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Alternative Finance blog

What are EIS and SEIS tax investment schemes?

What are EIS and SEIS tax investment schemes?

15 days ago


As legal adviser to a number of investment funds and small to medium-sized businesses, we are often asked at Harper James Solicitors which UK government schemes offer the most tax-effective ways to ..

Tagged: Investment EIS SEIS Tax Investors


How to Invest in start-ups with equity crowdfunding

How to Invest in start-ups with equity crowdfunding

23 days ago


If you want to see your money build and create wealth over time, potentially investing in businesses could be the answer. Aside from the possibility of earning profits, investing in businesses can ..

Tagged: equity crowdfunding investment Start-up


A guide to peer-to-peer property lending

A guide to peer-to-peer property lending

1 month ago


Author: Roxana Mohammadian-Molina, Chief Strategy Officer at Blend Network Many of you may have heard about peer-to-peer (P2P) property lending; some of you may have already dipped your toes in it;..

Tagged: p2p equity property investment


MERGER MEANS RATINGS AND COMPARISON FOR CROWDFUNDING INVESTORS

MERGER MEANS RATINGS AND COMPARISON FOR CROWDFUNDING INVESTORS

3 months ago


Business Agent Ltd, the UKs first FCA regulated Alternative Finance aggregator and ratings platform has merged with CrowdRating and rebranded to NextFin - The Alternative Finance Marketplace. NextF..

Tagged: crowdfunding investments equity crowdfund investing raising finance p2p alternative finance entrepreneur


EIS investment is more generous than ever for UK tax payers from 6th April

2 years ago


From the 6th April EIS investing is even more generous for UK tax payers, as changes from the 2017 autumn budget come into effect. As we reported back in November, the Chancellor wishes to encourage..

Tagged: EIS SEIS TAX RELIEF INVESTMENT


Technology: the future is now?

Technology: the future is now?

2 years ago


20 years ago Google, facebook, Uber, Amazon and Airbnb did not exist. Today, Facebook, Google and Amazon are considered to have market values that exceed $500 billion, Uber over $50 billion and Airb..

Tagged: Google Facebook Uber Amazon Airbnb investment equity Thyngs investors technology companies equity crowdfunding


Enterprise Investment Schemes (EIS): bigger and better in 2018

Enterprise Investment Schemes (EIS): bigger and better in 2018

2 years ago


November 2017: well how exciting. Expectations were that the Chancellor and HMRC would see the money flowing into EIS and VCTs as a sum of cash worth grabbing and would change the tax treatment acco..

Tagged: Enterprise Investment Scheme EIS Autumn budget Investment investors investing tax relief


Sacha Bright, CEO of businessagent.com comments on the latest Budget

Sacha Bright, CEO of businessagent.com comments on the latest Budget

2 years ago


CEO of businessagent.com, Sacha Bright shares his thoughts on the budget “Hammond’s budget today will be welcomed by the alternative investment community. More money to the British Busin..

Tagged: the budget Hammonds budget Sacha Bright investments investing invest EIS VCT HMRC


Why is property/real estate equity and debt crowdfunding booming in the UK?

Why is property/real estate equity and debt crowdfunding booming in the UK?

2 years ago


The Real estate (property) sector is embracing both debt (P2P) and equity crowdfunding in the UK and elsewhere around the world. To date 19% of the total money invested on UK equity crowdfunding pla..

Tagged: property real estate equity crowdfunding debt crowdfunding invest investing investment NESTA


Banks not lending to small businesses is stunting Britain’s growth

Banks not lending to small businesses is stunting Britain’s growth

2 years ago


Every year, thousands of small businesses see their loan applications rejected by the big Banks. Figures from the British Business Bank (BBB) suggest that this equates to around £4bn in loans ..

Tagged: British Business Bank small businesses growth slowing business loans SMEs investment The Hampshire Trust Bank Centre for Economics and Business Research debt capital adequacy


Are P2P platforms about to face their toughest test yet?

2 years ago


On Monday GLI Finance wrote down the value of its investments in eight peer-to-peer (P2P) lending platforms by £12.6 million. The investment company that backs fintech businesses cited “..

Tagged: business finance P2P lending peer to peer lending GLI Finance invest investment Lendy Zopa risk


Goldman Sachs to launch a UK online Bank and possible P2P lending platform

2 years ago


Goldman Sachs, the US based investment bank, is set to launch a new online Bank in the UK. It will aim to provide savers with more attractive returns than those on offer from the UKs high street Ban..

Tagged: Goldman Sachs investment bank alternative finance online bank p2p lending peer to peer lending Zopa Ratesetter


Despite low visibility IFISA attracts an average account size of £8,500 and £17m in its first year

3 years ago


HM Revenue and Customs (HMRC) data released today shows that £17 million was invested in Innovative Finance ISAs (IFISAs) in the 2016/2017 tax year.    Launched in April 2016 some ..

Tagged: Alternative finance IFISA HMRC Stocks & Shares Peer to Peer lending P2P lending investment investors growing interest in IFISAs


Could a buy-to-let sell off lead to a peer-to-peer (P2P) lending boost?

