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Alternative Finance blog

What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

What does the NESTA/Sage report on SME productivity offer crowdfunding investors?

2 years ago

NESTA and Sage published a report on regional Small and Medium (SME) sized business productivity in the UK this week. It makes for fascinating reading and should certainly attract the attention of W..

Tagged: equity crowdfunding peer to peer lending p2p lending NESTA Sage SMEs London competition businesses

Banks not lending to small businesses is stunting Britain’s growth

Banks not lending to small businesses is stunting Britain’s growth

2 years ago

Every year, thousands of small businesses see their loan applications rejected by the big Banks. Figures from the British Business Bank (BBB) suggest that this equates to around £4bn in loans ..

Tagged: British Business Bank small businesses growth slowing business loans SMEs investment The Hampshire Trust Bank Centre for Economics and Business Research debt capital adequacy

When is a working capital loan right for my business?

3 years ago

By Zaynab Ahmed, Marketing Manager, Spotcap UK   Despite being the backbone of the UK economy, many small and medium-sized businesses (SMEs) struggle to access the right funding once there is..

Tagged: alternative finance working capital SMEs Spotcap

Personal relationships matter

3 years ago

Personal relationships matter. No matter the advances in technology, including artificial intelligence (AI), this remains clear. businessagent.com offers investors and businesses sight of the UK&rsq..

Tagged: alternative finance peer to peer p2p SME technology artificial intelligence investors businesses banks IFISA

Tips for loan application success

3 years ago

At businessagent.com we help 100s of small businesses find and apply for loans from P2P platforms or other alternative providers every month. This means we have a very good understanding of what is ..

Tagged: alternative finance business loan unsecured secured small businesses sme entrepreneurs

What is peer-to-peer lending?

3 years ago

Peer-to-peer lending – also known as P2P lending, debt crowdfunding and marketplace lending – is an alternative financing model whereby people borrow from other people, rather than going..

Tagged: business loans business sme business funding loans peer to peer peer to peer loans peer-to-peer loans peer to peer lending peer-to-peer lending equity crowdfunding

What alternative business finance is best when you are refused a business loan or credit by your bank?

3 years ago

The financial crisis of the late 2000s made a marked difference to banks’ willingness to lend; business overdrafts became harder to come by and business loan applications met more often with a..

Tagged: business business loans sme finance merchant cash advance invoice finance business growth equity crowdfunding debt debt crowdfunding crowdfunding assets lending business loans

7 small print business loan terms you need to look out for

3 years ago

How closely do you read the small print in the contracts you sign? People have been skim-reading terms and conditions for decades, often ignoring or failing to understand important information, and ..

Tagged: business loans small print loans smes small businesses business equity crowdfunding crowdfunding debt start ups

What is debt crowdfunding and how does it work?

3 years ago

What is debt crowdfunding? Debt crowdfunding, sometimes known as peer-to-peer lending or loan-based lending, is an alternative way for businesses to borrow money. In essence, it’s the same pr..

Tagged: business business loans debt crowdfunding debt crowd-funding crowdfunding equity equity crowdfunding business loans finance business finance start ups sme business growth

6 things to check closely before applying for a crowdfunding loan

3 years ago

There is an alternative to traditional lending from a Bank, debt crowd-funding and peer-to-peer lending. There are risks for the companies doing the borrowing, just as there are for the lenders. Her..

Tagged: loans finance crowdfunding equity debt secured loans banks start ups smes business funding credit check

Equity Crowdfunding for Your Business

4 years ago

 Raising finance for your business can be a stressful process and it’s not as easy as what it once was. With banks’ lending to businesses less, it can be a struggle to reach the gro..

Tagged: equity crowdfunding crowdfunding raising finance business finance business loans sme sme's entrepreneurs equity valuations business plan brewdog mondo bank

How Social Is Your Business?

4 years ago

  We have seen the way businesses promote themselves change drastically over the last 10 years. With the growth of online and digital, new trends are always coming into play and it can be a to..

Tagged: social media business sme marketing advertising twitter facebook instagram snapchat google+ linkedin equity crowdfunding raising finance social online digital

Bank of England to Lower Capital Buffers & Interest Rates Following Brexit

4 years ago

  Mike Carney, the Bank of England’s Governor has stated that interest rates will be cut this summer to battle a Brexit slowdown.  Ten year government bond yields have dropped as we..

Tagged: brexit bank of england BoE interest rates alternative finance mike carney lending alternative finance peer to peer equity crowdfunding eu referendum sme small businesses

What Effect Could “Brexit” Have on Investors & UK Growing Businesses?

4 years ago

“Brexit” is one of the biggest decisions that we are facing to date. The UK public have been given a huge choice in whether or not we stay in the EU, or decide to leave.  Many peopl..

Tagged: brexit eu uk hscbc simon wells ftse 100 economics investors invetsing sme's business growth isa ifisa's dollars pound exchange rate

Business Finance: Beyond the Business Loan

4 years ago

Business Finance: Beyond the Business Loan   For many, the traditional business loan is the most logical option when looking for finance. However, sometimes it just doesn’t work out how..

Tagged: business loans peer to peer equity crowdfunding loans invoice finance asset finance cash advance cash flow growing business SME marketinvoice LDF Boost Liberis Ultimate finance

Overfunded: Blessing or Curse?

4 years ago

  Crowdfunding has played a huge role in helping businesses get the boost they need and gain the funds they need. Equity Crowdfunding is the same practice however; it involves the selling of s..

Tagged: finance p2p lending investment crowdfunding business agent equity debt bank loans loans p2p lending business personal finance sme start-ups raising finance shareholders shares investing overfunded levi roots reggae reggae

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