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Alternative Finance blog

What Is A Members' Voluntary Liquidation?

What Is A Members' Voluntary Liquidation?

Posted 3 months ago


In short, a Members' Voluntary Liquidation (MVL) is the process that enables shareholders’ to appoint what is known as a Liquidator to formally close down a solvent company. Directors of compa..

Tagged: entrepreneur tax relief sme business alternative finance


A Guide To Entrepreneurs' Relief

A Guide To Entrepreneurs' Relief

Posted 3 months ago


For those entrepreneurs who manage to overcome the myriad challenges that face them when running their business, they may find themselves at a juncture where they are able to sell their business. It..

Tagged: entrepreneur finance sme alternative finance funding


European Commission to Further Support Startups and Incentivise Private Investments

European Commission to Further Support Startups and Incentivise Private Investments

Posted 4 months ago


The European Commission has announced the adoption of a third amendment to its Temporary Framework to further support startups as they struggle during the coronavirus outbreak.  The news comes..

Tagged: coronavirus SMEs alternative finance news equity


Need Recognition? Here Is A List of Competitions And Awards

Need Recognition? Here Is A List of Competitions And Awards

Posted 4 months ago


Business Awards List There’s no better way to increase your profile than picking up awards for your hard work. In the UK, there are a range of competitions and awards open to a whole host of ..

Tagged: entrepreneur business sme alternative finance equity


Protecting Your Business With Trade Credit Insurance

Protecting Your Business With Trade Credit Insurance

Posted 4 months ago


Late payments are something that befall most businesses, but what happens if you’re due payment from a company who has already received your goods and does not pay? This is where trade credit ..

Tagged: entrepreneur sme alternative finance


Chancellor Rishi Sunak Expands The Future Fund

Chancellor Rishi Sunak Expands The Future Fund

Posted 4 months ago


In a widely anticipated move, the Chancellor of the Exchequer Rishi Sunak has expanded the Future Fund to accommodate businesses that contribute significantly to the UK economy, but do not have thei..

Tagged: coronavirus equity crowdfunding news sme


Why Most Small Businesses End Up Failing (And What You Can Do)

Why Most Small Businesses End Up Failing (And What You Can Do)

Posted 4 months ago


There are a number of reasons why a business might fail - every situation is unique. But with 20% of businesses not making it past their first year, and 60% going bust within the first three years a..

Tagged: entrepreneur business sme alternative finance equity crowdfunding


What Do I Need To Launch My Equity Crowdfunding Campaign?

What Do I Need To Launch My Equity Crowdfunding Campaign?

Posted 4 months ago


So you’ve decided that you are going to take the plunge and use equity crowdfunding to fund your business venture. In previous guides, we’ve explored what mistakes to watch out for, top ..

Tagged: equity crowdfunding alternative finance sme entrepreneur business


Is Alternative Finance The Way Forward?

Is Alternative Finance The Way Forward?

Posted 4 months ago


Before the outbreak of coronavirus, alternative finance had become the rising star on the world’s stage. But now, with a number of government support schemes failing to ensure that all small a..

Tagged: alternative finance sme crowdfunding p2p


Future Fund Almost Out Of Money After Just A Month

Future Fund Almost Out Of Money After Just A Month

Posted 4 months ago


Less than a month after opening for applications, the government’s widely anticipated scheme for supporting startups struggling to navigate the economic impact of the pandemic, has nearly run ..

Tagged: coronavirus sme future fund news


Covid-19: Which Peer-to-Peer Platforms Are Reopening?

Covid-19: Which Peer-to-Peer Platforms Are Reopening?

Posted 4 months ago


Previously, NextFin had reported how a number of peer-to-peer lenders had introduced forbearance measures to help mitigate the financial impacts of coronavirus. From suspending secondary markets, to..

Tagged: p2p sme alternative finance coronavirus


Investors' Relief: What You Should Know

Investors' Relief: What You Should Know

Posted 4 months ago


Investors' relief (IR) is broadly regarded as an extension of entrepreneurs' relief and allows investors to benefit from reductions in tax. Introduced under the 2016 Finance Act, the relief was brou..