3 years ago


The National Association of Landlords believes that 20% of landlords plan to sell one or more of their properties in the next 12 months. Why? Because conditions that favour an attractive regular inc..

Tagged: peer to peer lending p2p lending National Association of Landlords property IFISA investors investments


An exciting week for Peer-to-Peer

3 years ago


It has been an exciting week for the UK’s Peer-to-Peer (P2P) sector. The Financial Conduct Authority (FCA) agreed to give full authorisation to several of the sectors biggest names. Which on t..

Tagged: peer-to-peer p2p investment FCA IFISA Innovative Finance ISA full authorisation Funding Circle high yields


How to be risk aware and make an informed decision about investing in UK equity crowdfunding

3 years ago


You are aware of the scenario: before you are two doors; one leads to certain death and one to riches. Before you stand two guides; one can only answer your questions honestly, the other will always..

Tagged: equity crowdfunding equity crowdfunding be risk aware make informed decisions alternative finance investment peer to peer lending p2p lending


Ten useful numbers businesses and investors should know about alternative finance in the UK

3 years ago


Ten useful numbers businesses and investors should know about alternative finance in the UK   6% is the percentage of all seed and venture stage equity investment provided by equity crowdfund..

Tagged: finance alternative finance peer to peer p2p peer-to-peer investors investment crowdfunding equity crowdfunding peer to peer lending p2p lending


Become an Angel Investor Lunchtime Masterclass

4 years ago


Business Agent, Bond Dickinson and Angels Den are collaborating to bring you an exciting new event and would like to invite you to attend our ‘Become an Angel’ lunchtime masterclass. ..

Tagged: angel investor investing investor angel business equity peer to peer events angels den businessagent.com bond dickinson investments


Hey Mr Cameron, How About Investing Into UK Companies?

4 years ago


I’m sure you are all aware of Mr Cameron’s recent tax affairs which are all over the news as it has been very hard to avoid. I wanted to give some different views on the situation and al..

Tagged: David Cameron Prime Minister Investment SEIS EIS Tax affairs Blairmore Holdings


Innovative Finance ISA’s: What’s The Deal?

4 years ago


    Innovative Finance ISA’s: What’s The Deal?   If you are like us, you have been anticipating the launch of alternative P2P ISA’s (innovative finance ISA). The..

Tagged: isa p2p lending savings innovative finance banks ratesetter abundance zopa funding circle business agent government budget personal savings investing investment


Overfunded: Blessing or Curse?

4 years ago


  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae


Business Agent challenges Lord Turner’s Irresponsible Scaremongering

4 years ago


Lord Turner former head of FSA stated yesterday "The losses on peer-to-peer lending which will emerge within the next five to ten years will make the worst bankers look like absolute lending genius..

Tagged: finance p2p lending bankers investment crowdfunding lord turner northoak North Oak business agent equity debt bank loans loans p2p lending turner crash economy business personal finance personal lending ratesetter sme wellesley funding circle


Property investment in the peer-to-peer and crowdfunding market

5 years ago


A recent White Paper from research company Datamonitor, The Global Wealth Market in 2015, has found that alternative asset classes are becoming increasingly important as part of high net worth inves..

Tagged: property investment crowdfunding propertycrowd relendex landbay proplend lendinvest assetzcapital crowdestates folk2folk propertypartner housecrowd elevate capitalstackers


The Crowd to finance crowd-powered technology - Pavegen

5 years ago


Every so often something comes along to remind us precisely why crowdfunding is such a brilliant concept. The latest case to point is Pavegen, a technology that uses the power of human footsteps to ..

Tagged: crowdfunding pavegen renewable energy funding investment crowdcube


Due Diligence For Start-ups

5 years ago


FINANCIALSRISKOPERATIONSMANAGEMENTSALES Like a business plan dissected, the due diligence process – whether for an investment through equity crowdfunding or the old-fashioned way – is a..

Tagged: equity crowdfunding investment due-diligence start-ups SME's EIS SEIS


Acumen or Altruism? Equity Crowdfunding for Good Causes

5 years ago


Amid all the controversy about equity crowdfunding, its pros and cons and risks and rewards it would be understandable if one got the impression that the concept is purely about finance – and ..

Tagged: crowdfunding equity investment pharmaceutical life sciences


Crowdfunding EIS and SEIS investments - In praise of diversity across sectors and geography

5 years ago


How to build an enterprise investment scheme and portfolio using equity crowdfunding Having recently discussed some of the advantages of the Seed Enterprise Investment Scheme, I was interested to ..

Tagged: SEIS EIS equity crowdfunding investments


The Seed Enterprise Investment Scheme – Could More Investors be Reaping the Rewards?

5 years ago


As founder and CEO of the UK’s first debt and equity crowd funding aggregator, Sacha Bright spends a lot of time talking to investors and start-up companies about the relative risks and reward..

Tagged: seis capital gains tax investment crowdfunding finance equity


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