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Alternative Finance blog

Refused A Business Loan? Here's What’s Available

Refused A Business Loan? Here's What’s Available

Posted 2 days ago


Ever since the financial crisis of 2008, banks have become much more risk-averse, which has reduced their willingness to lend. Being refused a loan can be incredibly frustrating for small business o..

Tagged: Debt crowdfunding Lending P2P Invoice Finance


How To Apply For A Coronavirus Large Business Interruption Loan

How To Apply For A Coronavirus Large Business Interruption Loan

Posted 2 days ago


Introduced as part of a package of support schemes brought in by the government, the Coronavirus Large Business Interruption Loan Scheme (CLBILS) is designed to provide funding for businesses with a..

Tagged: CBILS CLBILS Covid-19 Loans


EU State Aid Rules Are Holding Government Back From Supporting Small Business

EU State Aid Rules Are Holding Government Back From Supporting Small Business

Posted 6 days ago


NextFin is calling on the EU to suspend State aid rules on the Enterprise Investment Scheme to allow increased investment in small businesses struggling to survive amid the coronavirus pandemic. Cu..

Tagged: Covid-19 EIS SEIS Start-ups


The Future Fund Guide For Investors And Entrepreneurs

The Future Fund Guide For Investors And Entrepreneurs

Posted 6 days ago


In addition to the government’s already extensive package of support for small businesses, the Future Fund opened for applications on Wednesday 20th May 2020. The £500m fund, of which t..

Tagged: Future Fund Government Covid-19 Investors Entrepreneurs Investment


How Many EFG Loans Have Been Approved So Far?

How Many EFG Loans Have Been Approved So Far?

Posted 6 days ago


The EFG, Enterprise Finance Guarantee, is a scheme that facilitates lending to small businesses that are viable but unable to obtain finance from their lender due to having insufficient security to ..

Tagged: Enterprise Borrow Business CBILS Banks


What Is The Future Of Equity Crowdfunding?

What Is The Future Of Equity Crowdfunding?

Posted 6 days ago


NextFin has aggregated and monitored over 3000 equity crowdfunding pitches. The FCA regulates the industry and on December 9th new rules came into force highlighting the need for transparency and co..

Tagged: Start-up Seedrs Crowdcube Equity Crowdfunding AIM


How Is Coronavirus Changing The Nature Of Business?

How Is Coronavirus Changing The Nature Of Business?

Posted 7 days ago


Coronavirus has changed life as we know it. The negative impact of the pandemic has been particularly damaging to businesses, many of whom have reported not even having enough cash flow to see them ..

Tagged: Covid-19 Business


Top 5 Businesses Sectors Thriving During Coronavirus

Top 5 Businesses Sectors Thriving During Coronavirus

Posted 7 days ago


As coronavirus has radically changed life as we know it, consumers have been forced to adjust to a new way of living. Despite the negative impact of the virus on many businesses across the world, th..

Tagged: Covid-19 e-commerce GoGetters


The Extent Of The Impact Of Coronavirus On UK Businesses

The Extent Of The Impact Of Coronavirus On UK Businesses

Posted 7 days ago


There is no doubt that coronavirus poses one of the biggest challenges to the health of the UK economy. But to what extent? In this piece, we take a look at the latest data from the Office of Nation..

Tagged: Covid-19 UK Economy


Seed-Stage Funding For Start-ups Drops By 80%

Seed-Stage Funding For Start-ups Drops By 80%

Posted 7 days ago


Early-stage businesses raising money for the first time have taken the hardest hit in the drop in venture capital funding, it has been revealed. According to new research by Plexal and Beauhurst, fu..

Tagged: Start-ups Raise Finance Entrepreneurs Investment


Is An Innovative Finance Isa (IFISA) For You?

Is An Innovative Finance Isa (IFISA) For You?

Posted 7 days ago


Innovative Finance Individual Savings Allowances (IFISAs) are still a relatively new initiative. Launched by the government less than 5 years ago in April 2016, an IFISA allows you to make peer-to-p..

Tagged: IFISA Investment P2P


Should I Invest In A Start-up During The Covid-19 Pandemic?

Should I Invest In A Start-up During The Covid-19 Pandemic?

Posted 7 days ago


When the spread of coronavirus was declared a pandemic by the World Health Organization (WHO), there was naturally a slowdown in funding news. Overall, funding rounds were down 22% in March, accordi..

Tagged: Start-up Investment Covid-19


Do Business Incubators Actually Help Businesses?

Do Business Incubators Actually Help Businesses?

Posted 13 days ago


Incubators are attractive for first-time founders because you can learn from experienced executives, test your business model and gain industry credibility from the program's prestige. Most program..

Tagged: Investment Start-ups Entrepreneurs Incubators Raise Finance


How Much Money Should I Raise For My Start-up?

How Much Money Should I Raise For My Start-up?

Posted 13 days ago


It’s perhaps one of the most asked questions by any entrepreneur. It’s also one of the most challenging. Raising money takes time and doesn’t necessarily have a guaranteed outcome...

Tagged: Investment Entrepreneurs Start-ups Raise Finance


Itasca Wines Praises NextFin On Its Ratings Service

Itasca Wines Praises NextFin On Its Ratings Service

Posted 13 days ago


NextFin recently provided Itasca Wines with a rating of 76%. A Hampshire-based vineyard and winery that produces find English wines, Itasca Wines is raising funds to build and equip a contract winem..

Tagged: Itasca Wines Equity Crowdfunding Ratings Investment


Smartlands Praises NextFin On Its Ratings Service

Smartlands Praises NextFin On Its Ratings Service

Posted 14 days ago


NextFin recently provided Smartlands with a rating of 76%. A blockchain-based digital finance and investment ecosystem, it allows asset owners to turn an ownership right to a share of any asset, int..

Tagged: Smartlands Equity Crowdfunding Ratings Investment


Over £22bn Worth Of Coronavirus Loans Approved

Over £22bn Worth Of Coronavirus Loans Approved

Posted 14 days ago


To date (21st May, 2020), emergency government support schemes have channelled over £22bn in total to 505,043 businesses, new data has revealed. This is an increase from £14bn to 300,00..

Tagged: News CBILS Bounce Back Loan Covid-19


What Is The Term Funding Scheme, And Why Is It So Important To Extend It To P2P Lenders?

What Is The Term Funding Scheme, And Why Is It So Important To Extend It To P2P Lenders?

Posted 14 days ago


While much attention has been paid to the debate surrounding the Coronavirus Business Interruption Loan Scheme, very little focus has been paid to other lending support options. One of these is the ..

Tagged: News P2P Lending Bank of England


Fintechs Could Lose £1bn Worth Of Investment As A Result Of Covid-19

Fintechs Could Lose £1bn Worth Of Investment As A Result Of Covid-19

Posted 16 days ago


Research from TechUK and Qadre has revealed that 68 percent of Fintech founders have reported missing out on crucial funding rounds as a result of coronavirus. The report ‘Making Fintech work ..

Tagged: News Fintech Covid-19


What Government Schemes Are Currently Open To P2P Lenders?

What Government Schemes Are Currently Open To P2P Lenders?

Posted 16 days ago


It's been almost three months since the Chancellor unveiled the Coronavirus Business Interruption Loan Scheme (CBILS) - the first of a range of schemes designed to support small businesses strugglin..

Tagged: News CBILS Covid-19 Funding Circle Assetz Capital Market Finance P2P


Are You A Very Early Stage Startup Wanting To Raise Capital? Here’s How

Are You A Very Early Stage Startup Wanting To Raise Capital? Here’s How

Posted 16 days ago


Before equity crowdfunding becomes an option, entrepreneurs will often self-fund at the very early stages of a start-up. If you are a business owner looking for sources of funding, but not ready to ..

Tagged: Equity Crowdfunding Entrepreneurs Start-up


What Does It Mean To Have Significant Control?

What Does It Mean To Have Significant Control?

Posted 16 days ago


When we think of control, we think mostly about who owns a business. But the concept runs far deeper than ownership. Control actually refers to having a sufficient amount of voting shares of a comp..

Tagged: Shareholder Business Entrepreneurs


P2P Platform Market Finance Is Approved For CBILS

P2P Platform Market Finance Is Approved For CBILS

Posted 20 days ago


MarketFinance has become the latest alternative lender to be approved under the Coronavirus Business Interruption Loan Scheme (CBILS). The CBILS is designed to support businesses that are losing re..

Tagged: News P2P Market Finance CBILS Covid-19


Raising Finance: Comparing Angel Investors, Venture Capitalists and Equity Crowdfunding

Raising Finance: Comparing Angel Investors, Venture Capitalists and Equity Crowdfunding

Posted 20 days ago


Trying to find the best source of funding for your business can prove to be a difficult task and has traditionally been one of the most difficult parts of getting an idea off the ground. As a sector..

Tagged: Equity Crowdfunding Venture Capital Angel Investment EIS SEIS Start-ups


When Does The Coronavirus Furlough Scheme End?

When Does The Coronavirus Furlough Scheme End?

Posted 20 days ago


The Chancellor Rishi Sunak has extended the Job Retention Scheme until October 2020. There are currently 6.3 million people having up to 80% of their salaries paid by the government under the furlo..

