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Alternative Finance blog

How To Start A Business Post-Covid-19

How To Start A Business Post-Covid-19

Posted 2 months ago


As part of its mission to help entrepreneurs get the funding they deserve, CEO of Nextfin, Sacha Bright, hosted a special webinar discussing how to start a business post-Covid, with particular focus..

Tagged: sme raising funds equity crowdfunding alternative finance entrepreneur p2p angel investor


CEO of Nextfin To Host Webinar on Raising Finance for Your Business

CEO of Nextfin To Host Webinar on Raising Finance for Your Business

Posted 3 months ago


As part of its ongoing support for entrepreneurs, Nextfin will be hosting a free webinar for individuals who are looking to start their own business.  Sacha Bright, CEO of Nextfin the UK's onl..

Tagged: sme entrepreneur business finance raising funds alternative finance equity crowdfunding


More Lenders Approved For Larger Coronavirus Loan Scheme

More Lenders Approved For Larger Coronavirus Loan Scheme

Posted 3 months ago


As the UK continues to grapple with the economic impact of the coronavirus crisis, the British Business Bank has approved three more lenders to deliver the Coronavirus Large Business Interruption Lo..

Tagged: sme entrepreneur coronavirus cbils clbils news alternative finance equity crowdfunding


What Does The CBILS Change Mean For You?

What Does The CBILS Change Mean For You?

Posted 3 months ago


A change in the lending rules governing the Coronavirus Business Interruption Loan Scheme could mean that small businesses previously refused a loan are now able to secure access to vital funding.&n..

Tagged: sme alternative finance raising funds equity crowdfunding cbils news coronavirus entrepreneur


What Rates Are Alternative Lenders Offering for CBILS?

What Rates Are Alternative Lenders Offering for CBILS?

Posted 3 months ago


So far over 100 firms have been accredited to provide the Coronavirus Business Interruption Loan to businesses struggling to mitigate the economic impact of Covid-19.  Among the alternative le..

Tagged: sme p2p equity crowdfunding alternative finance cbils news


Span Health Discusses the Positive Impact of NextFin's Ratings Service

Span Health Discusses the Positive Impact of NextFin's Ratings Service

Posted 3 months ago


Span Health has complimented Nextfin on what it calls “a very straightforward” ratings service. Aimed at helping people avoid lifestyle-induced diseases, symptoms, medications, and compl..

Tagged: sme ratings entrepreneur equity crowdfunding raising funds alternative finance news


‘Gively’ Comments on NextFin's Ratings Service

‘Gively’ Comments on NextFin's Ratings Service

Posted 3 months ago


Gively has complimented NextFin on what it has described as an “excellent ratings” service. An online marketplace where users can give and get second-hand items for free, the comp..

Tagged: sme equity crowdfunding ratings alternative finance


How Do I Sell Shares I Purchased In an Equity Crowdfunded Company?

How Do I Sell Shares I Purchased In an Equity Crowdfunded Company?

Posted 3 months ago


Once you’ve invested in a company and the offer is finalised and completed, you will become a shareholder in that company and will be entered onto the company’s share register.  Su..

Tagged: sme equity crowdfunding finance shares alternative finance


£6.7bn Invested in Small Businesses in 2018

£6.7bn Invested in Small Businesses in 2018

Posted 3 months ago


Small businesses received a record £6.7bn in equity funding in 2018/19, a 5% increase year on year. The average deal size was £4.5m, an 11% increase compared with 2013. Small business e..

Tagged: sme equity crowdfunding alternative finance news raising funds


Should I Overfund My Business?

Should I Overfund My Business?

Posted 3 months ago


Crowdfunding in general has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity crowdfunding is much the same practice; it involves the selling of s..

Tagged: sme entrepreneur raising funds equity crowdfunding eis seis alternative finance


What is the Position of Each Lender Regarding Bounce Back Loan Applications?

What is the Position of Each Lender Regarding Bounce Back Loan Applications?

Posted 4 months ago


* The following information has been extracted from the latest data made available by the All-Parliamentary Group for Fair Business Banking. There are tens, possibly hundreds of thousands of b..

Tagged: sme coronavirus news equity crowdfunding alternative finance


What is Equity Dilution, And How Does it Work?

What is Equity Dilution, And How Does it Work?

Posted 4 months ago


Equity dilution (commonly referred to as stock dilution) takes place when a company issues new stock which can result in a decrease of an existing stockholder’s ownership percentage of said co..

Tagged: sme equity crowdfunding alternative finance raising finance guide investing


Does Alternative Finance Provide A Solution to Protecting SMEs After the Pandemic?

