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Alternative Finance blog

What Opportunities Are Available To P2P Investors During The Pandemic?

What Opportunities Are Available To P2P Investors During The Pandemic?

Posted 13 days ago


Throughout the coronavirus pandemic, there have been reports of peer-to-peer (P2P) lenders instituting a number of measures to counteract the current economic situation. In previous articles, we hav..

Tagged: Covid-19 P2P Investors Assetz Capital Zopa Funding Circle Ratesetter


What are EIS and SEIS tax investment schemes?

What are EIS and SEIS tax investment schemes?

Posted 4 months ago


As legal adviser to a number of investment funds and small to medium-sized businesses, we are often asked at Harper James Solicitors which UK government schemes offer the most tax-effective ways to ..

Tagged: Investment EIS SEIS Tax Investors


Crowdfunding Investor Types

Crowdfunding Investor Types

Posted 6 months ago


The new Financial Conduct Authority (FCA) rules, PS19/14, coming into force on 9 December 2019 state that crowdfunding and peer-to-peer (P2P) platforms must classify their potential investors. All ..

Tagged: Crowdfunding investors peer-to-peer fca


Do you have a thirst for brewers?

Do you have a thirst for brewers?

Posted 2 years ago


There’s a thirst for brewers in the UK it seems. Whether it’s gin, beer, whisky or Vodka brewers are looking for capital and investors are drinking it up. But is investor appetite whette..

Tagged: Crowdfunding brewers investors


Brexit and Interest rates: what do they mean for crowdfunders and P2P INVESTORS?

Brexit and Interest rates: what do they mean for crowdfunders and P2P INVESTORS?

Posted 2 years ago


London, 16 February 2018: well it has been a busy week hasn’t it. Brexit dominated the headlines, as the Conservative Government did its best to look organised, rouse and inspire. Economically..

Tagged: Brexit P2P Investors


Technology: the future is now?

Technology: the future is now?

Posted 2 years ago


20 years ago Google, facebook, Uber, Amazon and Airbnb did not exist. Today, Facebook, Google and Amazon are considered to have market values that exceed $500 billion, Uber over $50 billion and Airb..

Tagged: Google Facebook Uber Amazon Airbnb investment equity Thyngs investors technology companies equity crowdfunding


UK Equity Crowdfunding's second biggest fund raising ever happened this week

UK Equity Crowdfunding's second biggest fund raising ever happened this week

Posted 3 years ago


The highest funding amount for a crowdfunding campaign in the UK was for Crowdcube, who raised over £7 million, 146% of their target funding amount, with the backing of 3,699 investors.  ..

Tagged: Equity crowdfunding Crowdcube ADC Biotechnology InvestingZone Sacha Bright Invest Investors


Enterprise Investment Schemes (EIS): bigger and better in 2018

Enterprise Investment Schemes (EIS): bigger and better in 2018

Posted 3 years ago


November 2017: well how exciting. Expectations were that the Chancellor and HMRC would see the money flowing into EIS and VCTs as a sum of cash worth grabbing and would change the tax treatment acco..

Tagged: Enterprise Investment Scheme EIS Autumn budget Investment investors investing tax relief


Does Crowdcube’s pulling of Shaw Academy’s crowdfunding campaign herald the beginning of a significant change for the Crowdfunding sector?

Does Crowdcube’s pulling of Shaw Academy’s crowdfunding campaign herald the beginning of a significant change for the Crowdfunding sector?

Posted 3 years ago


24 November 2017: Something rather interesting happened this week, Crowdcube pulled Shaw Academy’s crowdfunding campaign from its platform.   Shaw Academy, if you don’t know of th..

Tagged: Crowdfunding Crowdcube Investors investing Shaw Academy fairness for investors


Despite low visibility IFISA attracts an average account size of £8,500 and £17m in its first year

Posted 3 years ago


HM Revenue and Customs (HMRC) data released today shows that £17 million was invested in Innovative Finance ISAs (IFISAs) in the 2016/2017 tax year.    Launched in April 2016 some ..

Tagged: Alternative finance IFISA HMRC Stocks & Shares Peer to Peer lending P2P lending investment investors growing interest in IFISAs


Personal relationships matter

Posted 3 years ago


Personal relationships matter. No matter the advances in technology, including artificial intelligence (AI), this remains clear. businessagent.com offers investors and businesses sight of the UK&rsq..

Tagged: alternative finance peer to peer p2p SME technology artificial intelligence investors businesses banks IFISA


Could a buy-to-let sell off lead to a peer-to-peer (P2P) lending boost?

Posted 3 years ago


The National Association of Landlords believes that 20% of landlords plan to sell one or more of their properties in the next 12 months. Why? Because conditions that favour an attractive regular inc..

Tagged: peer to peer lending p2p lending National Association of Landlords property IFISA investors investments


The state of UK Equity Crowdfunding

Posted 3 years ago


Beauhurst have stated that equity investment into high growth UK firms is up this year. In their latest update, they said that May saw “an unusually large amount invested” and that June ..

Tagged: equity crowdfunding peer-to-peer P2P Crowdcube investors transparency crowdfunding statistics crowdfunding tools


Ten useful numbers businesses and investors should know about alternative finance in the UK

Posted 3 years ago


Ten useful numbers businesses and investors should know about alternative finance in the UK   6% is the percentage of all seed and venture stage equity investment provided by equity crowdfund..

Tagged: finance alternative finance peer to peer p2p peer-to-peer investors investment crowdfunding equity crowdfunding peer to peer lending p2p lending


What Effect Could “Brexit” Have on Investors & UK Growing Businesses?

Posted 4 years ago


“Brexit” is one of the biggest decisions that we are facing to date. The UK public have been given a huge choice in whether or not we stay in the EU, or decide to leave.  Many peopl..

Tagged: brexit eu uk hscbc simon wells ftse 100 economics investors invetsing sme's business growth isa ifisa's dollars pound exchange rate


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