Emma is described as a financial technology application that helps people take control of their money and help them make the right financial decisions. The company claims that it has onboarded over 600,000 customers, witnessed a 500% Year on Year average growth and analysed £100 billion+ worth of customer transactions since its launch in 2018. Emma intends to release key features such as free stock trading, crypto, payments and credit scores in future updates. The company states that it has raised £2.5 million raised from venture capitalists such as Curve, Transferwise and CityMapper. It argues that it has become the #2 top-grossing finance app on both Google Playstore and Apple App Store. Emma says it will use the investment to continue its growth, bring its services all over Europe, and reach 1 million customers by the end of 2021.
days to go:
Expired
investment:
£3,448,057
Easily understand and manage all your insurance in one simple app, ready for the digital age. Wrisk is all about transparency and allows customers to see how much they’re currently paying for their insurance, what actions they can take to reduce their risk and purchase the insurance seamlessly from within the app. Wrisk is seeking investment to expand and cater for as many insurance needs as possible.
days to go:
Expired
investment:
£1,044,630
BiVictriX Therapeutics is a pharmaceutical company that are developing ADC's (Antibody Drug Conjugates) in the field of Oncology. They have invented a strategy that improves ADC selectivity towards cancer cells.
days to go:
Expired
investment:
£451,506
Website: www.riskrewardlimited.com
Risk Reward Ltd is a global banking and financial services training, consultancy and recruitment specialist that operates from its offices in London and recently opened a second office in Miami to service its business in the Americas. The company specialises in risk and compliance training and recruitment, the fastest growing part of the sector.
The business is raising equity investment for the first time in its 13-year history, giving investors the first opportunity to become part of this successful and fast growing business.
Established in 2002, Risk Reward’s client list has evolved to incorporate the names of national and international banks, leading financial services companies and insurance firms spanning five continents. Clients include international training firms and specific banks including the British Bankers Association, GPS, MIS, Al Rajhi Bank, FBN, First Gulf Bank, HSBC, Lloyds Bank, Wells Fargo and many more prominent names.
Several growth-spurring developments are happening simultaneously to lead the company to offer 5% in its market-leading business to new investors:
* Exceptional growth in its training business; the company has developed its retail training business in London and Dubai, and has also developed its multi-lingual global training services
* Investment has been made in development of a new recruitment businesses which is now approved by a number of companies and has been followed by taking over the business of Buckley Alan, a 12 year old recruitment firm
* Recently opened a US office in Miami
* Developed a learning management system which is successfully installed in a major bank and links skills to training delivery
* Published two best-selling money laundering deterrence works and a major text on business mathematics
* Approved by 5 major institutes to offer their training products including the CISI, ICAEW and ACAMS
Sales vary month on month between £150,000 and £200,000, and recent unsolicited valuations have put the company’s worth between £7-12 million.
These valuations also took into account the level of investment written off during the year developing the learning management system, recruitment business and US office. Business growth is around 25% per annum in this fast growing sector.
The fast-moving business requires equity investment to fuel its growth as the company strives to develop its already-strong position as a technical leader in its space.
This pitch represents an opportunity to invest in a respected training and recruitment business with a wealth of prominent clients.
days to go:
Expired
investment:
£25,300
Baanx is a B2B2C mobile banking platform offering cutting-edge services in remittance, spending & blockchain. The company takes pride in its innovative customer acquisition process through partner communities. The BaanxCL already has a CL™ VISA Debit Card, Crypto-Payment Gateway, a Crypto-Exchange, Stablecoins, and other exciting features. The company is also partnering with new brands around the world which are not banking already but have large user communities to connect. The company is aiming to target 100,000 users by Q2 2020 with the assistance of Super Seed Investors. With the proceeds, Baanx will hire additional team members, spend funds on marketing, and launch services in South America and Asia.
days to go:
Expired
investment:
£658,200
One of the UK's first peer-to-peer fully FCA-authorised lending platforms that offers investors opportunities to contribute funds towards bridging loans and residential buy-to-let mortgages. LandlordInvest users can invest from £100 in property loans alongside other lenders. The company also offered the first property-backed IFISA in the UK. Since launching in December 2016, investors have lent £5.3m to property owners and have collectively received over £323,000 in interest payments, with zero capital losses.
The average LTV ratio on the platform is 63.76% across an average loan value of £204,221. This has resulted in investors earning an average return of 11.37% per annum. LandlordInvest also offer a secondary market, where more than £1.5m has been traded to date. The company has a positive cash flow and has generated a net profit of £4,000.
LandlordInvest are now seeking funds to scale the business further by focusing on loan origination and management. Investments will allow the business to hire technical resources, Relationship Managers and Business Development Managers.
days to go:
Expired
investment:
£121,450
Please watch the video for more information
days to go:
Expired
investment:
£964,550
Garbanzo Snacks is a profitable businesses, currently selling their chickpeas with a sprinkling of flavour in 725 Holland and Barrett stores. They use 100% chickpeas with minimal processing, this keeps the products as pure and unadulterated as possible.
days to go:
Expired
investment:
Withheld
Improving the railway construction industry by collecting data to reduce inefficiencies and overspending. Rail Diary is a B2B SaaS product that is designed to analyse information on infrastructure projects to improve particular elements that plague the industry. These include the delivery, commercialisation and the health and safety of projects.
Rail Diary allows developers to monitor ongoing costs, forecast for the future and reduce the number of claims made. Rail Diary will generate revenue via a monthly subscription model ranging from £45 to £150, plus project fees.
days to go:
Expired
investment:
£50,544
Enertor is a sole manufacturer which uses smart material that cushions the foot when moved slowly, but on impact locks together to absorb and disperse energy, before instantly returning to its flexible state which reduces the risk of injury. The global orthotics market is worth $ 6.5 Billion per annum, of which approximately $ 3.5 Billion is foot orthotics and growing at 7% CAGR per annum. The company is on a mission to help everyone stay injury-free with their shock-absorbing insoles. They have strong endorsements from elite athletes, including Usain Bolt & the British Military. Their shock-absorbing insoles are to be mandated by the British Armed Forces, including the Royal Marines and SAS. With the proceeds, the company will develop its website, further research and development, IP protection and patent filing, marketing and working capital for the business.
days to go:
Expired
investment:
£509,999