Tagged: investor sme alternative finance equity crowdfunding


How Are Each Of The Coronavirus Business Loan Schemes Performing?

How Are Each Of The Coronavirus Business Loan Schemes Performing?

Posted 4 months ago


British businesses have now borrowed £41bn in loans backed by guarantees from the government to cope with the impact of coronavirus. Approval rates for the coronavirus business interruption lo..

Tagged: news sme coronavirus business loan entrepreneur


Why Is A Shareholders’ Agreement Important?

Why Is A Shareholders’ Agreement Important?

Posted 4 months ago


When setting up a company, especially if family or friends are involved, it is easy to proceed under the assumption that nothing can go wrong in the future, and that no agreement outlining the roles..

Tagged: entrepreneur sme business


Nearly Half of Small Businesses Unable To Repay Government Loans

Nearly Half of Small Businesses Unable To Repay Government Loans

Posted 4 months ago


Forty-three percent of businesses that have taken out either Bounce Back Loans or Coronavirus Business Interruption Loans say that they will be unable to repay the loan, according to the Business Ba..

Tagged: coronavirus cbils bbls sme finance loan entrepreneur


What Does The New Furlough Scheme Mean For You?

What Does The New Furlough Scheme Mean For You?

Posted 4 months ago


In a widely anticipated move, the Chancellor will now allow workers who were furloughed under the Job Retention Scheme to return to work on July 1 on a part-time basis while still having their pay s..

Tagged: coronavirus business entrepreneurs news sme finance


Top Ten Equity Crowdfunding Tips

Top Ten Equity Crowdfunding Tips

Posted 4 months ago


As founder and CEO of the UK’s first debt and equity crowdfunding aggregator, Sacha Bright knows a thing or two about the ups and downs and ins and outs of crowdfunding. So we asked him to giv..

Tagged: equity crowdfunding alternative finance entrepreneur business sme


Top Tips For Reopening Your Business After Covid-19

Top Tips For Reopening Your Business After Covid-19

Posted 4 months ago


With non-essential shops and retailers having reopened on June 15, business as usual may look very different after the coronavirus pandemic. By July, the government would like to see remaining small..

Tagged: coronavirus news business sme entrepreneur


Common Equity Crowdfunding Mistakes and How To Avoid Them

Common Equity Crowdfunding Mistakes and How To Avoid Them

Posted 4 months ago


Remember that you are not the only business approaching the platform You believe in your business, you know that the market is right and the service or product is perfectly positioned to do well. Y..

Tagged: Equity Crowdfunding Alternative Finance Entrepreneur SME Investor


How To Manage Working Capital. Is A Loan The Answer?

How To Manage Working Capital. Is A Loan The Answer?

Posted 4 months ago


Despite being the backbone of the UK economy, many small and medium-sized businesses (SMEs) struggle to access the right funding once there is a sudden need to cover day-to-day expenses. There are m..

Tagged: Loan Business Capital Entrepreneur SME


What Is The Coronavirus Local Authority Discretionary Grants Fund, And How Do I Apply?

What Is The Coronavirus Local Authority Discretionary Grants Fund, And How Do I Apply?

Posted 4 months ago


The Discretionary Grant Fund is designed to support small and micro businesses that are not eligible for other government grant schemes. The grant is aimed at small businesses with high fixed buildi..

Tagged: Grants Business Coronavirus SME Entrepreneur


Why Has The UK Fallen Behind In Its Coronavirus Support For Business?

Why Has The UK Fallen Behind In Its Coronavirus Support For Business?

Posted 4 months ago


In the last few days, it has been reported that more than one million people have been overlooked in government schemes that were designed to help them during the coronavirus pandemic.  But wh..

Tagged: Coronavirus Business EIS SEIS Investment Entrepreneur SME


Funding Your Business Without A Bank

Funding Your Business Without A Bank

Posted 4 months ago


More and more entrepreneurs are getting turned down for business loans as they struggle to prove their viability. If you’re a business owner struggling to access capital via the traditional me..

