternative finance government current accounts personal banking hsbc lloyds tsb nationwide


Overfunded: Blessing or Curse?

Posted 5 years ago


  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae


Business Agent challenges Lord Turner’s Irresponsible Scaremongering

Posted 5 years ago


Lord Turner former head of FSA stated yesterday "The losses on peer-to-peer lending which will emerge within the next five to ten years will make the worst bankers look like absolute lending genius..

Tagged: finance p2p lending bankers investment crowdfunding lord turner northoak North Oak business agent equity debt bank loans loans p2p lending turner crash economy business personal finance personal lending ratesetter sme wellesley funding circle


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