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Peer to peer lending » Rebuilding Society

Rebuilding Society

Rebuilding Society

rebuildingsociety.com is an online peer-to-business lending platform, bringing together UK businesses looking for loans and individuals looking to make a better return on their savings by lending to businesses.

Lenders have the opportunity to auto-invest using their lending tool BidPal which enables the lender to pre-set their preferences, for example, the risk band of the loan or to manually invest in individual opportunities.

The platform operates a peer buyback guarantee feature on the secondary market which provides an extra layer of protection for risk-averse lenders. The Buyback guarantee automatically triggers if a microloan falls into arrears by more than 60 days, the vendor will buy it back and recover outstanding amounts from the borrower. Thus giving the lender reduced capital risk.

Monthly capital and interest payments are available.

There are no fees to join the platform. The platform charge a Management Fee of 0.1% of assets (bids + microloans) on a monthly basis and this is taken from the lenders balance on the first of every month. This amount changes if the lender becomes a "Larger Lender" and holds more than £100,000 or have generated more than £100,000 microloan records and will be charged at 1% of assets (available balance + microloans) per month.

 A fee of 0.50% applies on any Microloans sold using the secondary market

Rebuilding Society charge a £40 fee if the lender requires assistance with transferring in/out an existing ISA from/to another provider.

Rebuilding Society Products and Investment

    • No annual limit
    • Invest as much as you like
    • Available to all lenders
    • Manual and auto lending options
    term: 1+ months min. investment: £10 return: up to 7.80%*
    * provided on 16/01/2020

Investor Overview

  • Secured loans available valued at over £50,000.
  • Lending to SMEs.
  • Lend from £10.
  • Average return 7.8%.
  • Rebuilding Society will collect and recover monies for the investor
  • Secondary market available.
  • 0.5% microloan sale fee When you sell a microloan on the secondary market, there is a 0.5% commission fee based on the outstanding capital, which is payable once your loan part is sold.
  • IFISA available. You can also lend from a standard account.
  • * correct as of 04/06/2020
Go to Rebuilding Society

LIVE Platform Stats

0 Pitches
Withheld Pledged
£0 Targetted

loan book volume

default rate

average interest rate

biggest loan

* correct as of 18/06/2020

Credit Band

Amount loaned by credit band

* correct as of 18/06/2020. Credit bands are determined by the platform.


26 Whitehall Road, Leeds
LS12 1BE

0333 303 0972

company number

incorporated 10 years

Newest Pitches

Pledged this Week

* Data captured from publicly available sources and may vary from the final investment values

Funded pitches

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph