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Alternative Finance blog

The Future Fund Guide For Investors And Entrepreneurs

The Future Fund Guide For Investors And Entrepreneurs

Posted 8 days ago


In addition to the government’s already extensive package of support for small businesses, the Future Fund opened for applications on Wednesday 20th May 2020. The £500m fund, of which t..

Tagged: Future Fund Government Covid-19 Investors Entrepreneurs Investment


Seed-Stage Funding For Start-ups Drops By 80%

Seed-Stage Funding For Start-ups Drops By 80%

Posted 10 days ago


Early-stage businesses raising money for the first time have taken the hardest hit in the drop in venture capital funding, it has been revealed. According to new research by Plexal and Beauhurst, fu..

Tagged: Start-ups Raise Finance Entrepreneurs Investment


Is An Innovative Finance Isa (IFISA) For You?

Is An Innovative Finance Isa (IFISA) For You?

Posted 10 days ago


Innovative Finance Individual Savings Allowances (IFISAs) are still a relatively new initiative. Launched by the government less than 5 years ago in April 2016, an IFISA allows you to make peer-to-p..

Tagged: IFISA Investment P2P


Should I Invest In A Start-up During The Covid-19 Pandemic?

Should I Invest In A Start-up During The Covid-19 Pandemic?

Posted 10 days ago


When the spread of coronavirus was declared a pandemic by the World Health Organization (WHO), there was naturally a slowdown in funding news. Overall, funding rounds were down 22% in March, accordi..

Tagged: Start-up Investment Covid-19


Itasca Wines Praises NextFin On Its Ratings Service

Itasca Wines Praises NextFin On Its Ratings Service

Posted 16 days ago


NextFin recently provided Itasca Wines with a rating of 76%. A Hampshire-based vineyard and winery that produces find English wines, Itasca Wines is raising funds to build and equip a contract winem..

Tagged: Itasca Wines Equity Crowdfunding Ratings Investment


Smartlands Praises NextFin On Its Ratings Service

Smartlands Praises NextFin On Its Ratings Service

Posted 17 days ago


NextFin recently provided Smartlands with a rating of 76%. A blockchain-based digital finance and investment ecosystem, it allows asset owners to turn an ownership right to a share of any asset, int..

Tagged: Smartlands Equity Crowdfunding Ratings Investment


Raising Finance: Comparing Angel Investors, Venture Capitalists and Equity Crowdfunding

Raising Finance: Comparing Angel Investors, Venture Capitalists and Equity Crowdfunding

Posted 22 days ago


Trying to find the best source of funding for your business can prove to be a difficult task and has traditionally been one of the most difficult parts of getting an idea off the ground. As a sector..

Tagged: Equity Crowdfunding Venture Capital Angel Investment EIS SEIS Start-ups


What Opportunities Are Available To P2P Investors During The Pandemic?

What Opportunities Are Available To P2P Investors During The Pandemic?

Posted 23 days ago


Throughout the coronavirus pandemic, there have been reports of peer-to-peer (P2P) lenders instituting a number of measures to counteract the current economic situation. In previous articles, we hav..

Tagged: Covid-19 P2P Investors Assetz Capital Zopa Funding Circle Ratesetter


NextFin Interviews Sunil Shah, The 2019 Business Angel of The Year

NextFin Interviews Sunil Shah, The 2019 Business Angel of The Year

Posted 1 months ago


What makes the perfect pitch? What do investors look for in a business? These are questions that will cross the minds of any entrepreneur, and ones that, if approached properly can make the differen..

Tagged: News Angel Investor EIS Covid-19 Sunil Shah


How do Share Options and Sweat Equity Work?

How do Share Options and Sweat Equity Work?

Posted 3 months ago


Author: Sacha Bright, CEO Nextfin Business owners and investors are often fixated on how much percentage of a company they own rather than what it's worth. Have you ever heard of the saying a sma..

Tagged: tax investments


What are EIS and SEIS tax investment schemes?

What are EIS and SEIS tax investment schemes?

Posted 4 months ago


As legal adviser to a number of investment funds and small to medium-sized businesses, we are often asked at Harper James Solicitors which UK government schemes offer the most tax-effective ways to ..

Tagged: Investment EIS SEIS Tax Investors


How to Invest in start-ups with equity crowdfunding

How to Invest in start-ups with equity crowdfunding

Posted 4 months ago


If you want to see your money build and create wealth over time, potentially investing in businesses could be the answer. Aside from the possibility of earning profits, investing in businesses can ..

Tagged: equity crowdfunding investment Start-up


A guide to peer-to-peer property lending

A guide to peer-to-peer property lending

Posted 5 months ago


Author: Roxana Mohammadian-Molina, Chief Strategy Officer at Blend Network Many of you may have heard about peer-to-peer (P2P) property lending; some of you may have already dipped your toes in it;..

Tagged: p2p equity property investment Blend Network


Crowdfunding Investor Types

Crowdfunding Investor Types

Posted 6 months ago


The new Financial Conduct Authority (FCA) rules, PS19/14, coming into force on 9 December 2019 state that crowdfunding and peer-to-peer (P2P) platforms must classify their potential investors. All ..

Tagged: Crowdfunding investors peer-to-peer fca


MERGER MEANS RATINGS AND COMPARISON FOR CROWDFUNDING INVESTORS

MERGER MEANS RATINGS AND COMPARISON FOR CROWDFUNDING INVESTORS

Posted 7 months ago


Business Agent Ltd, the UKs first FCA regulated Alternative Finance aggregator and ratings platform has merged with CrowdRating and rebranded to NextFin - The Alternative Finance Marketplace. NextF..

Tagged: crowdfunding investments equity crowdfund investing raising finance p2p alternative finance entrepreneur


EIS investment is more generous than ever for UK tax payers from 6th April

Posted 2 years ago


From the 6th April EIS investing is even more generous for UK tax payers, as changes from the 2017 autumn budget come into effect. As we reported back in November, the Chancellor wishes to encourage..

Tagged: EIS SEIS TAX RELIEF INVESTMENT


Do you have a thirst for brewers?

Do you have a thirst for brewers?

Posted 2 years ago


There’s a thirst for brewers in the UK it seems. Whether it’s gin, beer, whisky or Vodka brewers are looking for capital and investors are drinking it up. But is investor appetite whette..

Tagged: Crowdfunding brewers investors


Brexit and Interest rates: what do they mean for crowdfunders and P2P INVESTORS?

Brexit and Interest rates: what do they mean for crowdfunders and P2P INVESTORS?

Posted 2 years ago


London, 16 February 2018: well it has been a busy week hasn’t it. Brexit dominated the headlines, as the Conservative Government did its best to look organised, rouse and inspire. Economically..

Tagged: Brexit P2P Investors


P2P investing? Don’t put all of your eggs in one basket

P2P investing? Don’t put all of your eggs in one basket

Posted 2 years ago


Sometimes the old ways are the best ways. Analysis from firm 4th Way earlier this week found that the odds of losing money in a severe recession were up to 10 times higher if you lent to just one bo..

Tagged: p2p investing risk management IFISA tax efficiently


Technology: the future is now?

Technology: the future is now?

Posted 2 years ago


20 years ago Google, facebook, Uber, Amazon and Airbnb did not exist. Today, Facebook, Google and Amazon are considered to have market values that exceed $500 billion, Uber over $50 billion and Airb..

Tagged: Google Facebook Uber Amazon Airbnb investment equity Thyngs investors technology companies equity crowdfunding


Investing In An Alternative Finance Platform

Investing In An Alternative Finance Platform

Posted 2 years ago


Ever fancied investing in an alternative finance platform? Well if you have you should definitely get in touch with businessagent.com, but you may also find the news that investly, a peer-to-peer le..

Tagged: equity crowdfunding p2p investing p2p compare platform peer-to-peer lending


UK Equity Crowdfunding's second biggest fund raising ever happened this week

UK Equity Crowdfunding's second biggest fund raising ever happened this week

Posted 3 years ago


The highest funding amount for a crowdfunding campaign in the UK was for Crowdcube, who raised over £7 million, 146% of their target funding amount, with the backing of 3,699 investors.  ..

Tagged: Equity crowdfunding Crowdcube ADC Biotechnology InvestingZone Sacha Bright Invest Investors


Enterprise Investment Schemes (EIS): bigger and better in 2018

Enterprise Investment Schemes (EIS): bigger and better in 2018

Posted 3 years ago


November 2017: well how exciting. Expectations were that the Chancellor and HMRC would see the money flowing into EIS and VCTs as a sum of cash worth grabbing and would change the tax treatment acco..

Tagged: Enterprise Investment Scheme EIS Autumn budget Investment investors investing tax relief


Does Crowdcube’s pulling of Shaw Academy’s crowdfunding campaign herald the beginning of a significant change for the Crowdfunding sector?

Does Crowdcube’s pulling of Shaw Academy’s crowdfunding campaign herald the beginning of a significant change for the Crowdfunding sector?

Posted 3 years ago


24 November 2017: Something rather interesting happened this week, Crowdcube pulled Shaw Academy’s crowdfunding campaign from its platform.   Shaw Academy, if you don’t know of th..

Tagged: Crowdfunding Crowdcube Investors investing Shaw Academy fairness for investors


Sacha Bright, CEO of businessagent.com comments on the latest Budget

Sacha Bright, CEO of businessagent.com comments on the latest Budget

Posted 3 years ago


CEO of businessagent.com, Sacha Bright shares his thoughts on the budget “Hammond’s budget today will be welcomed by the alternative investment community. More money to the British Busin..

Tagged: the budget Hammonds budget Sacha Bright investments investing invest EIS VCT HMRC


Why is property/real estate equity and debt crowdfunding booming in the UK?

Why is property/real estate equity and debt crowdfunding booming in the UK?

Posted 3 years ago


The Real estate (property) sector is embracing both debt (P2P) and equity crowdfunding in the UK and elsewhere around the world. To date 19% of the total money invested on UK equity crowdfunding pla..

Tagged: property real estate equity crowdfunding debt crowdfunding invest investing investment NESTA


Banks not lending to small businesses is stunting Britain’s growth

Banks not lending to small businesses is stunting Britain’s growth

Posted 3 years ago


Every year, thousands of small businesses see their loan applications rejected by the big Banks. Figures from the British Business Bank (BBB) suggest that this equates to around £4bn in loans ..

Tagged: British Business Bank small businesses growth slowing business loans SMEs investment The Hampshire Trust Bank Centre for Economics and Business Research debt capital adequacy


Are P2P platforms about to face their toughest test yet?

Posted 3 years ago


On Monday GLI Finance wrote down the value of its investments in eight peer-to-peer (P2P) lending platforms by £12.6 million. The investment company that backs fintech businesses cited “..

Tagged: business finance P2P lending peer to peer lending GLI Finance invest investment Lendy Zopa risk


Goldman Sachs to launch a UK online Bank and possible P2P lending platform

Posted 3 years ago


Goldman Sachs, the US based investment bank, is set to launch a new online Bank in the UK. It will aim to provide savers with more attractive returns than those on offer from the UKs high street Ban..

Tagged: Goldman Sachs investment bank alternative finance online bank p2p lending peer to peer lending Zopa Ratesetter


Despite low visibility IFISA attracts an average account size of £8,500 and £17m in its first year

Posted 3 years ago


HM Revenue and Customs (HMRC) data released today shows that £17 million was invested in Innovative Finance ISAs (IFISAs) in the 2016/2017 tax year.    Launched in April 2016 some ..

Tagged: Alternative finance IFISA HMRC Stocks & Shares Peer to Peer lending P2P lending investment investors growing interest in IFISAs


Personal relationships matter

Posted 3 years ago


Personal relationships matter. No matter the advances in technology, including artificial intelligence (AI), this remains clear. businessagent.com offers investors and businesses sight of the UK&rsq..

Tagged: alternative finance peer to peer p2p SME technology artificial intelligence investors businesses banks IFISA


Could a buy-to-let sell off lead to a peer-to-peer (P2P) lending boost?

Posted 3 years ago


The National Association of Landlords believes that 20% of landlords plan to sell one or more of their properties in the next 12 months. Why? Because conditions that favour an attractive regular inc..

Tagged: peer to peer lending p2p lending National Association of Landlords property IFISA investors investments


What do debt warnings mean for investors and small businesses?

Posted 3 years ago


The debt warning The Bank of England (BoE) warned again on Tuesday about rising debt levels in the UK. Whilst the majority of UK household debt is related to mortgages, other debt such as credit ca..

Tagged: alternative finance business loans bank of england debt levels peer to peer P2P investing saving


The state of UK Equity Crowdfunding

Posted 3 years ago


Beauhurst have stated that equity investment into high growth UK firms is up this year. In their latest update, they said that May saw “an unusually large amount invested” and that June ..

Tagged: equity crowdfunding peer-to-peer P2P Crowdcube investors transparency crowdfunding statistics crowdfunding tools


An exciting week for Peer-to-Peer

Posted 3 years ago


It has been an exciting week for the UK’s Peer-to-Peer (P2P) sector. The Financial Conduct Authority (FCA) agreed to give full authorisation to several of the sectors biggest names. Which on t..