Tagged: News Covid-19


Over 50% Of CBILS Applications Approved

Over 50% Of CBILS Applications Approved

Posted 20 days ago


According to UK Finance data, over 50 percent of applications for the Coronavirus Business Interruption Loan Scheme (CBILS) have now been approved by lenders. The scheme provides financial support ..

Tagged: News Covid-19 CBILS


Government Could Expand Future Fund To Include EIS Tax Relief

Government Could Expand Future Fund To Include EIS Tax Relief

Posted 20 days ago


It is being reported that the government’s support package for startups could be amended to incentivise private investors to invest in small businesses alongside the government with the prospe..

Tagged: News EIS SEIS Future Fund Covid-19


What Opportunities Are Available To P2P Investors During The Pandemic?

What Opportunities Are Available To P2P Investors During The Pandemic?

Posted 20 days ago


Throughout the coronavirus pandemic, there have been reports of peer-to-peer (P2P) lenders instituting a number of measures to counteract the current economic situation. In previous articles, we hav..

Tagged: Covid-19 P2P Investors Assetz Capital Zopa Funding Circle Ratesetter


How Well Is CBILS Performing?

How Well Is CBILS Performing?

Posted 20 days ago


Since its launch on 27th March, the Coronavirus Business Interruption Loan Scheme has been amended a number of times to account for a number of businesses that fell through the net. With the scheme..

Tagged: News Covid-19 Small Business CBILS


What Fintechs Are Currently Offering Government Loans?

What Fintechs Are Currently Offering Government Loans?

Posted 28 days ago


At present, just over £4.1bn worth of CBILS has been handed out to over 25,000 businesses, with over 65+ lenders accredited under the scheme. But as NextFin has reported, Fintechs are often be..

Tagged: Fintech CBILS Covid-19 Loans


Small Businesses Could Miss Out On Bounce-Back Loans

Small Businesses Could Miss Out On Bounce-Back Loans

Posted 28 days ago


With only eight banking groups having been authorised to handle applications for the government’s new 100% bounce-back loan scheme, there are now fears that many small businesses could fail to..

Tagged: News Bounce Back Loan Suren Thiru Covid-19


Government Will Postpone Business Rates Revaluation

Government Will Postpone Business Rates Revaluation

Posted 28 days ago


A revaluation of business rates will no longer take place in 2021 to help reduce uncertainty for firms affected by the impacts of coronavirus, Communities Secretary Rt Hon Robert Jenrick MP has anno..

Tagged: News Business Rates Covid-19


Everything You Need To Know When Applying For the Coronavirus Bounce Back Loan Scheme (BBLS)

Everything You Need To Know When Applying For the Coronavirus Bounce Back Loan Scheme (BBLS)

Posted 28 days ago


Earlier this week the government announced that the Coronavirus Bounce Back Loan Scheme (BBLS) had opened for applications. In light of the immense struggle of some businesses to access CBILS, NextF..

Tagged: News Bounce Back Loan Covid-19


Over 100,000 Firms Apply For Loans Under Bounce Bank Scheme

Over 100,000 Firms Apply For Loans Under Bounce Bank Scheme

Posted 28 days ago


It has been reported that more than 100,000 of Britain’s micro businesses have applied for the government’s Bounce Back Loan Scheme on its first day. Offering the smallest companies loa..

Tagged: News Bounce Back Loan Small Business Covid-19


P2P Platform Assetz Capital Is Approved for CBILS

P2P Platform Assetz Capital Is Approved for CBILS

Posted 28 days ago


The peer-to-peer (P2P) property platform Assetz Capital has become the second of its kind to be accredited by the British Business Banks to issue loans under the Coronavirus Business Interruption Lo..

Tagged: News Assetz Capital CBILS


How do I sell my equity crowdfunding shares?

How do I sell my equity crowdfunding shares?

Posted 28 days ago


Equity Crowdfunding secondary market As of February 2020, there still isn't a truly liquid market for equity crowdfunding. Seedrs have launched something that resembles one on their platform which ..

Tagged: Equity Crowdfunding Secondary Market EIS


NextFin Interviews Sunil Shah, The 2019 Business Angel of The Year

NextFin Interviews Sunil Shah, The 2019 Business Angel of The Year

Posted 28 days ago


What makes the perfect pitch? What do investors look for in a business? These are questions that will cross the minds of any entrepreneur, and ones that, if approached properly can make the differen..

Tagged: News Angel Investor EIS Covid-19 Sunil Shah


The Top 10 Angel Investor Groups

The Top 10 Angel Investor Groups

Posted 29 days ago


Angel investing has become an important source of funding for start-ups. These investors are high-net-worth individuals who look for opportunities to invest money in startups and high-growth busines..
Are You Eligible For A Bounce Back Loan?

Are You Eligible For A Bounce Back Loan?

Posted 1 months ago


Small businesses will now be able to apply for the government’s Bounce Back Loan Scheme in which they can borrow between £2,000 and £50,000 with funds arriving within days. Thousa..

Tagged: Covid-19 Loan CBILS


Are you self-employed? Here’s What The Government Is Doing For You

Are you self-employed? Here’s What The Government Is Doing For You

Posted 1 months ago


It feels like an age has passed since the Chancellor unveiled his first scheme to assist those who were self-employed and struggling to deal with the economic shock of Covid-19. Since the 27 March, ..

Tagged: Self-employed Covid-19


CBILS approvals by banks remain below 50%

CBILS approvals by banks remain below 50%

Posted 1 months ago


Banks continue to approve fewer than half of applications for the Coronavirus Business Interruption Loan Scheme (CBILS), as total lending reached more than £4.1bn under the scheme this week. ..

Tagged: News CBILS Covid-19 Funding Circle Assetz Capital Folk2Folk P2P


How To Mitigate The Impact of Covid-19 Through Payment Holidays

How To Mitigate The Impact of Covid-19 Through Payment Holidays

Posted 1 months ago


Loan payment holidays are the most common mitigation measure being used by small businesses to help sustain cash flow during the pandemic, a new survey has found. Research from Purbeck Insurance Se..

Tagged: News Loans CBILS


Covid-19 Loans Provide Just 2% Of Cash Needed To Cover Unpaid Bills - CBILS Needs Expanding

Covid-19 Loans Provide Just 2% Of Cash Needed To Cover Unpaid Bills - CBILS Needs Expanding

Posted 1 months ago


It has been revealed that the £2.8bn worth of funding set aside for the Coronavirus Business Interruption Loan Scheme (CBILS) accounts for only 2% of the £218.8bn currently due to SMEs i..

Tagged: News CBILS Covid-19


NextFin Has Updated Its Website - Here's What's New

NextFin Has Updated Its Website - Here's What's New

Posted 1 months ago


At NextFin, we’re constantly reviewing the latest equity crowdfunding data to provide entrepreneurs and investors with the best experience and to give them the best chance at securing finance ..

Tagged: CBILS Grants Equity Crowdfunding P2P Covid-19


Four More Lenders Approved Under CBILS. But Again, Not One Is A P2P Lender

Four More Lenders Approved Under CBILS. But Again, Not One Is A P2P Lender

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy The British Business Bank has approved four new lenders for accreditation under the Coronavirus Business Interruption Loan Scheme (CBILS).  The lend..

Tagged: News CBILS P2P lending Money & Co


Government Introduces 100% Backed Loans For Small Businesses

Government Introduces 100% Backed Loans For Small Businesses

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy Small businesses struggling to mitigate the economic impacts of Covid-19 will now be able to apply for a 100 percent government-backed loan between £..

Tagged: News Covid-19 Small Business


Government Considering 100% Guarantee on Coronavirus Loans

Government Considering 100% Guarantee on Coronavirus Loans

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy Chancellor Rishi Sunak is considering whether to offer 100 percent guarantees on loans to Britain’s smallest businesses, after coming under sustaine..

Tagged: News CBILS Covid-19


Less than half of CBILS applications have been approved

Less than half of CBILS applications have been approved

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy Less than half of loan applications under the Coronavirus Business Interruption Scheme (CBILS) have been approved so far, according to figures. Data from..

Tagged: News Covid-19 CBILS


More Than £6bn Of Coronavirus Grants Given To Businesses

More Than £6bn Of Coronavirus Grants Given To Businesses

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy Small- and medium-sized businesses have received £6.1 of the £12bn worth of emergency grants made available by the government to enable them t..

Tagged: News Covid-19 Grants


What Grants Are On Offer For Small Businesses Seeking Funding?

What Grants Are On Offer For Small Businesses Seeking Funding?

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy Securing grants for your business or start-up is a challenge - but there is help available. To help you make the best choice, NextFin has compiled a list ..

Tagged: News Covid-19 SEIS Grants


How Offering CBILS Through IFISAs Can Help Small Businesses Impacted By Covid-19

How Offering CBILS Through IFISAs Can Help Small Businesses Impacted By Covid-19

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy Already, NextFin has suggested a number of ways the government can utilise innovative schemes to protect those businesses most at risk from the economic i..

Tagged: News IFISA CBILS Money & Co P2P Covid-19


It's Time The Government Recognised The Benefits of Allowing Fintechs To Provide CBILS

It's Time The Government Recognised The Benefits of Allowing Fintechs To Provide CBILS

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy  With less than 6,022 loans under CBILS approved last week, NextFin is one of many voices calling on the government to urgently approve fintechs to g..

Tagged: News P2P CBILS


Nearly 140,000 Companies Apply For Government's Job Retention Scheme - But Could Employees Still Be Working?

Nearly 140,000 Companies Apply For Government's Job Retention Scheme - But Could Employees Still Be Working?

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy Over 140,000 companies employing around 1 million workers have applied to the government’s Employment Retention Scheme since going live on Monday. ..

Tagged: News


Government Announces £1.25bn Package to Support Start-Ups

Government Announces £1.25bn Package to Support Start-Ups

Posted 1 months ago


Author: Sacha Bright & Oliver Murphy The government has announced £1.25bn worth of funds to help support start-ups that are not eligible for the current coronavirus economic relief sche..

Tagged: News EIS SEIS CBILS


How Has The Chinese Economy Reacted To Coronavirus?

How Has The Chinese Economy Reacted To Coronavirus?

Posted 2 months ago


Author: Oliver Murphy & Susie Gao The outbreak of coronavirus in China and the subsequent lockdown has had a significant impact on the tourism, retail and aviation industry. Take Xibei, for..

Tagged: News


Funding Circle Accredited By British Business Bank And Are Now Offering Coronavirus Business Interruption Loans (CBILS)

Funding Circle Accredited By British Business Bank And Are Now Offering Coronavirus Business Interruption Loans (CBILS)

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy Funding Circle can now offer CBILS after becoming the first marketplace lender (P2P) platform to be approved for accreditation by the British Business Ban..

Tagged: News P2P CBILS Funding Circle


Mobilising Private Investor’s Assets To Fund Small Businesses

Mobilising Private Investor’s Assets To Fund Small Businesses

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy Now, along with the Enterprise Investment Scheme Association (EISA), and the P2P industry, we are calling on the government to embrace new proposals to co..

Tagged: News EIS SEIS P2P


P2P Platform Lendy Granted Three-Year Extension To Administration

P2P Platform Lendy Granted Three-Year Extension To Administration

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy The peer-to-peer property lender Lendy is to remain in administration, after being granted an extension of an additional three years. In a letter seen by..

Tagged: News P2P


Funding Circle Gets Approved For Coronavirus Scheme in America - But Still No Approval In The UK

Funding Circle Gets Approved For Coronavirus Scheme in America - But Still No Approval In The UK

Posted 2 months ago


Author: Sacha Bight & Oliver Murphy The peer-to-peer lender Funding Circle has received approval for the US scheme to provide funding to small businesses impacted by the economic implications..

Tagged: News P2P Funding Circle


Up To A Million Small Businesses Face Going Under As Many Continue Struggling To Access CBILS

Up To A Million Small Businesses Face Going Under As Many Continue Struggling To Access CBILS

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy According to a Corporate Finance Network Report, 800,000 to 1 million small UK businesses cannot access CBILS. The Network, which is working with 13,000 b..

Tagged: News CBILS


Covid-19: Treasury Expected To Announce Measures To Support Start-ups

Covid-19: Treasury Expected To Announce Measures To Support Start-ups

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy The Treasury is expected to announce a “rescue package” that could involve private investors and the British Business Bank in an effort to sup..

Tagged: News Crowdcube


UK Economy Could Suffer 2 Million Job Losses - It's Time For The Government To Embrace Alternative Finance Now

UK Economy Could Suffer 2 Million Job Losses - It's Time For The Government To Embrace Alternative Finance Now

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy The Office for Budget Responsibility (OBR) issued a dire warning yesterday, suggesting Britain’s economy could shrink by 35% by spring in an assessm..

Tagged: News


Calls For Greater Transparency On Performance of Coronavirus Economic Support Schemes

Calls For Greater Transparency On Performance of Coronavirus Economic Support Schemes

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy The Labour Party has called for what it calls “much greater transparency” on the implementation of and effectiveness of the government’s..

Tagged: News P2P EIS SEIS


Zopa To Stop High Risk Lending In Response to Coronavirus

Zopa To Stop High Risk Lending In Response to Coronavirus

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy The P2P lender, Zopa, has announced it will stop lending to borrowers in higher risk bands in response to the coronavirus.  In an email originally s..

Tagged: News P2P


None of the British Business Bank's Four New Approved Lenders are P2P

None of the British Business Bank's Four New Approved Lenders are P2P

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy  Some two weeks ago, NextFin reported on how Peer-to-Peer lenders, JustUs and Assetz Capital had applied to become accredited lenders of the governme..

Tagged: News P2P


Could Equity Crowdfunding Offer  A Lifeline For Small Businesses?

Could Equity Crowdfunding Offer A Lifeline For Small Businesses?

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy Coronavirus poses an existential threat to small businesses in the UK. As Nextfin has reported, while the expansion of the Chancellor’s re..

Tagged: P2P Crowdfunding News MarketFinance


Funding Circle Suspends Its Secondary Market In Response to Coronavirus

Funding Circle Suspends Its Secondary Market In Response to Coronavirus

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy P2P lender Funding Circle has suspended its secondary market indefinitely as it reacts to the outbreak of Covid-19, Nextfin has learnt. In an update, the..

Tagged: P2P


How Are P2P Platforms Reacting To Coronavirus?

How Are P2P Platforms Reacting To Coronavirus?

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy The Peer-to-Peer (P2P) industry faces a challenging time ahead. With a brewing economic downturn in the wake of the coronavirus pandemic, many lenders are..

Tagged: News P2P


Is Coronavirus Having An Impact on Equity Crowdfunding?

Is Coronavirus Having An Impact on Equity Crowdfunding?

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy  Given the unprecedented economic impacts of Coronavirus, we at NextFin would like to provide our customers and partners with an update on how the eq..

Tagged: News EIS SEIS Equity Crowdfunding Seedrs


What Is Equity Crowdfunding? - NextFin’s Guide

What Is Equity Crowdfunding? - NextFin’s Guide

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy  For companies that need to raise capital, there are a number of options they can choose from. Whether it be investing personal capital, securing a l..

Tagged: Entrepreneurs Tax EIS SEIS Seedrs


Who Exactly Can Qualify for the Government's CBILS?

Who Exactly Can Qualify for the Government's CBILS?

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy Two weeks ago, the Chancellor unveiled what has been described as an “unprecedented” support package for UK business. Part of this was the int..

Tagged: News Loans Start-ups


9 out of 10 Early Stage Businesses Could Fail - The Government Needs to Raise The SEIS and EIS

9 out of 10 Early Stage Businesses Could Fail - The Government Needs to Raise The SEIS and EIS

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy  There is no doubt that coronavirus has had, and will continue to have, a significant impact on the whole of UK business. However, a recent survey has ..

Tagged: News Start-ups Tax Entrepreneurs


What Do The Changes To CBILS Actually Mean For Businesses?

What Do The Changes To CBILS Actually Mean For Businesses?

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy Last week, after sustained criticism, the Chancellor overhauled the Coronavirus Business Interruption Loan Scheme to make it easier for businesses struggl..

Tagged: News Loans Start-ups Assetz Capital MarketFinance


Lobbyists Call For Funding Package To Protect Start-Ups

Lobbyists Call For Funding Package To Protect Start-Ups

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy Tech Start-ups could be “wiped out” without a government bailout. That’s the verdict of seven of the UK’s leading tech industry lobb..

Tagged: News EIS SEIS Start-ups


Nextfin Comments On The Save Our Startups' Campaign, CBILS and The Self Employed

Nextfin Comments On The Save Our Startups' Campaign, CBILS and The Self Employed

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy In response to the financial risks posed by Covid-19, co-founder of Crowdcube Luke Lang has announced a new campaign aimed at helping entrepreneurs struggli..

Tagged: News Entrepreneurs


Open Letter to the Chancellor of the Exchequer, Rishi Sunak

Open Letter to the Chancellor of the Exchequer, Rishi Sunak

Posted 2 months ago


The Rt. Hon Rishi Sunak MP Chancellor of the Exchequer 11 Downing Street London SW1A 2AA United Kingdom   1 April 2020   The Government must take urgent action to protect jobs and..

Tagged: News Tax Peer-to-Peer


Businesses Struggling To Access Coronavirus Loans

Businesses Struggling To Access Coronavirus Loans

Posted 2 months ago


Author: Sacha Bright & Oliver Murphy  Despite being introduced over a week ago, NextFin has learnt that a number of businesses are struggling to secure government loans to support them thr..

Tagged: News Business


Restrictions For P2P Lending To Be Lifted From Government’s Coronavirus Loan

Restrictions For P2P Lending To Be Lifted From Government’s Coronavirus Loan

Posted 2 months ago


Author: Sacha Bright, CEO of NextFin & Oliver Murphy In a previous article, we discussed four ways in which the government could stimulate the economy and protect jobs. One such way was to exte..

Tagged: News Peer-to-Peer


Four Things The Government Can Do To Stimulate The Economy And Protect Jobs

Four Things The Government Can Do To Stimulate The Economy And Protect Jobs

Posted 2 months ago


The Chancellor’s relief package has been heralded as a ‘lifeline’ by many businesses. Yet, for many small limited companies desperate to mitigate the effects of coronavirus, it doe..

Tagged: News EIS SEIS


How Raising SEIS and EIS Allowance Could Stimulate Private Equity Investment Into Early Stage Businesses

How Raising SEIS and EIS Allowance Could Stimulate Private Equity Investment Into Early Stage Businesses

Posted 2 months ago


Author: Sacha Bright and Oliver Murphy  The Enterprise Investment Scheme Association (EISA) with the support of NextFin is lobbying H.M Treasury for significant short term changes to the EIS a..

Tagged: News EIS SEIS


Rishi Sunak’s Self-Employed Relief Package Excludes 2 Million People

Rishi Sunak’s Self-Employed Relief Package Excludes 2 Million People

Posted 2 months ago


Author: Sacha Bright, CEO NextFin In a recent article for The London Economic, CEO of Nextfin Sacha Bright was approached to comment on the measures Chancellor Rishi Sunak had implemented and how t..

Tagged: News Entrepreneurs


Government’s Job Retention Scheme Does Not Cover Owner-Managers

Government’s Job Retention Scheme Does Not Cover Owner-Managers

Posted 2 months ago


Author: Sacha Bright and Oliver Murphy  The Government has now published further details on the Job Retention Scheme which was announced amongst a raft of measures to support businesses throug..

Tagged: News Entrepreneurs


Government’s Coronavirus Support For Self-Employed Excludes Small Limited Companies

Government’s Coronavirus Support For Self-Employed Excludes Small Limited Companies

Posted 2 months ago


Author: Sacha Bright, CEO NextFin Despite what Chancellor Rishi Sunak has heralded as a “very generous scheme” for the self-employed, this latest government stimulus package appears to ..

Tagged: News Entrepreneurs


Government scheme to help business is much too slow and bureaucratic – SMEs will go bust

Government scheme to help business is much too slow and bureaucratic – SMEs will go bust

Posted 2 months ago


Sacha Bright, CEO of NextFin discusses with Maggie Pagano of Reaction Life on how the Government scheme Coronavirus Business Interruption Loan (CBIL) needs to be implemented quickly to avoid thousan..

Tagged: News Entrepreneurs


Coronavirus Business Interruption Loans

Coronavirus Business Interruption Loans

Posted 2 months ago


Author: Sacha Bright, CEO NextFin An entrepreneurs view. Are they fit for purpose? The Coronavirus Business Interruption Scheme (CBILS) if supported by the Enterprise Finance Guarantee (EFG..

Tagged: News Entrepreneurs


Covid-19 Advice and Tips for Businesses

Covid-19 Advice and Tips for Businesses

Posted 3 months ago


Advice and Tips to save your business during the Coronavirus epidemic How you and your business can survive the Coronavirus outbreak The guide to help your business stay afloat in these difficult..

Tagged: News


Entrepreneurs Relief Cut for Lifetime business owners

Entrepreneurs Relief Cut for Lifetime business owners

Posted 3 months ago


Author: Sacha Bright, CEO What does the Entrepreneurs' Relief cut mean to business owners and could this stifle enterprise? Entrepreneurs' Relief is getting cut to £1M from £10M. ..

Tagged: Tax Entrepreneur News


Business rates cuts and £3000 cash for small businesses

Business rates cuts and £3000 cash for small businesses

Posted 3 months ago


Author: Sacha Bright, CEO Sacha Bright comments on the Budget 2020, Wednesday 11th March Business rates cut to small business retailer  So, it takes a virus to get the government to unde..

Tagged: Tax News Bank


How Will the Bank of England Interest Rate Cut help small business

How Will the Bank of England Interest Rate Cut help small business

Posted 3 months ago


Author: Sacha Bright, CEO Why discourage start-ups by cutting one of the very few tax benefits they get? The Bank of England has cut interest rates today to 0.25%, will this help small busines..

Tagged: Bank Entrepreneurs Tax


Entrepreneurs' Relief Cut: The Important Facts

Entrepreneurs' Relief Cut: The Important Facts

Posted 3 months ago


Author: Stephen Hazell-Smith, Chairman of NextFin (Twitter: @thecitygrump) You will probably have seen that those think tanks, The Institute for Fiscal Studies and the Resolution Foundation,..

Tagged: Entrepreneurs news tax


How do Share Options and Sweat Equity Work?

How do Share Options and Sweat Equity Work?

Posted 3 months ago


Author: Sacha Bright, CEO Nextfin Business owners and investors are often fixated on how much percentage of a company they own rather than what it's worth. Have you ever heard of the saying a sma..

Tagged: tax investments


Entrepreneurs' Relief Cut

Entrepreneurs' Relief Cut

Posted 4 months ago


Author: Stephen Hazell-Smith, Chairman of NextFin Does our Chancellor and the Treasury understand capital formation for entrepreneurs? Entrepreneurs’ Relief has been spotlighted by the Insti..

Tagged: Entrepreneurs News


What are EIS and SEIS tax investment schemes?

What are EIS and SEIS tax investment schemes?

Posted 4 months ago


As legal adviser to a number of investment funds and small to medium-sized businesses, we are often asked at Harper James Solicitors which UK government schemes offer the most tax-effective ways to ..

Tagged: Investment EIS SEIS Tax Investors


How to Invest in start-ups with equity crowdfunding

How to Invest in start-ups with equity crowdfunding

Posted 4 months ago


If you want to see your money build and create wealth over time, potentially investing in businesses could be the answer. Aside from the possibility of earning profits, investing in businesses can ..

Tagged: equity crowdfunding investment Start-up


What are the different types of ISA available?

What are the different types of ISA available?

Posted 4 months ago


Instant Savings Accounts (ISA) have been available for over 20 years now. They have been an effective way for individuals to save money and earn tax-free interest. With such, you can save up to &pou..

Tagged: ISA


The future of equity crowdfunding

The future of equity crowdfunding

Posted 5 months ago


Author: Sacha Bright, CEO Since founding Business Agent Ltd 6 years ago, now rebranded to NextFin we have aggregated and monitored over 3000 equity crowdfunding pitches and the industry is around 1..

Tagged: equity crowdfunding Crowdcube Seedrs


A guide to peer-to-peer property lending

A guide to peer-to-peer property lending

Posted 5 months ago


Author: Roxana Mohammadian-Molina, Chief Strategy Officer at Blend Network Many of you may have heard about peer-to-peer (P2P) property lending; some of you may have already dipped your toes in it;..

Tagged: p2p equity property investment Blend Network


NextFin revealed that it had acquired CrowdRating

NextFin revealed that it had acquired CrowdRating

Posted 6 months ago


Business Agent Ltd, trading as NextFin, is launching a new peer-to-peer lending rating service. The firm explains how NextFin will provide an additional layer of due diligence on the industry for in..

Tagged: FCA Peer to Peer


How Boris’ manifesto affects start-ups

How Boris’ manifesto affects start-ups

Posted 6 months ago


Boris Johnson has promised good regulation and support for British businesses, a £3Bn National Skills Fund, pledged to keep corporation tax at 19%, increase R&D tax credits and continue to..

Tagged: FCA News SEIS


Benefits of P2P Finance & Securing its Future

Benefits of P2P Finance & Securing its Future

Posted 6 months ago


P2P finance has evolved over the last 7 years. Peer to Peer is triple edged, you have the borrower, the lender/investor and the platform. They all need to be happy with a deal for it to work. If a ..

Tagged: Peer-to-peer Lending


Approved Persons Regime Replaced

Approved Persons Regime Replaced

Posted 6 months ago


The Financial Conduct Authority (FCA) have replaced the Approved Persons Regime from the 9 December 2019. Along with the new P2P platform rules, detailing the need for transparency and ensuring pot..

Tagged: FCA Compliance transparency P2P


FCA New Rule on Transparency

FCA New Rule on Transparency

Posted 6 months ago


The new Financial Conduct Authority (FCA) rules become enforceable on 9 December which will affect crowdfunding and peer-to-peer (P2P) platforms, PS19/14 section 2.36, detail the need for the platfo..

Tagged: FCA Peer-to-Peer Transparency Equity & Debt Crowdfunding


Crowdfunding Investor Types

Crowdfunding Investor Types

Posted 6 months ago


The new Financial Conduct Authority (FCA) rules, PS19/14, coming into force on 9 December 2019 state that crowdfunding and peer-to-peer (P2P) platforms must classify their potential investors. All ..

Tagged: Crowdfunding investors peer-to-peer fca


Equity Crowdfunding Social Impact Rating By NextFin

Equity Crowdfunding Social Impact Rating By NextFin

Posted 7 months ago


Following the acquisition of CrowdRating, NextFin are now rating equity crowdfunding pitches to provide potential investors an independent rating to allow them to make informed decisions. We ask th..

Tagged: entrepreneur alternative finance equity crowdfunding


Does Boris Tax Cuts Affect Start-ups

Does Boris Tax Cuts Affect Start-ups

Posted 7 months ago


Boris Johnson plans to scrap the pledged tax cut to corporation tax and spend the money on the NHS. As an equity & debt crowdfunding aggregation platform representing thousands of small busines..

Tagged: sme's business economy


MERGER MEANS RATINGS AND COMPARISON FOR CROWDFUNDING INVESTORS

MERGER MEANS RATINGS AND COMPARISON FOR CROWDFUNDING INVESTORS

Posted 7 months ago


Business Agent Ltd, the UKs first FCA regulated Alternative Finance aggregator and ratings platform has merged with CrowdRating and rebranded to NextFin - The Alternative Finance Marketplace. NextF..

Tagged: crowdfunding investments equity crowdfund investing raising finance p2p alternative finance entrepreneur


Business Agent Becomes NextFin Launch Event

Business Agent Becomes NextFin Launch Event

Posted 7 months ago


Business Agent, the UK’s first FCA regulated Alternative Finance aggregator and ratings platform has merged with CrowdRating and rebranded to NextFin - The Alternative Finance Market. The lau..
Why Should I Diversify My P2P Investments?

Why Should I Diversify My P2P Investments?

Posted 8 months ago


This must seem like common sense but to many, it is still an idea not easily grasped. Our nature as human beings, especially in today’s fast paced environment, makes us want to achieve more in..
BUSINESS AGENT'S press release Tuesday 4th June 2019  Financial Conduct Authority Loan-based (‘peer-to-peer’) and investment-based crowdfund

BUSINESS AGENT'S press release Tuesday 4th June 2019 Financial Conduct Authority Loan-based (‘peer-to-peer’) and investment-based crowdfund

Posted 1 years ago


 Business Agent & Crowdrating aggregate, compare and rate Equity crowdfunding & P2P investments.   Comment from Sacha Bright, founder and Chief Executive of Nextfin.uk &nbs..
Did you invest in BrewDog?

Did you invest in BrewDog?

Posted 2 years ago


Did you invest in BrewDog? The opportunity to invest via its latest round of crowdfunding with Crowdcube ends on Saturday (BrewDog Equity for Punks V) and has exceeded funding target by 110 with 1,3..

Sacha Bright has his say on Craft Beer crowdfunding in The Times. Say cheers as craft beer flows into the mainstream

Posted 2 years ago


Published by The Times https://www.thetimes.co.uk/article/say-cheers-as-craft-beer-flows-into-the-mainstream-dz0mxbfkq The home brew industry is burgeoning, with investors keen to enter the land of..

Tagged: The Times Crowdfunding


The FCA's consultation paper released Friday 27th July

The FCA's consultation paper released Friday 27th July

Posted 2 years ago


Sacha Bright, CEO of Business Agent.com comments on today’s important consultation document from the regulator on the P2P and equity crowdfunding sectors. “The FCAs consultation pa..
Pensions are getting in on the P2P act

Pensions are getting in on the P2P act

Posted 2 years ago


If you are unhappy with the low interest rates that cash savings presently offer and typical income alternatives like equity income funds and corporate bond funds, well you’re not alone. ..

Tagged: Pensions bonds


EIS investment is more generous than ever for UK tax payers from 6th April

Posted 2 years ago


From the 6th April EIS investing is even more generous for UK tax payers, as changes from the 2017 autumn budget come into effect. As we reported back in November, the Chancellor wishes to encourage..

Tagged: EIS SEIS TAX RELIEF INVESTMENT


Veganism is on the rise and so is investment in it

Veganism is on the rise and so is investment in it

Posted 2 years ago


Restaurant chain Stem + Glory is expanding with thanks to 680 investors who helped it to raise more than £600,000 on equity crowdfunding platform Crowdcube this week (funding closed on Tuesday..

Tagged: Crowdfunding Restaurant


Do you have a thirst for brewers?

Do you have a thirst for brewers?

Posted 2 years ago


There’s a thirst for brewers in the UK it seems. Whether it’s gin, beer, whisky or Vodka brewers are looking for capital and investors are drinking it up. But is investor appetite whette..

Tagged: Crowdfunding brewers investors


International Women's Day.  A Push For Progress

International Women's Day. A Push For Progress

Posted 2 years ago


The working world has undergone radical change in the last 30 years thanks to technology and the internet. Remember faxes? Teletext? Dial up internet? When you only had a landline? Looking ahead the..

Tagged: International women's day Fintech


Small business asset finance on the rise

Small business asset finance on the rise

Posted 2 years ago


The British Business Bank, the UKs national economic development bank, has a good news story to tell alternative finance investors in small businesses in the UK. According to their 2018 Small Busine..
Brexit and Interest rates: what do they mean for crowdfunders and P2P INVESTORS?

Brexit and Interest rates: what do they mean for crowdfunders and P2P INVESTORS?

Posted 2 years ago


London, 16 February 2018: well it has been a busy week hasn’t it. Brexit dominated the headlines, as the Conservative Government did its best to look organised, rouse and inspire. Economically..

Tagged: Brexit P2P Investors


Alternative finance is a vital resource for UK SMEs

Alternative finance is a vital resource for UK SMEs

Posted 2 years ago


Brexit has brought uncertainty and uncertainty is a poor bedfellow for a business trying to plan ahead. The large corporates have been vocal about their concerns, yet arguably the issue is even more..

Tagged: SMEs Alternative lenders P2P Platforms Loans


P2P investing? Don’t put all of your eggs in one basket

P2P investing? Don’t put all of your eggs in one basket

Posted 2 years ago


Sometimes the old ways are the best ways. Analysis from firm 4th Way earlier this week found that the odds of losing money in a severe recession were up to 10 times higher if you lent to just one bo..

Tagged: p2p investing risk management IFISA tax efficiently


Technology: the future is now?

Technology: the future is now?

Posted 2 years ago


20 years ago Google, facebook, Uber, Amazon and Airbnb did not exist. Today, Facebook, Google and Amazon are considered to have market values that exceed $500 billion, Uber over $50 billion and Airb..

Tagged: Google Facebook Uber Amazon Airbnb investment equity Thyngs investors technology companies equity crowdfunding


Investing In An Alternative Finance Platform

Investing In An Alternative Finance Platform

Posted 2 years ago


Ever fancied investing in an alternative finance platform? Well if you have you should definitely get in touch with businessagent.com, but you may also find the news that investly, a peer-to-peer le..

Tagged: equity crowdfunding p2p investing p2p compare platform peer-to-peer lending


Sacha Bright comments on 4th Alternative Finance Industry Report

Sacha Bright comments on 4th Alternative Finance Industry Report

Posted 3 years ago


Sacha Bright, founder and CEO of businessagent.com the regulated independent market place for the UK equity crowdfunding and business peer-to-peer (P2P) lending comments on Friday’s 4th Altern..

Tagged: Sacha Bright equity crowdfunding peer to peer lending P2P lending Alternative Finance Industry Report Cambridge Centre for Alternative Finance due diligence


UK Equity Crowdfunding's second biggest fund raising ever happened this week

UK Equity Crowdfunding's second biggest fund raising ever happened this week

Posted 3 years ago


The highest funding amount for a crowdfunding campaign in the UK was for Crowdcube, who raised over £7 million, 146% of their target funding amount, with the backing of 3,699 investors.  ..

Tagged: Equity crowdfunding Crowdcube ADC Biotechnology InvestingZone Sacha Bright Invest Investors


Enterprise Investment Schemes (EIS): bigger and better in 2018

Enterprise Investment Schemes (EIS): bigger and better in 2018

Posted 3 years ago


November 2017: well how exciting. Expectations were that the Chancellor and HMRC would see the money flowing into EIS and VCTs as a sum of cash worth grabbing and would change the tax treatment acco..

Tagged: Enterprise Investment Scheme EIS Autumn budget Investment investors investing tax relief


Does Crowdcube’s pulling of Shaw Academy’s crowdfunding campaign herald the beginning of a significant change for the Crowdfunding sector?

Does Crowdcube’s pulling of Shaw Academy’s crowdfunding campaign herald the beginning of a significant change for the Crowdfunding sector?

Posted 3 years ago


24 November 2017: Something rather interesting happened this week, Crowdcube pulled Shaw Academy’s crowdfunding campaign from its platform.   Shaw Academy, if you don’t know of th..

Tagged: Crowdfunding Crowdcube Investors investing Shaw Academy fairness for investors


Sacha Bright, CEO of businessagent.com comments on the latest Budget

Sacha Bright, CEO of businessagent.com comments on the latest Budget

Posted 3 years ago


CEO of businessagent.com, Sacha Bright shares his thoughts on the budget “Hammond’s budget today will be welcomed by the alternative investment community. More money to the British Busin..

Tagged: the budget Hammonds budget Sacha Bright investments investing invest EIS VCT HMRC


Why is property/real estate equity and debt crowdfunding booming in the UK?

Why is property/real estate equity and debt crowdfunding booming in the UK?

Posted 3 years ago


The Real estate (property) sector is embracing both debt (P2P) and equity crowdfunding in the UK and elsewhere around the world. To date 19% of the total money invested on UK equity crowdfunding pla..

Tagged: property real estate equity crowdfunding debt crowdfunding invest investing investment NESTA


What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

Posted 3 years ago


NESTA and Sage published a report on regional Small and Medium (SME) sized business productivity in the UK this week. It makes for fascinating reading and should certainly attract the attention of W..

Tagged: equity crowdfunding peer to peer lending p2p lending NESTA Sage SMEs London competition businesses


Banks not lending to small businesses is stunting Britain’s growth

Banks not lending to small businesses is stunting Britain’s growth

Posted 3 years ago


Every year, thousands of small businesses see their loan applications rejected by the big Banks. Figures from the British Business Bank (BBB) suggest that this equates to around £4bn in loans ..

Tagged: British Business Bank small businesses growth slowing business loans SMEs investment The Hampshire Trust Bank Centre for Economics and Business Research debt capital adequacy


What can happen if you default on a business loan?

What can happen if you default on a business loan?

Posted 3 years ago


If you are aware that you won’t be able to meet your monthly loan repayment the best course of action is to call your lender and let them know. Most lenders would prefer to work on a repayment..

Tagged: business loan alternative finance default unsecured loan secured loan avoiding a loan default renegotiate loan terms


Are P2P platforms about to face their toughest test yet?

Posted 3 years ago


On Monday GLI Finance wrote down the value of its investments in eight peer-to-peer (P2P) lending platforms by £12.6 million. The investment company that backs fintech businesses cited “..

Tagged: business finance P2P lending peer to peer lending GLI Finance invest investment Lendy Zopa risk


Goldman Sachs to launch a UK online Bank and possible P2P lending platform

Posted 3 years ago


Goldman Sachs, the US based investment bank, is set to launch a new online Bank in the UK. It will aim to provide savers with more attractive returns than those on offer from the UKs high street Ban..

Tagged: Goldman Sachs investment bank alternative finance online bank p2p lending peer to peer lending Zopa Ratesetter


Why interest rates remaining low for at least another year is good news for the peer-to-peer business lending sector

Posted 3 years ago


A survey by the BBC of the UKs leading economists suggests that interest rates are unlikely to rise before next year.   In June three of the nine members of the Bank of England’s (BoE) ..

Tagged: p2p lending peer to peer lending interest rates IFISA Bank of England alternative finance BBC


Despite low visibility IFISA attracts an average account size of £8,500 and £17m in its first year

Posted 3 years ago


HM Revenue and Customs (HMRC) data released today shows that £17 million was invested in Innovative Finance ISAs (IFISAs) in the 2016/2017 tax year.    Launched in April 2016 some ..

Tagged: Alternative finance IFISA HMRC Stocks & Shares Peer to Peer lending P2P lending investment investors growing interest in IFISAs


When is a working capital loan right for my business?

Posted 3 years ago


By Zaynab Ahmed, Marketing Manager, Spotcap UK   Despite being the backbone of the UK economy, many small and medium-sized businesses (SMEs) struggle to access the right funding once there is..

Tagged: alternative finance working capital SMEs Spotcap


RateSetters withdrawal from the P2PFA highlights the importance of data transparency

Posted 3 years ago


Sacha Bright the CEO and founder of businessagent.com, the UK’s authorised equity crowdfunding and peer-to-peer (P2P) aggregator for businesses believes it is time for the UK’s debt and ..

Tagged: businessagent.com Sacha Bright equity crowdfunding peer to peer p2p Ratesetter P2PFA transparency


Personal relationships matter

Posted 3 years ago


Personal relationships matter. No matter the advances in technology, including artificial intelligence (AI), this remains clear. businessagent.com offers investors and businesses sight of the UK&rsq..

Tagged: alternative finance peer to peer p2p SME technology artificial intelligence investors businesses banks IFISA


Tips for loan application success

Posted 3 years ago


At businessagent.com we help 100s of small businesses find and apply for loans from P2P platforms or other alternative providers every month. This means we have a very good understanding of what is ..

Tagged: alternative finance business loan unsecured secured small businesses sme entrepreneurs


Could a buy-to-let sell off lead to a peer-to-peer (P2P) lending boost?

Posted 3 years ago


The National Association of Landlords believes that 20% of landlords plan to sell one or more of their properties in the next 12 months. Why? Because conditions that favour an attractive regular inc..

Tagged: peer to peer lending p2p lending National Association of Landlords property IFISA investors investments


An update on the Peer to Peer marketplace

Posted 3 years ago


The big news earlier this week was released on 31 July by RateSetter. The Peer-to-Peer (P2P) lending site announced that it has issued more than £2 billion of loans to businesses and individua..

Tagged: alternative finance peer to peer lending p2p lending Ratesetter improve transparency default rates


Equity Crowdfunding or Venture Capital?

Equity Crowdfunding or Venture Capital?

Posted 3 years ago


The reality of crowdfunding and Venture Capital is that the two routes to raising capital are already blurring and becoming more interdependent – which when you consider the fact that equity c..

Tagged: Equity crowdfunding venture capital alternative finance pros and cons raise capital


What do debt warnings mean for investors and small businesses?

Posted 3 years ago


The debt warning The Bank of England (BoE) warned again on Tuesday about rising debt levels in the UK. Whilst the majority of UK household debt is related to mortgages, other debt such as credit ca..

Tagged: alternative finance business loans bank of england debt levels peer to peer P2P investing saving


The state of UK Equity Crowdfunding

Posted 3 years ago


Beauhurst have stated that equity investment into high growth UK firms is up this year. In their latest update, they said that May saw “an unusually large amount invested” and that June ..

Tagged: equity crowdfunding peer-to-peer P2P Crowdcube investors transparency crowdfunding statistics crowdfunding tools


For capital fund raising success consider combining your options

Posted 3 years ago


Never before have businesses in the UK had so many options available to them for raising capital. Where in the past networks were limited and generally localised they can now, thanks to new technolo..

Tagged: fundraising success combine options raising capital business loans business finance venture capital funding options


Banks cutting local ties is better news for businesses than it may first appear

Posted 3 years ago


Last week the Guardian reported that RBS was cutting jobs in its small business loans department and outsourcing work to India. These cuts follow the closure of 158 branches last year and represent ..

Tagged: banks cutting local ties P2P peer to peer RBS good news for businesses


Five things you should know about UK Equity Crowdfunding before deciding if it is right for your business

Posted 3 years ago


  The process takes longer than you think Researching which crowdfunding platform to target and what they want to see from you, pulling together marketing materials, scripting and rehearsing ..

Tagged: Five things you should know Equity Crowdfunding Equity crowdfunding alternative finance Entrepreneur investing


An exciting week for Peer-to-Peer

Posted 3 years ago


It has been an exciting week for the UK’s Peer-to-Peer (P2P) sector. The Financial Conduct Authority (FCA) agreed to give full authorisation to several of the sectors biggest names. Which on t..

Tagged: peer-to-peer p2p investment FCA IFISA Innovative Finance ISA full authorisation Funding Circle high yields


What’s of note in the UKs Peer-to-Peer and equity crowdfunding sectors

Posted 3 years ago


We are almost at the half-way point for 2017, which begs the question what is worth noting in the Peer-to-Peer and UK equity crowdfunding markets?   Well firstly peer-to-peer is having a reco..

Tagged: equity crowdfunding equity crowdfunding p2p peer to peer alternative finance IFISA Innovative Finance


Write the greatest children's story ever told... their own!

Posted 3 years ago


There’s no denying that, in this digital age, we are taking more pictures of our children than ever before. More people are seeing them too: thanks to social networking. As great as this is, i..

Tagged: Skwibble share photos with family equity crowdfunding equity crowdfunding alternative finance raising funds


How to be risk aware and make an informed decision about investing in UK equity crowdfunding

Posted 3 years ago


You are aware of the scenario: before you are two doors; one leads to certain death and one to riches. Before you stand two guides; one can only answer your questions honestly, the other will always..

Tagged: equity crowdfunding equity crowdfunding be risk aware make informed decisions alternative finance investment peer to peer lending p2p lending


Six common mistakes made by businesses when they equity crowdfund and how to avoid them

Posted 3 years ago


Sacha Bright is the founder and CEO of businessagent.com, he is also an entrepreneur who has been establishing and running different businesses since his early twenties. Sacha set up businessagent.c..

Tagged: Equity crowdfunding equity crowdfunding alternative finance common mistakes business agent Sacha Bright entrepreneur


Great news for small businesses: new NatWest “3 minute loan”

Posted 3 years ago


This week NatWest announced that it will be launching a new online lending platform. The “3 minute business loan” will allow small businesses to borrow up to £35,000 in a process t..

Tagged: business loan Natwest 3 minute business loan small businesses peer-to-peer marketplace p2p marketplace p2p loans p2p lending banks bank loan


London Diamond and Emerald Exchange crowdfunding campaign

Posted 3 years ago


All businesses have one thing in common, they all require investment to succeed.  In the past, that often involved a formal meeting with a bank manager to discuss a business loan and overdraft ..

Tagged: Diamond and Emerald equity crowdfunding crowdfunding finance raising capital


Why all the IFISA fuss?

Posted 3 years ago


Why all the IFISA fuss?   The Innovative Finance ISA - or IFISA – is gaining attention at the moment for a number of reasons, but here are 4 of them; It is new The Financial Conduct A..

Tagged: IFISA Innovative finance What is the fuss What is an IFISA how can I benefit P2P peer-to-peer


What is peer-to-peer lending?

Posted 3 years ago


Peer-to-peer lending – also known as P2P lending, debt crowdfunding and marketplace lending – is an alternative financing model whereby people borrow from other people, rather than going..

Tagged: business loans business sme business funding loans peer to peer peer to peer loans peer-to-peer loans peer to peer lending peer-to-peer lending equity crowdfunding


What alternative business finance is best when you are refused a business loan or credit by your bank?

Posted 3 years ago


The financial crisis of the late 2000s made a marked difference to banks’ willingness to lend; business overdrafts became harder to come by and business loan applications met more often with a..