Does Alternative Finance Provide A Solution to Protecting SMEs After the Pandemic?

Posted 4 months ago


In previous articles, we have argued that with the coronavirus pandemic changing the nature of the business landscape, so must ways business access capital; namely through embracing equity investmen..

Tagged: sme alternative finance equity crowdfunding p2p lending coronavirus


NextFin's Rating Service

NextFin's Rating Service "extraordinary," says Artfinder

Posted 4 months ago


Artfinder has complimented NextFin on what is described as an “extraordinary” ratings service. The world’s first certified B corporation, the company was rated by us on June 30 and..

Tagged: sme equity crowdfunding entrepreneur news


How To Make Informed Decisions When Equity Crowdfunding

How To Make Informed Decisions When Equity Crowdfunding

Posted 4 months ago


In this guide, CEO of NextFin, Sacha Bright gives hit tops tips on how to make informed decisions when equity crowdfunding, and how to remain risk aware.  Equity crowdfunding, as with any othe..

Tagged: sme alternative finance equity crowdfunding


European Commission to Further Support Startups and Incentivise Private Investments

European Commission to Further Support Startups and Incentivise Private Investments

Posted 4 months ago


The European Commission has announced the adoption of a third amendment to its Temporary Framework to further support startups as they struggle during the coronavirus outbreak.  The news comes..

Tagged: coronavirus SMEs alternative finance news equity


Two More P2P Lending Platforms Approved For CBILS

Two More P2P Lending Platforms Approved For CBILS

Posted 4 months ago


The British Business Bank has approved peer-to-peer lending platforms LendingCrowd and Folk2Folk for the coronavirus business interruption loan scheme (CBILS). The scheme enables lenders accredited..

Tagged: p2p alternative finance coronavirus news equity crowdfunding


Need Recognition? Here Is A List of Competitions And Awards

Need Recognition? Here Is A List of Competitions And Awards

Posted 4 months ago


Business Awards List There’s no better way to increase your profile than picking up awards for your hard work. In the UK, there are a range of competitions and awards open to a whole host of ..

Tagged: entrepreneur business sme alternative finance equity


Coronavirus Loan Applications Exceed One Million

Coronavirus Loan Applications Exceed One Million

Posted 4 months ago


More than one million businesses have applied for a Government-backed loan to help navigate the economic impacts of the pandemic. Meanwhile UK businesses have furloughed nearly nine million jobs, u..

Tagged: sme coronavirus news equity crowdfunding alternative finance


Chancellor Rishi Sunak Expands The Future Fund

Chancellor Rishi Sunak Expands The Future Fund

Posted 4 months ago


In a widely anticipated move, the Chancellor of the Exchequer Rishi Sunak has expanded the Future Fund to accommodate businesses that contribute significantly to the UK economy, but do not have thei..

Tagged: coronavirus equity crowdfunding news sme


Why Most Small Businesses End Up Failing (And What You Can Do)

Why Most Small Businesses End Up Failing (And What You Can Do)

Posted 4 months ago


There are a number of reasons why a business might fail - every situation is unique. But with 20% of businesses not making it past their first year, and 60% going bust within the first three years a..

Tagged: entrepreneur business sme alternative finance equity crowdfunding


Investors' Relief: What You Should Know

Investors' Relief: What You Should Know

Posted 4 months ago


Investors' relief (IR) is broadly regarded as an extension of entrepreneurs' relief and allows investors to benefit from reductions in tax. Introduced under the 2016 Finance Act, the relief was brou..

Tagged: investor sme alternative finance equity crowdfunding


After Coronavirus It's time to embrace equity investment

After Coronavirus It's time to embrace equity investment

Posted 4 months ago


Before the outbreak of coronavirus, we were beginning to see the rise of alternative finance sources, with emphasis being taken away from traditional banking. By and large, this was driven by altern..

Tagged: coronavirus eis equity investment alternative finance


Funding Your Business Without A Bank

Funding Your Business Without A Bank

Posted 4 months ago


More and more entrepreneurs are getting turned down for business loans as they struggle to prove their viability. If you’re a business owner struggling to access capital via the traditional me..

Tagged: Banking Alternative Finance P2P Equity Crowdfunding SME Entrepreneur Business


How Do You Value A Startup?

How Do You Value A Startup?

Posted 5 months ago


Valuing early-stage companies is more of an art-form than it is a science, especially when it is a business that has just started its journey. A valuation of a business is determining what someone i..

Tagged: Business startups venture entrepreneur sme funding finance equity crowdfunding


True Royalty TV Praises NextFin On Its Ratings Service

True Royalty TV Praises NextFin On Its Ratings Service

Posted 5 months ago


Nextfin recently provided True Royalty Television with a Gold Rating of 83%. It serves the global millions of Royal superfans, with 20,000 paying subscribers already on its platform. With 350+ hour..