Tagged: Banking Alternative Finance P2P Equity Crowdfunding SME Entrepreneur Business


Will The Future Fund Really Help UK Start-ups?

Will The Future Fund Really Help UK Start-ups?

Posted 4 months ago


Much excitement has been generated around the Future Fund, with many in the startup community praising its current performance. But to what extent will this new scheme help startups?  Providin..

Tagged: Coronavirus SME Future Fund EIS SEIS Startups Business Entrepreneur


How Do You Value A Startup?

How Do You Value A Startup?

Posted 5 months ago


Valuing early-stage companies is more of an art-form than it is a science, especially when it is a business that has just started its journey. A valuation of a business is determining what someone i..

Tagged: Business startups venture entrepreneur sme funding finance equity crowdfunding


How Do I Register A Trademark?

How Do I Register A Trademark?

Posted 5 months ago


You have developed what you believe to be a unique product. But how do you protect it, and more importantly your name and brand? This is where trademarks come in. Intellectual property protection is..

Tagged: business entrepreneur sme trademark guide


What Are Local Enterprise Partnerships, And Where Can I Apply?

What Are Local Enterprise Partnerships, And Where Can I Apply?

Posted 5 months ago


With 38 currently operating within England, a Local Enterprise Partnership (LEP) is a partnership between local authorities and businesses. They decide local economic priorities and help to drive ec..

Tagged: LEP business sme funding finance entrepreneur


Five Ways To Make Your Business More Social

Five Ways To Make Your Business More Social

Posted 5 months ago


As an entrepreneur, having a strong social media presence is a vital part to the performance and success of your business. Businesses no longer rely on word of mouth, instead they rely on the word o..

Tagged: social media business sme funding equity crowdfunding alternative finance


Struggling With Online Sales? Here’s What You Can Do

Struggling With Online Sales? Here’s What You Can Do

Posted 5 months ago


Whether you’re a small retail brand operating from home or work for a vast ecommerce giant such as Ebay, online sales form the lifeblood of a business. But increasing sales can be a herculean ..

Tagged: business sme money finance


Want To Get A Loan? Top Tips For A Successful Application

Want To Get A Loan? Top Tips For A Successful Application

Posted 5 months ago


At Nextfin, we help hundreds of small businesses find and apply for loans from P2P platforms or other alternative providers. As such, we have a very good understanding of what is required if you wan..

Tagged: Loans Business SME Startup Entrepreneur


Five Things To Remember Before Equity Crowdfunding

Five Things To Remember Before Equity Crowdfunding

Posted 5 months ago


1. The process can take longer than you think Researching which crowdfunding platform to target and what they want to see from you, pulling together marketing materials, scripting and rehearsing yo..

Tagged: Equity Crowdfunding Alternative Finance Business Startup SMEs Business Entrepreneur


Equity Crowdfunding? Here's A Short Guide To What You Need

Equity Crowdfunding? Here's A Short Guide To What You Need

Posted 5 months ago


Equity crowdfunding for businesses has burst onto the scene in recent years and has helped to fund successful enterprises such as Brewdog and Oculus. It can be an elongated process and will require ..

Tagged: Business Equity Crowdfunding Alternative Finance SME Funding Capital


Getting A Business Loan? Here Are The Terms You Should Look Out For

Getting A Business Loan? Here Are The Terms You Should Look Out For

Posted 5 months ago


Let’s face it, how closely do you read the small print in all the contracts you sign? All of us, at one time or another have skim-read the seemingly immeasurable pages of terms and conditions ..

Tagged: Business Loan P2P SME Finance Alternative Finance


Looking To Start A Business? Here's How

Looking To Start A Business? Here's How

Posted 5 months ago


Taking an idea for a business and turning it into reality can be a daunting experience. But as Albert Einstein once said: “Everyone is a genius. But if you judge a fish by its ability to climb..