Tagged: business business loans sme finance merchant cash advance invoice finance business growth equity crowdfunding debt debt crowdfunding crowdfunding assets lending business loans


7 small print business loan terms you need to look out for

Posted 3 years ago


How closely do you read the small print in the contracts you sign? People have been skim-reading terms and conditions for decades, often ignoring or failing to understand important information, and ..

Tagged: business loans small print loans smes small businesses business equity crowdfunding crowdfunding debt start ups


What is debt crowdfunding and how does it work?

What is debt crowdfunding and how does it work?

Posted 3 years ago


What is debt crowdfunding? Debt crowdfunding, sometimes known as peer-to-peer lending or loan-based lending, is an alternative way for businesses to borrow money. In essence, it’s the same pr..

Tagged: business business loans debt crowdfunding debt crowd-funding crowdfunding equity equity crowdfunding business loans finance business finance start ups sme business growth


6 things to check closely before applying for a crowdfunding loan

Posted 3 years ago


There is an alternative to traditional lending from a Bank, debt crowd-funding and peer-to-peer lending. There are risks for the companies doing the borrowing, just as there are for the lenders. Her..

Tagged: loans finance crowdfunding equity debt secured loans banks start ups smes business funding credit check


Ten useful numbers businesses and investors should know about alternative finance in the UK

Posted 3 years ago


Ten useful numbers businesses and investors should know about alternative finance in the UK   6% is the percentage of all seed and venture stage equity investment provided by equity crowdfund..

Tagged: finance alternative finance peer to peer p2p peer-to-peer investors investment crowdfunding equity crowdfunding peer to peer lending p2p lending


Newly published government consumer savings infographic fails to include Innovative Finance ISA

Posted 3 years ago


The government has just published its ‘Ways to Save in 2017’ infographic. Despite being designed to inform consumers about ISA’s and other savings options, there is no mention of t..

Tagged: BondMason IF ISA finance financial services P2P lending peer-to-peer innovative finance


Will USA trump regulation for impact on UK Alternative finance market? Asks our CEO Sacha Bright

Posted 4 years ago


 Will USA trump regulation for impact on UK Alternative finance market? Asks our CEO Sacha Bright   It is a little early to say quite how Trump’s Presidency will impact Alternative..

Tagged: business agent donald trump alternative finance peer to peer p2p america economics peer-to-peer business loans borrowing altfi fintech


Businessagent.com is Crowdfunding!

Posted 4 years ago


  Businessagent.com is excited to announce that we are now crowdfunding! Businessagent.com aggregates equity and debt crowdfunding investments. This makes it easy for investors and lenders to ..

Tagged: businessagent.com equity crowdfunding investing venture angel investing aim shares


Why Invoice Finance Might Be Right for Your Business

Posted 4 years ago


Financing your business comes in many different forms and can vary from what you assume to be available. The standard business loan is of course the traditional form of finance, however not every bu..

Tagged: finance alternative finance invoice finance MarketInvoice raising finance business finance business loans


Equity Crowdfunding for Your Business

Posted 4 years ago


 Raising finance for your business can be a stressful process and it’s not as easy as what it once was. With banks’ lending to businesses less, it can be a struggle to reach the gro..

Tagged: equity crowdfunding crowdfunding raising finance business finance business loans sme sme's entrepreneurs equity valuations business plan brewdog mondo bank


CMA Puts Pressure on High Street Banks to Step Up

Posted 4 years ago


The Competition and Markets Authority (CMA) have spent the last 2 years inquiring into the technological state of high street banks and the ease of switching between accounts. The CMA have announced..

Tagged: banks cma interest rates mobile apps high street banks banking current accounts overdrafts technology fintech api loans borrowing alternative finance peer to peer bank of england


Banks Begin to Cut Interest Rates

Posted 4 years ago


The MPC (Monetary Policy Committee) recently voted to cut interest rates down to a low of 0.25%, the lowest we have seen in 7 years. This is part of the measures that Mark Carney is planning to put ..

Tagged: rbs natwest lloyds baking group mpc banks economy brexit lending loans borrowing saving interest rates alternative finance peer to peer lending p2p mortgage rates


How Social Is Your Business?

Posted 4 years ago


  We have seen the way businesses promote themselves change drastically over the last 10 years. With the growth of online and digital, new trends are always coming into play and it can be a to..

Tagged: social media business sme marketing advertising twitter facebook instagram snapchat google+ linkedin equity crowdfunding raising finance social online digital


P2PFA Q2 Data Shows Growth Slows for Peer to Peer Lending

Posted 4 years ago


The UK Peer to Peer Finance Association have just release the data for Q2 of 2016 to show that lending currently stands at £5.8bn with around £658 Million lent in Q2. This shows a dip fr..

Tagged: p2pfa ifisa innovative finance isa isa peer to peer p2p peer to peer lending p2p lending zopa funding circle alternative finance business loans loans


Bank of England to Lower Capital Buffers & Interest Rates Following Brexit

Posted 4 years ago


  Mike Carney, the Bank of England’s Governor has stated that interest rates will be cut this summer to battle a Brexit slowdown.  Ten year government bond yields have dropped as we..

Tagged: brexit bank of england BoE interest rates alternative finance mike carney lending alternative finance peer to peer equity crowdfunding eu referendum sme small businesses


Become an Angel Investor Lunchtime Masterclass

Posted 4 years ago


Business Agent, Bond Dickinson and Angels Den are collaborating to bring you an exciting new event and would like to invite you to attend our ‘Become an Angel’ lunchtime masterclass. ..

Tagged: angel investor investing investor angel business equity peer to peer events angels den businessagent.com bond dickinson investments


What Effect Could “Brexit” Have on Investors & UK Growing Businesses?

Posted 4 years ago


“Brexit” is one of the biggest decisions that we are facing to date. The UK public have been given a huge choice in whether or not we stay in the EU, or decide to leave.  Many peopl..

Tagged: brexit eu uk hscbc simon wells ftse 100 economics investors invetsing sme's business growth isa ifisa's dollars pound exchange rate


UK banks’ lending to property developers halves in 2 years as peer to peer lenders take over

Posted 4 years ago


Recently, Saving Stream, a property peer to peer platform released data showing that bank loans to property developers fell from £32.5bn in April 2014 to £14.6bn in April 2016. The figur..

Business Finance: Beyond the Business Loan

Posted 4 years ago


Business Finance: Beyond the Business Loan   For many, the traditional business loan is the most logical option when looking for finance. However, sometimes it just doesn’t work out how..

Tagged: business loans peer to peer equity crowdfunding loans invoice finance asset finance cash advance cash flow growing business SME marketinvoice LDF Boost Liberis Ultimate finance


UK Treasury Committee Express Concerns over Peer to Peer Lending

Posted 4 years ago


Recently the chairman of the UK Parliament Treasury Committee wrote to the head of the FCA and Andrew Bailey, Deputy Governor of the Bank of England for Prudential Regulation, expressing concerns ov..

Tagged: UK treasury government peer to peer p2p peer-to-peer loans p2p loans investing equity crowdfunding alternative finance fintech risk FCA Andrew Bailey Andrew Tyrie


CMA’s Output on Retail & SME Banking

Posted 4 years ago


The latest report from the CMA (competition & Market Authority) runs over the competition in retail banking, as well as provisions for SME’s. The 405 pages run over the problems being caus..

Tagged: CMA Retail Banking SME Entreprenuer Start-ups equity crowdfunding equity crowdfunding p2p peer-to-peer alternative finance government current accounts personal banking hsbc lloyds tsb nationwide


Top Tips For Starting A Business

Posted 4 years ago


Taking your dream business idea you have been sitting on for a while and deciding to turn it into a reality can be a very daunting procedure. There are a tonne of things to worry about and it can ho..

Peer-To-Peer Lending: Top Ten Interest Rates For Saving

Posted 4 years ago


Peer-to-peer lending has continued to take the market by storm in 2016. With the market continuing to grow and alternative finance establishing itself firmly, more and more savers are looking to get..

Hey Mr Cameron, How About Investing Into UK Companies?

Posted 4 years ago


I’m sure you are all aware of Mr Cameron’s recent tax affairs which are all over the news as it has been very hard to avoid. I wanted to give some different views on the situation and al..

Tagged: David Cameron Prime Minister Investment SEIS EIS Tax affairs Blairmore Holdings


Innovative Finance ISA’s: What’s The Deal?

Posted 4 years ago


    Innovative Finance ISA’s: What’s The Deal?   If you are like us, you have been anticipating the launch of alternative P2P ISA’s (innovative finance ISA). The..

Tagged: isa p2p lending savings innovative finance banks ratesetter abundance zopa funding circle business agent government budget personal savings investing investment


don't be a banker!

Posted 4 years ago


Don’t Be a Banker!!   Lately it seems that it’s becoming more of a struggle for businesses to get help from the bank. Recently we just saw figures from the FLS (Funding for Loans ..

Business Agent Limited is delighted to announce that it has partnered with ADVFN (LSE:AFN)

Posted 4 years ago


21 March 2016 ADVFN PLC Agreement with businessagent.com Business Agent Limited is delighted to announce that it has partnered with ADVFN (LSE:AFN) ADVFN has agreed to introduce businessagent.co..