Tagged: Rating equity crowdfunding alternative finance business entrepreneur


Tightening of EIS Rules Takes £200m off Amounts Raised In 2018-2019

Tightening of EIS Rules Takes £200m off Amounts Raised In 2018-2019

Posted 5 months ago


According to figures released by HM Revenue & Customs, £1.8bn was invested into 3,905 companies, down from £2bn the previous year.  Investment via the Seed Investment Enterpris..

Tagged: business eis equity crowdfunding alternative finance P2P


Global Fintech Lending Expected To Be Worth £230bn At The End Of 2020

Global Fintech Lending Expected To Be Worth £230bn At The End Of 2020

Posted 5 months ago


According to new research by Norwegian financial services company AksjeBloggen, the global fintech lending industry will be worth a global $291.4bn (£230bn) by the end of 2020, with peer-to-pe..

Tagged: fintech p2p business alternative finance equity crowdfunding


Here's What You Need To Know About Due Diligence

Here's What You Need To Know About Due Diligence

Posted 5 months ago


Like dissecting a business plan, the process of due diligence - whether it be for an investment through equity crowdfunding, or more traditional methods - is about evaluating the level of risk. As a..

Tagged: sme business risk startup finance equity crowdfunding alternative finance


Five Ways To Make Your Business More Social

Five Ways To Make Your Business More Social

Posted 5 months ago


As an entrepreneur, having a strong social media presence is a vital part to the performance and success of your business. Businesses no longer rely on word of mouth, instead they rely on the word o..

Tagged: social media business sme funding equity crowdfunding alternative finance


Equity Crowdfunding? Here's A Short Guide To What You Need

Equity Crowdfunding? Here's A Short Guide To What You Need

Posted 5 months ago


Equity crowdfunding for businesses has burst onto the scene in recent years and has helped to fund successful enterprises such as Brewdog and Oculus. It can be an elongated process and will require ..

Tagged: Business Equity Crowdfunding Alternative Finance SME Funding Capital


What Is The Future Of Equity Crowdfunding?

What Is The Future Of Equity Crowdfunding?

Posted 5 months ago


NextFin has aggregated and monitored over 3000 equity crowdfunding pitches. The FCA regulates the industry and on December 9th new rules came into force highlighting the need for transparency and co..

Tagged: Start-up Seedrs Crowdcube Equity Crowdfunding AIM


Itasca Wines Praises NextFin On Its Ratings Service

Itasca Wines Praises NextFin On Its Ratings Service

Posted 5 months ago


NextFin recently provided Itasca Wines with a rating of 76%. A Hampshire-based vineyard and winery that produces find English wines, Itasca Wines is raising funds to build and equip a contract winem..

Tagged: Itasca Wines Equity Crowdfunding Ratings Investment


Smartlands Praises NextFin On Its Ratings Service

Smartlands Praises NextFin On Its Ratings Service

Posted 5 months ago


NextFin recently provided Smartlands with a rating of 76%. A blockchain-based digital finance and investment ecosystem, it allows asset owners to turn an ownership right to a share of any asset, int..

Tagged: Smartlands Equity Crowdfunding Ratings Investment


NextFin Has Updated Its Website - Here's What's New

NextFin Has Updated Its Website - Here's What's New

Posted 6 months ago


At NextFin, we’re constantly reviewing the latest equity crowdfunding data to provide entrepreneurs and investors with the best experience and to give them the best chance at securing finance ..

Tagged: CBILS Grants Equity Crowdfunding P2P Covid-19


Is Coronavirus Having An Impact on Equity Crowdfunding?

Is Coronavirus Having An Impact on Equity Crowdfunding?

Posted 7 months ago


Author: Sacha Bright & Oliver Murphy  Given the unprecedented economic impacts of Coronavirus, we at NextFin would like to provide our customers and partners with an update on how the eq..

Tagged: News EIS SEIS Equity Crowdfunding Seedrs


A guide to peer-to-peer property lending

A guide to peer-to-peer property lending

Posted 10 months ago


Author: Roxana Mohammadian-Molina, Chief Strategy Officer at Blend Network Many of you may have heard about peer-to-peer (P2P) property lending; some of you may have already dipped your toes in it;..

Tagged: p2p equity property investment Blend Network


FCA New Rule on Transparency

FCA New Rule on Transparency

Posted 11 months ago


The new Financial Conduct Authority (FCA) rules become enforceable on 9 December which will affect crowdfunding and peer-to-peer (P2P) platforms, PS19/14 section 2.36, detail the need for the platfo..