Tagged: Equity Crowdfunding Business Start-ups Finance SMEs


What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

Posted 3 years ago


NESTA and Sage published a report on regional Small and Medium (SME) sized business productivity in the UK this week. It makes for fascinating reading and should certainly attract the attention of W..

Tagged: equity crowdfunding peer to peer lending p2p lending NESTA Sage SMEs London competition businesses


Banks not lending to small businesses is stunting Britain’s growth

Banks not lending to small businesses is stunting Britain’s growth

Posted 3 years ago


Every year, thousands of small businesses see their loan applications rejected by the big Banks. Figures from the British Business Bank (BBB) suggest that this equates to around £4bn in loans ..

Tagged: British Business Bank small businesses growth slowing business loans SMEs investment The Hampshire Trust Bank Centre for Economics and Business Research debt capital adequacy


Personal relationships matter

Posted 3 years ago


Personal relationships matter. No matter the advances in technology, including artificial intelligence (AI), this remains clear. businessagent.com offers investors and businesses sight of the UK&rsq..

Tagged: alternative finance peer to peer p2p SME technology artificial intelligence investors businesses banks IFISA


What is peer-to-peer lending?

What is peer-to-peer lending?

Posted 4 years ago


Peer-to-peer lending – also known as P2P lending, debt crowdfunding and marketplace lending – is an alternative financing model whereby people borrow from other people, rather than going..

Tagged: business loans business sme business funding loans peer to peer peer to peer loans peer-to-peer loans peer to peer lending peer-to-peer lending equity crowdfunding


What is debt crowdfunding and how does it work?

What is debt crowdfunding and how does it work?

Posted 4 years ago


What is debt crowdfunding? Debt crowdfunding, sometimes known as peer-to-peer lending or loan-based lending, is an alternative way for businesses to borrow money. In essence, it’s the same pr..

Tagged: business business loans debt crowdfunding debt crowd-funding crowdfunding equity equity crowdfunding business loans finance business finance start ups sme business growth


6 things to check closely before applying for a crowdfunding loan

6 things to check closely before applying for a crowdfunding loan

Posted 4 years ago


There is an alternative to traditional lending from a Bank, debt crowd-funding and peer-to-peer lending. There are risks for the companies doing the borrowing, just as there are for the lenders. Her..

Tagged: loans finance crowdfunding equity debt secured loans banks start ups smes business funding credit check


How Social Is Your Business?

Posted 4 years ago


  We have seen the way businesses promote themselves change drastically over the last 10 years. With the growth of online and digital, new trends are always coming into play and it can be a to..

Tagged: social media business sme marketing advertising twitter facebook instagram snapchat google+ linkedin equity crowdfunding raising finance social online digital


Bank of England to Lower Capital Buffers & Interest Rates Following Brexit

Posted 4 years ago


  Mike Carney, the Bank of England’s Governor has stated that interest rates will be cut this summer to battle a Brexit slowdown.  Ten year government bond yields have dropped as we..

Tagged: brexit bank of england BoE interest rates alternative finance mike carney lending alternative finance peer to peer equity crowdfunding eu referendum sme small businesses


What Effect Could “Brexit” Have on Investors & UK Growing Businesses?

Posted 4 years ago


“Brexit” is one of the biggest decisions that we are facing to date. The UK public have been given a huge choice in whether or not we stay in the EU, or decide to leave.  Many peopl..

Tagged: brexit eu uk hscbc simon wells ftse 100 economics investors invetsing sme's business growth isa ifisa's dollars pound exchange rate


Business Finance: Beyond the Business Loan

Posted 4 years ago


Business Finance: Beyond the Business Loan   For many, the traditional business loan is the most logical option when looking for finance. However, sometimes it just doesn’t work out how..

Tagged: business loans peer to peer equity crowdfunding loans invoice finance asset finance cash advance cash flow growing business SME marketinvoice LDF Boost Liberis Ultimate finance


Overfunded: Blessing or Curse?

Posted 5 years ago


  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae


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