Tagged: peer-to-peer p2p investment FCA IFISA Innovative Finance ISA full authorisation Funding Circle high yields


How to be risk aware and make an informed decision about investing in UK equity crowdfunding

Posted 3 years ago


You are aware of the scenario: before you are two doors; one leads to certain death and one to riches. Before you stand two guides; one can only answer your questions honestly, the other will always..

Tagged: equity crowdfunding equity crowdfunding be risk aware make informed decisions alternative finance investment peer to peer lending p2p lending


Ten useful numbers businesses and investors should know about alternative finance in the UK

Posted 3 years ago


Ten useful numbers businesses and investors should know about alternative finance in the UK   6% is the percentage of all seed and venture stage equity investment provided by equity crowdfund..

Tagged: finance alternative finance peer to peer p2p peer-to-peer investors investment crowdfunding equity crowdfunding peer to peer lending p2p lending


Businessagent.com is Crowdfunding!

Posted 4 years ago


  Businessagent.com is excited to announce that we are now crowdfunding! Businessagent.com aggregates equity and debt crowdfunding investments. This makes it easy for investors and lenders to ..

Tagged: businessagent.com equity crowdfunding investing venture angel investing aim shares


Become an Angel Investor Lunchtime Masterclass

Posted 4 years ago


Business Agent, Bond Dickinson and Angels Den are collaborating to bring you an exciting new event and would like to invite you to attend our ‘Become an Angel’ lunchtime masterclass. ..

Tagged: angel investor investing investor angel business equity peer to peer events angels den businessagent.com bond dickinson investments


What Effect Could “Brexit” Have on Investors & UK Growing Businesses?

Posted 4 years ago


“Brexit” is one of the biggest decisions that we are facing to date. The UK public have been given a huge choice in whether or not we stay in the EU, or decide to leave.  Many peopl..

Tagged: brexit eu uk hscbc simon wells ftse 100 economics investors invetsing sme's business growth isa ifisa's dollars pound exchange rate


UK Treasury Committee Express Concerns over Peer to Peer Lending

Posted 4 years ago


Recently the chairman of the UK Parliament Treasury Committee wrote to the head of the FCA and Andrew Bailey, Deputy Governor of the Bank of England for Prudential Regulation, expressing concerns ov..

Tagged: UK treasury government peer to peer p2p peer-to-peer loans p2p loans investing equity crowdfunding alternative finance fintech risk FCA Andrew Bailey Andrew Tyrie


Hey Mr Cameron, How About Investing Into UK Companies?

Posted 4 years ago


I’m sure you are all aware of Mr Cameron’s recent tax affairs which are all over the news as it has been very hard to avoid. I wanted to give some different views on the situation and al..

Tagged: David Cameron Prime Minister Investment SEIS EIS Tax affairs Blairmore Holdings


Overfunded: Blessing or Curse?

Posted 4 years ago


  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae


Property investment in the peer-to-peer and crowdfunding market

Posted 5 years ago


A recent White Paper from research company Datamonitor, The Global Wealth Market in 2015, has found that alternative asset classes are becoming increasingly important as part of high net worth inves..

Tagged: property investment crowdfunding propertycrowd relendex landbay proplend lendinvest assetzcapital crowdestates folk2folk propertypartner housecrowd elevate capitalstackers


Crowdfunding EIS and SEIS investments - In praise of diversity across sectors and geography

Posted 5 years ago


How to build an enterprise investment scheme and portfolio using equity crowdfunding Having recently discussed some of the advantages of the Seed Enterprise Investment Scheme, I was interested to ..

Tagged: SEIS EIS equity crowdfunding investments


The Seed Enterprise Investment Scheme – Could More Investors be Reaping the Rewards?

Posted 5 years ago


As founder and CEO of the UK’s first debt and equity crowd funding aggregator, Sacha Bright spends a lot of time talking to investors and start-up companies about the relative risks and reward..

Tagged: seis capital gains tax investment crowdfunding finance equity


Should Sophisticated Investors Remain the Target Demographic for Equity Crowdfunding? - Nate Nead, MD of Crowdfundraiser

Posted 6 years ago


Referring to any investor, whether large or small, as “unsophisticated” is likely to be taken as insulting or demeaning. Small investors often play a pivotal role in financing some very ..

Tagged: Nate nead investortype crowdfunding finance equity sophisticated investor


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