Tagged: FCA Peer-to-Peer Transparency Equity & Debt Crowdfunding


Equity Crowdfunding Social Impact Rating By NextFin

Equity Crowdfunding Social Impact Rating By NextFin

Posted 11 months ago


Following the acquisition of CrowdRating, NextFin are now rating equity crowdfunding pitches to provide potential investors an independent rating to allow them to make informed decisions. We ask th..

Tagged: entrepreneur alternative finance equity crowdfunding


MERGER MEANS RATINGS AND COMPARISON FOR CROWDFUNDING INVESTORS

MERGER MEANS RATINGS AND COMPARISON FOR CROWDFUNDING INVESTORS

Posted 12 months ago


Business Agent Ltd, the UKs first FCA regulated Alternative Finance aggregator and ratings platform has merged with CrowdRating and rebranded to NextFin - The Alternative Finance Marketplace. NextF..

Tagged: crowdfunding investments equity crowdfund investing raising finance p2p alternative finance entrepreneur


Technology: the future is now?

Technology: the future is now?

Posted 3 years ago


20 years ago Google, facebook, Uber, Amazon and Airbnb did not exist. Today, Facebook, Google and Amazon are considered to have market values that exceed $500 billion, Uber over $50 billion and Airb..

Tagged: Google Facebook Uber Amazon Airbnb investment equity Thyngs investors technology companies equity crowdfunding


Sacha Bright comments on 4th Alternative Finance Industry Report

Sacha Bright comments on 4th Alternative Finance Industry Report

Posted 3 years ago


Sacha Bright, founder and CEO of businessagent.com the regulated independent market place for the UK equity crowdfunding and business peer-to-peer (P2P) lending comments on Friday’s 4th Altern..

Tagged: Sacha Bright equity crowdfunding peer to peer lending P2P lending Alternative Finance Industry Report Cambridge Centre for Alternative Finance due diligence


Why is property/real estate equity and debt crowdfunding booming in the UK?

Why is property/real estate equity and debt crowdfunding booming in the UK?

Posted 3 years ago


The Real estate (property) sector is embracing both debt (P2P) and equity crowdfunding in the UK and elsewhere around the world. To date 19% of the total money invested on UK equity crowdfunding pla..

Tagged: property real estate equity crowdfunding debt crowdfunding invest investing investment NESTA


RateSetters withdrawal from the P2PFA highlights the importance of data transparency

Posted 3 years ago


Sacha Bright the CEO and founder of businessagent.com, the UK’s authorised equity crowdfunding and peer-to-peer (P2P) aggregator for businesses believes it is time for the UK’s debt and ..

Tagged: businessagent.com Sacha Bright equity crowdfunding peer to peer p2p Ratesetter P2PFA transparency


What’s of note in the UKs Peer-to-Peer and equity crowdfunding sectors

Posted 4 years ago


We are almost at the half-way point for 2017, which begs the question what is worth noting in the Peer-to-Peer and UK equity crowdfunding markets?   Well firstly peer-to-peer is having a reco..

Tagged: equity crowdfunding equity crowdfunding p2p peer to peer alternative finance IFISA Innovative Finance


Write the greatest children's story ever told... their own!

Posted 4 years ago


There’s no denying that, in this digital age, we are taking more pictures of our children than ever before. More people are seeing them too: thanks to social networking. As great as this is, i..

Tagged: Skwibble share photos with family equity crowdfunding equity crowdfunding alternative finance raising funds


How to be risk aware and make an informed decision about investing in UK equity crowdfunding

Posted 4 years ago


You are aware of the scenario: before you are two doors; one leads to certain death and one to riches. Before you stand two guides; one can only answer your questions honestly, the other will always..

Tagged: equity crowdfunding equity crowdfunding be risk aware make informed decisions alternative finance investment peer to peer lending p2p lending


London Diamond and Emerald Exchange crowdfunding campaign

Posted 4 years ago


All businesses have one thing in common, they all require investment to succeed.  In the past, that often involved a formal meeting with a bank manager to discuss a business loan and overdraft ..

Tagged: Diamond and Emerald equity crowdfunding crowdfunding finance raising capital


What is peer-to-peer lending?

What is peer-to-peer lending?

Posted 4 years ago


Peer-to-peer lending – also known as P2P lending, debt crowdfunding and marketplace lending – is an alternative financing model whereby people borrow from other people, rather than going..

Tagged: business loans business sme business funding loans peer to peer peer to peer loans peer-to-peer loans peer to peer lending peer-to-peer lending equity crowdfunding


What is debt crowdfunding and how does it work?