How does the budget affect alternative finance? Business Agent looks at the 'lifetime ISA', CGT and the increase in stamp duty surcharge.

Posted 4 years ago


One thing that really sparked our interest was the new ‘Lifetime ISA’. Individuals under 40 can now save up to £4000 a year into the new ISA until they reach 50. For every £4..

Tagged: ISA CGT Budget alternative finance crowdfunding SEIS EIS


Alternative Finance Is Replacing Bank Lending For Start-ups/SME’s

Posted 4 years ago


The Bank of England has just released the latest figures for its FLS (Funding for Loans Scheme) and the figures really do speak for themselves. With a decline of £0.2bn in the last quarter of ..

Equity Crowdfunding: Don’t Be A Banker

Posted 4 years ago


I have seen a lot of articles and comments lately referring to the Equity Crowdfunding market and the current ‘problems’ it has. Constant comments from ex-bankers/high net worth individu..

Overfunded: Blessing or Curse?

Posted 4 years ago


  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae


Business Agent challenges Lord Turner’s Irresponsible Scaremongering

Posted 4 years ago


Lord Turner former head of FSA stated yesterday "The losses on peer-to-peer lending which will emerge within the next five to ten years will make the worst bankers look like absolute lending genius..

Tagged: finance p2p lending bankers investment crowdfunding lord turner northoak North Oak business agent equity debt bank loans loans p2p lending turner crash economy business personal finance personal lending ratesetter sme wellesley funding circle


Equity Crowdfunders or Investment Bankers?

Posted 4 years ago


Equity Crowdfunders or Investment Bankers? What with the dizzying pace of change in the alternative finance world, it seems like decades ago, but just a couple of years back in December 2013, when ..

Crowdfunding Response to US Interest Rate Hike

Posted 5 years ago


Business Agent, the first FCA approved Crowdfunding Aggregator has responded to the first US interest rate rise in a decade by pointing UK investors to crowd funding as a way to achieve a return on ..

Tagged: interest rates crowdfunding equity US UK


Equity Crowdfunding Statistics from Altfi about companies that have secured funding

Posted 5 years ago


Congratulations to altfi.com for taking on the difficult task of collating data and forming an independant report on the status of companies that have raised finance through equity crowdfunding! &n..

Tagged: equity crowdfunding altfi.com


The Equity Market Shift

Posted 5 years ago


As David Houle internationally acclaimed futurist, author and speaker coined the phrase “the shift age”; Sacha Bright CEO and founder and Businessagent.com the UKs first equity and debt ..

Why did NUMIS invest in Crowdcube and Rothschild in Seedrs?

Posted 5 years ago


Seedrs recently received an investment from Neil Woodford's Patient Capital Trust and Rothschild-backed Augmentum Capital. Crowdcube received an investment from Numis. So why have these city firms i..

Tagged: Numis Rothschild crowdcube seedrs


Valuations for a start up

Posted 5 years ago


How do you value a start up? This is the golden question and one I get asked on every investor's pitch.   The common answers are: we have compared our valuations to similar businesses at this..

Tagged: valuation start-ups crowdfunding exit equity equity crowdfunding entrepreneur investor


How to equity crowdfund

Posted 5 years ago


How to Equity Crowdfund.   So what is equity crowdfunding? It’s a way of raising funds by selling shares in much the same way the London Stock exchange works or AIM. Thousands of people..

Tagged: equity crowdfunding shares AIM london stock exchange raise finance get funding


Invoice Discounting

Posted 5 years ago


Invoice trading has become established as a modern method for businesses to improve cash flow and boost working capital. This type of finance appears to have proved particularly suited to smaller co..

Tagged: invoice trading discounting market invoice


Property investment in the peer-to-peer and crowdfunding market

Posted 5 years ago


A recent White Paper from research company Datamonitor, The Global Wealth Market in 2015, has found that alternative asset classes are becoming increasingly important as part of high net worth inves..

Tagged: property investment crowdfunding propertycrowd relendex landbay proplend lendinvest assetzcapital crowdestates folk2folk propertypartner housecrowd elevate capitalstackers


The Crowd to finance crowd-powered technology - Pavegen

The Crowd to finance crowd-powered technology - Pavegen

Posted 5 years ago


Every so often something comes along to remind us precisely why crowdfunding is such a brilliant concept. The latest case to point is Pavegen, a technology that uses the power of human footsteps to ..

Tagged: crowdfunding pavegen renewable energy funding investment crowdcube


Due Diligence For Start-ups

Posted 5 years ago


FINANCIALSRISKOPERATIONSMANAGEMENTSALES Like a business plan dissected, the due diligence process – whether for an investment through equity crowdfunding or the old-fashioned way – is a..

Tagged: equity crowdfunding investment due-diligence start-ups SME's EIS SEIS


How to Crowdfund - Business Agent launches it's Discovery Day

Posted 5 years ago


Crowdfunding aggregator BusinessAgent is bringing together a group of senior industry experts to share their experience of forming, financing and growing businesses with aspiring entrepreneurs at On..

Tagged: discovery business training start-up raising finance crowdfunding crowdlending P2P business course equity crowdfund Stephen Hazell-Smith


SMALL BUSINESS ACT BECOMING LAW IS ONLY ONE STEP IN A STILL VERY LONG JOURNEY FOR SME's SEEKING ACCESS TO FINANCE

Posted 5 years ago


Measures designed to pave the way for businesses to get improved access to finance have become law following Royal Assent for the Small Business, Enterprise and Employment Act being given ..

Tagged: equity crowdfunding small business act loans alternative finance


Acumen or Altruism? Equity Crowdfunding for Good Causes

Posted 5 years ago


Amid all the controversy about equity crowdfunding, its pros and cons and risks and rewards it would be understandable if one got the impression that the concept is purely about finance – and ..

Tagged: crowdfunding equity investment pharmaceutical life sciences


EQUITY CROWDFUNDING AS WORD OF MOUTH MARKETING

Posted 5 years ago


Link to article cited: http://www.ft.com/cms/s/0/c3d01f9a-b75a-11e4-8807-00144feab7de.html#axzz3SZTQDCf2  By Sacha Bright, CEO www.businessagent.com  Judith Evans’ recent FT articl..

Tagged: equity crowdfunding marketing poundland


Crowdfunding EIS and SEIS investments - In praise of diversity across sectors and geography

Posted 5 years ago


How to build an enterprise investment scheme and portfolio using equity crowdfunding Having recently discussed some of the advantages of the Seed Enterprise Investment Scheme, I was interested to ..

Tagged: SEIS EIS equity crowdfunding investments


A Philosophy of Caution that Keeps the Fun in Equity Crowdfunding

Posted 5 years ago


  ‘If you’ve got £10,000, don’t invest in one start-up… …Put £100 into 100 start-ups!’A Philosophy of Caution that Keeps the Fun in Equity Cro..

Tagged: equity crowdfunding Seedrs Jeff Lynn UKCFA UK Crowdfunding Association Businessagent


Stephen Hazell-Smith joins Business Agent as Chairman

Posted 5 years ago


www.businessagent.com , the UK’s first debt and equity crowdfunding aggregator has announced the appointment of Stephen Hazell-Smith as Chairman, an appointment that founder Sacha Bright sees ..

The end of P2P as we know it? Or an exciting new phase? Peer to Peer Lending becomes ‘Marketplace Lending’

Posted 5 years ago


Reading the FT’s recent (29th January) piece by Tracy Alloway and Emma Dunkley entitled ‘Rebranded P2P revolutionaries form ties with traditional lenders’, my initial reaction was ..

Top Ten Equity Crowdfunding Tips

Posted 5 years ago


As founder and CEO of the UK’s first debt and equity crowd funding aggregator, Sacha Bright knows a thing or two about the ups and downs and ins and outs of crowdfunding. So we asked the Busin..

The Seed Enterprise Investment Scheme – Could More Investors be Reaping the Rewards?

Posted 5 years ago


As founder and CEO of the UK’s first debt and equity crowd funding aggregator, Sacha Bright spends a lot of time talking to investors and start-up companies about the relative risks and reward..

Tagged: seis capital gains tax investment crowdfunding finance equity


Should Sophisticated Investors Remain the Target Demographic for Equity Crowdfunding? - Nate Nead, MD of Crowdfundraiser

Posted 6 years ago


Referring to any investor, whether large or small, as “unsophisticated” is likely to be taken as insulting or demeaning. Small investors often play a pivotal role in financing some very ..

Tagged: Nate nead investortype crowdfunding finance equity sophisticated investor


Inside bank robbery, is Crowdfunding the solution?

Posted 6 years ago


William Black, a former US regulator and Professor of economics, talks on TED about how to “Rob a Bank”. Interestingly he states the average Bank robbery nets $7500 dollars but when it's..

Equity Crowfunding Aggregator Launches

Posted 6 years ago


By bundling up the best of the world’s crowdfunding opportunities with an equally comprehensive amalgamation of more conventional businesses for sale, Businessagent.com aims to become to inves..

Peter Harrison, Managing Director of FGH Security and Dragons Den contestant, talks about his experience

Posted 6 years ago


I set up my own security company in 2003 whilst still studying at university. Crowd funding was not available back then; I relied on my student loan, my overdraft and some very clever use of our cas..

Tagged: Peter Harrison Crowdfunding Dragons Den Business Agent


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