What is debt crowdfunding and how does it work?

Posted 4 years ago


What is debt crowdfunding? Debt crowdfunding, sometimes known as peer-to-peer lending or loan-based lending, is an alternative way for businesses to borrow money. In essence, it’s the same pr..

Tagged: business business loans debt crowdfunding debt crowd-funding crowdfunding equity equity crowdfunding business loans finance business finance start ups sme business growth


6 things to check closely before applying for a crowdfunding loan

6 things to check closely before applying for a crowdfunding loan

Posted 4 years ago


There is an alternative to traditional lending from a Bank, debt crowd-funding and peer-to-peer lending. There are risks for the companies doing the borrowing, just as there are for the lenders. Her..

Tagged: loans finance crowdfunding equity debt secured loans banks start ups smes business funding credit check


Ten useful numbers businesses and investors should know about alternative finance in the UK

Posted 4 years ago


Ten useful numbers businesses and investors should know about alternative finance in the UK   6% is the percentage of all seed and venture stage equity investment provided by equity crowdfund..

Tagged: finance alternative finance peer to peer p2p peer-to-peer investors investment crowdfunding equity crowdfunding peer to peer lending p2p lending


Businessagent.com is Crowdfunding!

Posted 4 years ago


  Businessagent.com is excited to announce that we are now crowdfunding! Businessagent.com aggregates equity and debt crowdfunding investments. This makes it easy for investors and lenders to ..

Tagged: businessagent.com equity crowdfunding investing venture angel investing aim shares


How Social Is Your Business?

Posted 4 years ago


  We have seen the way businesses promote themselves change drastically over the last 10 years. With the growth of online and digital, new trends are always coming into play and it can be a to..

Tagged: social media business sme marketing advertising twitter facebook instagram snapchat google+ linkedin equity crowdfunding raising finance social online digital


Bank of England to Lower Capital Buffers & Interest Rates Following Brexit

Posted 4 years ago


  Mike Carney, the Bank of England’s Governor has stated that interest rates will be cut this summer to battle a Brexit slowdown.  Ten year government bond yields have dropped as we..

Tagged: brexit bank of england BoE interest rates alternative finance mike carney lending alternative finance peer to peer equity crowdfunding eu referendum sme small businesses


Become an Angel Investor Lunchtime Masterclass

Posted 4 years ago


Business Agent, Bond Dickinson and Angels Den are collaborating to bring you an exciting new event and would like to invite you to attend our ‘Become an Angel’ lunchtime masterclass. ..

Tagged: angel investor investing investor angel business equity peer to peer events angels den businessagent.com bond dickinson investments


Business Finance: Beyond the Business Loan

Posted 4 years ago


Business Finance: Beyond the Business Loan   For many, the traditional business loan is the most logical option when looking for finance. However, sometimes it just doesn’t work out how..

Tagged: business loans peer to peer equity crowdfunding loans invoice finance asset finance cash advance cash flow growing business SME marketinvoice LDF Boost Liberis Ultimate finance


UK Treasury Committee Express Concerns over Peer to Peer Lending

Posted 4 years ago


Recently the chairman of the UK Parliament Treasury Committee wrote to the head of the FCA and Andrew Bailey, Deputy Governor of the Bank of England for Prudential Regulation, expressing concerns ov..

Tagged: UK treasury government peer to peer p2p peer-to-peer loans p2p loans investing equity crowdfunding alternative finance fintech risk FCA Andrew Bailey Andrew Tyrie


Overfunded: Blessing or Curse?

Posted 5 years ago


  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae


Crowdfunding Response to US Interest Rate Hike

Posted 5 years ago


Business Agent, the first FCA approved Crowdfunding Aggregator has responded to the first US interest rate rise in a decade by pointing UK investors to crowd funding as a way to achieve a return on ..

Tagged: interest rates crowdfunding equity US UK


Crowdfunding EIS and SEIS investments - In praise of diversity across sectors and geography

Posted 6 years ago


How to build an enterprise investment scheme and portfolio using equity crowdfunding Having recently discussed some of the advantages of the Seed Enterprise Investment Scheme, I was interested to ..

Tagged: SEIS EIS equity crowdfunding investments


The Seed Enterprise Investment Scheme – Could More Investors be Reaping the Rewards?

Posted 6 years ago


As founder and CEO of the UK’s first debt and equity crowd funding aggregator, Sacha Bright spends a lot of time talking to investors and start-up companies about the relative risks and reward..

Tagged: seis capital gains tax investment crowdfunding finance equity


  • Internet Business Awards Category Award Winner 2015
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